V A N Q U I S

MorrisonsEmployee

buttscratcher wrote: »

I must say I find most peoples anti-vanquis sentiment on here quite confusing. They are a legit business offering a service. Its not like people dont know they charge 70% apr on their cards before applying for them!

Nobody forces you to apply for a vanquis or any credit card for that matter and most vanquis customers probably did have access to mainstream credit before but for whatever reason failed to use it well.

I agree with the above and i think most people that use this thread do too - We are all using Vanquis for a reason, To be honest there are not that many 'anti-Vanquis' statements on here.

For what Vanquis offer then they are the best in their game - They offer the chance to rebuild credit to those that have been declined everywhere else and most of us could not care if the APR is 70% or 700% as when paying the balance in full and using the account correctly the APR means nothing!

spikescot2005

Direct debit was taken today but isn't showing as being credited to my account online. How long does it take to show? Im getting a bit worried as i did a bank transfer last Thursday and this isn't showing either. I've checked all the details and these are all correct.

MorrisonsEmployee

spikescot2005 wrote: »

Direct debit was taken today but isn't showing as being credited to my account online. How long does it take to show? Im getting a bit worried as i did a bank transfer last Thursday and this isn't showing either. I've checked all the details and these are all correct.

Give them a call now to check they have received the payments otherwise you might be charged a late payment fee if there is something wrong and for whatever reason the payments have not reached them.

tigerlily44

spikescot2005 wrote: »

Direct debit was taken today but isn't showing as being credited to my account online. How long does it take to show? Im getting a bit worried as i did a bank transfer last Thursday and this isn't showing either. I've checked all the details and these are all correct.

I was told when I phoned that they knew I had a direct debit payment today but that it would show tomorrow - but if I wanted to make a debit card payment it would take 3 working days. Given the number of bank holidays we've just had its not surprising it doesn't show today - try on Friday

tiger

spikescot2005

Anyone know a freephone number for them?

only_mee

Call us on:
0871 770 5555
Calls to this number will be charged at 7p per minute from a BT landline. Calls from mobiles and other networks may vary.

Lines open between:
8am and 8pm Monday to Friday
9am and 5:30pm on Saturday

For the free number see below

ASL

spikescot2005 wrote: »

Anyone know a freephone number for them?

0800 781 6314

or if you're using your mobile and it costs to dial a 0800 then use 01634 816387

ASL

spikescot2005 wrote: »

Direct debit was taken today but isn't showing as being credited to my account online. How long does it take to show? Im getting a bit worried as i did a bank transfer last Thursday and this isn't showing either. I've checked all the details and these are all correct.

I've no idea why computers take a holiday, but sadly they do. So due to that ***** wedding. Friday was a day off for computers, so was saturday, sunday and monday. So Today Tuesday is the first working day since you paid. Give it a few more days.

Although I made a online payment last week, and it showed the next day. But not over the bank holiday. I also made a payment last night, although my statement is not due for a couple of weeks. only made that one, because I was down to my last £20 of available credit. Hoping that will show tonight. (we'll see)

ASL

MorrisonsEmployee wrote: »

Give them a call now to check they have received the payments otherwise you might be charged a late payment fee if there is something wrong and for whatever reason the payments have not reached them.

What is your DUE date for payment.

spikescot2005

ASL wrote: »

What is your DUE date for payment.

Today but i have already made a payment so won't get a non payment charge.