V A N Q U I S

Sulley285

Kyresa wrote: »

Did you confirm a home telephone number with them?

On my last application I said I didn't have a home telephone number in use on my telephone conversation with them and I got the 10 - 14 days line too. (It was a decline)

This time I made sure I said I did have a home telephone number (even though it's only connected to the sky box!) and got approved on the phone.

The lady on the phone asked for a number for them to be able to contact me easier and I gave her my mobile.

Kyresa

Sulley285 wrote: »

The lady on the phone asked for a number for them to be able to contact me easier and I gave her my mobile.

It'll be a decline, that's what I did first time. They want a landline.

Kyresa

star-fire wrote: »

I don't care about your calculations i am telling you now,if you have a vanquis credit card your apr is not 34.9%.

Well to be honest I quite expected you to say that, you like to come here and just constantly rubbish Vanquis where for some of us it's a chance to start.

However, I trust the poster, Izools, who posted the calculation, so I'll go with that

BugsyBrowne

Kyresa wrote: »

Well to be honest I quite expected you to say that, you like to come here and just constantly rubbish Vanquis where for some of us it's a chance to start.

However, I trust the poster, Izools, who posted the calculation, so I'll go with that

Oh well obviously very naive...

kilasuit

Taken from Vanquis website http://www.vanquis.co.uk/vanquis-card/terms-and-conditions


2.6 The (variable) APR in relation to your Account at the time of the agreement is one of the following:

• Tier A) 19.9% APR (variable);
• Tier 29.9% APR (variable);
• Tier C) 34.9% APR(variable);
• Tier D) 39.9% APR(variable);
• Tier E) 49.9% APR (variable);
• Tier F) 59.9% APR (variable).

So Star-fire Stop telling him he cant have an apr of 34.9% as its there under Tier C

BugsyBrowne

kilasuit wrote: »

Taken from Vanquis website http://www.vanquis.co.uk/vanquis-card/terms-and-conditions


2.6 The (variable) APR in relation to your Account at the time of the agreement is one of the following:

• Tier A) 19.9% APR (variable);
• Tier 29.9% APR (variable);
• Tier C) 34.9% APR(variable);
• Tier D) 39.9% APR(variable);
• Tier E) 49.9% APR (variable);
• Tier F) 59.9% APR (variable).

So Star-fire Stop telling him he cant have an apr of 34.9% as its there under Tier C

Oh did not realize they done Tier lists.

Still something fishy about these Tiers

Watalie

Actually, I'm pretty sure thats what mine is too - 34.9% will check tonight.

Dr_Cuckoo3

rangers wrote: »

How long from when you had the phone call to say you had been accepted did it take to get the card. I had my phone call on the 3/11

13 Days from phone call to card arriving through the letterbox :cool:

Dr_Cuckoo3

Interersting that the initial posts on this thread are about being declined by Vanquis , I thought they would decline applicants who have healthy mainstream financial products

5 credit searches in the month prior to Vanquis application (I aim for 6 every six months and do them all in the same month)

pity I didn't spot the plum card before applying

jonny1983_2

still had no credit limit increase with vanquis - does any1 have any tips