V A N Q U I S

never-in-doubt

Parki wrote: »

Im still waiting to hear grrr. They always put me to the back of the que booo hooooooo poor me hah

give them a call mate?

i'll be back soon - check your letter then ok mate?

Parki_2

never-in-doubt wrote: »

give them a call mate?

i'll be back soon - check your letter then ok mate?

I called them thursday and they said I had neither been accepted or declined still heard nothing and its been over a week now.

Yeah check it whenever you get time, no rush

skylight

I applied to get the £25 Quidco - thats validated this morning and my new Vanquis card arrived today. £250 limit (enough for me) and they have not phoned me to check. Not expecting to get the card I did not put down my real phone numbers (which I am sure they will ask for when I activate the card though!). Oh - and I was discharged from BR 3 months ago.

Full details are:
£250 limit
34.08% annual purchase interest rate
41.196% cash/cheque interest rate.

Well - no cash and the cheques will go in the bin when they arrive (shredded I mean) and will set up a DD when I activate the card so it will be paid off in full every month. The plan is to do one small purchase every month (less than £20 that can be budgeted) to help raise my credit score/profile.

katie1

skylight ~ how long did it take from start to finish?? i applied 9 days ago still not heard a thing ???

skylight

katie1 wrote: »

skylight ~ how long did it take from start to finish?? i applied 9 days ago still not heard a thing ???

Applied on the 24th April, so just over 3 weeks??

katie1

oh well still time for me then , thank you

never-in-doubt

katie1 wrote: »

oh well still time for me then , thank you

ring and ask? 0800 7816314 freephone :rotfl:

jambo862

Innocent_Guy wrote: »

That means you are approved mate

You are in the que for the PPI call

Is being in the que a definate approved?

I applied on May 6th, I can see a search on my credit report from them on that day, and I've just phoned them now and told that I haven't been accepted or declined?

How long does it take to get a call from them usually?

Parki_2

jambo862 wrote: »

Is being in the que a definate approved?

I applied on May 6th, I can see a search on my credit report from them on that day, and I've just phoned them now and told that I haven't been accepted or declined?

How long does it take to get a call from them usually?

Same as me! Its all these other selfish people applying making us have to wait for longer ;p

never-in-doubt

No its not a definite - they do have a backlog and if they say its not a yes or a no then usually they accept you but it is not guaranteed! What innocent was saying is usually for a decline, it happens after a day or two..... the accepts take longer cos they sit in a queue awaiting the PPI call.

It does not though mean you've been accepted at this stage, it could simply mean they do have a backlog. Although after a week i'd assume you have been accepted but just dont presume its factual as yet - not til the card lands on your door mat is anything guaranteed...