V A N Q U I S

allthingsconsidered2009

Has anyone ever actually been declined by Vanquis? How did this tragedy come about and did they give you a straight no or prolong the agony and humiliation of it all ?

ShelfStacker_3

I've been declined by Vanquis. I was accepted for a CC, overdraft and loan from First Direct a couple of weeks afterwards.

Bloody weird.

allthingsconsidered2009

ShelfStacker wrote: »

I've been declined by Vanquis. I was accepted for a CC, overdraft and loan from First Direct a couple of weeks afterwards.

Bloody weird.

Well I'd imagine First Direct is way better. How long have you been with First Direct? Any idea why Vanquis turned you down? I'm very interested in First Direct myself but the thing is I already have a current account with HSBC

Mrs_Ryan

I got turned down by Vanquis...

I already have a credit card with Citi that isnt a sub-prime as such... I knew things must be bad when Vanquis turned me down!!! ha ha.

nzseries1

Me me! Pick me! #3 in the "declined by Vanquis" club.
I'd been in the country only 2 months, and had nothing except a basic bank account to my name.

cally6008

How long does it take to get a reply from Vanquis ? OH applied for Vanquis about 2 n half weeks ago and hasn't heard back from them yet

sutton111

Normally they would ring you within 5 days if successful, but tell him to give them a ring on 08007816314 option 3. HTH

cally6008

cheers sutton, haven't had any house phone calls apart from CSL and he's not brilliant at keeping his mobile phone charged up.

sutton111

cally6008 wrote: »

cheers sutton, haven't had any house phone calls apart from CSL and he's not brilliant at keeping his mobile phone charged up.

I would ask him to ring them, they do seem to be taking there time with applications the moment.

Good Luck though.

Innocent_Guy

cally6008 wrote: »

How long does it take to get a reply from Vanquis ? OH applied for Vanquis about 2 n half weeks ago and hasn't heard back from them yet

When I applied i recieved the message of " Thank you for your application we need to review your application blah blah blah )

I immediatly rung them and they said I had a provisional acceptance ( So I had to send ID ) Did that the same day via Special Delivery and had PPI call after 2 days!

Ammie

cally6008 wrote: »

How long does it take to get a reply from Vanquis ? OH applied for Vanquis about 2 n half weeks ago and hasn't heard back from them yet

I applied for Vanquis online on the 16th Feb, received a phone call 8 days later telling me I had been successful and trying to get me to take a cash advance as I would have to wait up to 14 days until I get the credit card. Naturally I declined, wasn't falling for that. Then they tried to sell me a repayment option plan which I also wasn't interested in. In the end just to shut her up I accepted a reduced 1p a month 3 months free trial deal which I plan to cancel.

I got the credit card through the normal post last week, no special delivery. Ironically I only applied through Quidco to get the £25.00 cashback which validated. £25.00 for a card I don't intend to use, not too shabby for Ammie.
Goodluck.