V A N Q U I S

xmrbrightside89

I received the card just today! now i have to wait for my chip and pin... what I'm a bit confused is.. the guy on the phone said I got £500 limit.. but on the letter it says £250 (which to be honest is the limit that I've asked for during the online application)... mm weird

also the guy on the phone said he set up a direct debit (minimum amount) which I want to cancel as I want to pay in full, but it doesn't show it on evanquis... is there a way to know if he really did it or not?

itsMickle

xmrbrightside89 wrote: »

also the guy on the phone said he set up a direct debit (minimum amount) which I want to cancel as I want to pay in full, but it doesn't show it on evanquis... is there a way to know if he really did it or not?

My current account provider allow you to check what Direct Debits are setup on the online portal, I have two from Vanquis but don't use either (paying in full) Also they sent me a letter this week saying that my DD ref number is changing.. Oh well.

I really need to know something about this account and I really hope someone can help,

ACCOUNT BALANCE
Balance carried forward £1**.**
Credits to your account £2**.**
Debits to your account £1**.**
Current balance £0.00

YOUR NEXT STATEMENT
Next statement date 22 Jun 11
Payment due date 17 Jun 11
Minimum payment £0.00
Last payment date 05 Jun 11
Last payment amount £**.**

If I start spending on the card now, will I have to pay off before 17th June in order to avoid charges?

Many Thanks

ASL

itsMickle wrote: »

My current account provider allow you to check what Direct Debits are setup on the online portal, I have two from Vanquis but don't use either (paying in full) Also they sent me a letter this week saying that my DD ref number is changing.. Oh well.

I really need to know something about this account and I really hope someone can help,

ACCOUNT BALANCE
Balance carried forward £1**.**
Credits to your account £2**.**
Debits to your account £1**.**
Current balance £0.00

YOUR NEXT STATEMENT
Next statement date 22 Jun 11
Payment due date 17 Jun 11
Minimum payment £0.00
Last payment date 05 Jun 11
Last payment amount £**.**

If I start spending on the card now, will I have to pay off before 17th June in order to avoid charges?

Many Thanks

Your balance today is £0 yes. If you start spending now. You won't have to pay untill after your statement on the 22nd June. Your due date will be around the 16th July ? for what you spend today.

itsMickle

My balance today is indeed £0

Thank you kindly good Sir, I can now go out tonight without fret

giblet10

xmrbrightside89 wrote: »

I received the card just today! now i have to wait for my chip and pin... what I'm a bit confused is.. the guy on the phone said I got £500 limit.. but on the letter it says £250 (which to be honest is the limit that I've asked for during the online application)... mm weird

Paranoia over - my card arrived today too - £500 limit, 39% purchases, 49% cash advance - but I'll be paying off in full anyway.

Interestingly they sent me a burgundy coloured one (looks quite good) so maybe why it took two weeks to receive.

PIN number changed and ready to spend!

kilasuit

in the new score of how vanquis manage to make mistakes

Evanquis shows a DD payment on the 13th of £99

Bank shows no record of so called DD being taken

I now owe less cos of this mistake

SnowTiger

kilasuit wrote: »

in the new score of how vanquis manage to make mistakes

Evanquis shows a DD payment on the 13th of £99

Bank shows no record of so called DD being taken

I now owe less cos of this mistake

I hope you haven't spent the money because I'm not sure it is a mistake.

Another company I have a direct debit set up with credits my account on the day they request payment from my bank, but it takes a few days to go through the system and the money isn't taken from my bank account immediately.

kilasuit

SnowTiger wrote: »

I hope you haven't spent the money because I'm not sure it is a mistake.

Another company I have a direct debit set up with credits my account on the day they request payment from my bank, but it takes a few days to go through the system and the money isn't taken from my bank account immediately.

nope seperate Bank account for DD's that has more than the minimum that will go out in there.

Plus With my bank i can tell when DD's are going out next working Day.

xmrbrightside89

Guys, do you know once I pay off the balance each month (for example 500£).. can I spend again 500£ on the card right away? or do I have to wait 5 days until it clears? I still don't know how it works lol

btw, they sold me CCP, and the thing to freeze the account in case I loose job.. definetely gonna cancel both!

vintagegirl

kilasuit wrote: »

in the new score of how vanquis manage to make mistakes

Evanquis shows a DD payment on the 13th of £99

Bank shows no record of so called DD being taken

I now owe less cos of this mistake

mine is also doing this. my evanquis is saying a dd of £13 yesterday and my bank shows nothing of this. it has never done ths before