Claim back any unfair bank charges! Article Discussion Area

markpcockburn

Hi, I recently signed up for a savings account with Hallifax, in which I pay 25 a month. I left my usual 25 in the bank ready for my payment to be takin out, but my bank Lloyds tsb, took about 95p leaving £24 odd in, so hallifax could not take out the £25 standing order.

I went down to the bank in the next few days and put in a couple of quid in to cover it, they took it out and I thought it was sorted.

But my bank has takin charged me 35 quid and I am 121 overdrawn. Will I be able to claim these charges back as outline in the above article.

Any help would be greatly eppreciated.

Thanks in advance

Mark

shaun1977

markpcockburn wrote:

Hi, I recently signed up for a savings account with Hallifax, in which I pay 25 a month. I left my usual 25 in the bank ready for my payment to be takin out, but my bank Lloyds tsb, took about 95p leaving £24 odd in, so hallifax could not take out the £25 standing order.

I went down to the bank in the next few days and put in a couple of quid in to cover it, they took it out and I thought it was sorted.

But my bank has takin charged me 35 quid and I am 121 overdrawn. Will I be able to claim these charges back as outline in the above article.

Any help would be greatly eppreciated.

Thanks in advance

Mark

Hi mark these are exactly the charges you can claim back, if you need any info or the template letters go to www.!!!!!!.uk

bexW_2

Hi can anyone lead me to the letter templates for this? i've sent the 1st letter + heard nothing so need to send a 2nd and could do with the template?
thanks.

markpcockburn

Thanks for the advice, just hope they dont try to fob me off like they normally would, am not very assertive.lol

Mark

bexW_2

ignore that found the link thanks!

shaun1977

markpcockburn wrote:

Thanks for the advice, just hope they dont try to fob me off like they normally would, am not very assertive.lol

Mark

they will try to fob you off, but the letters and advice given will sort that out.;)

markpcockburn

Hi again

I dont know which letter I should be usin, is it possible u could post the direct link.

Thanks

shaun1977

markpcockburn wrote:

Hi again

I dont know which letter I should be usin, is it possible u could post the direct link.

Thanks

hi mark, it depends if you have all your statements for last 6 years, you are better of putting a post up at consumercorner. its easier to help that way and keeps a log. but if you know the amount you want to claim the link is here

hollistera

I have from time to time rung up the bank and complained long and loud and have received some charges back, and at other times received letters saying the charges have been correctly applied blah blah blah.

Anyone know if the fact that I have already claimed some charges back on an adhoc basis prevents me from making an overall claim for every charge (less the ones already refunded of course).

Thanks in advance

shaun1977

hollistera wrote:

I have from time to time rung up the bank and complained long and loud and have received some charges back, and at other times received letters saying the charges have been correctly applied blah blah blah.

Anyone know if the fact that I have already claimed some charges back on an adhoc basis prevents me from making an overall claim for every charge (less the ones already refunded of course).

Thanks in advance

Hi,
you can still claim the rest of them, if you go to www.!!!!!!.uk all the help advice and upto date letter templates are there for you