V A N Q U I S

Watalie

star-fire wrote: »

Have you tried one of the sygma credit card range as yet?

Not yet, I'm still a little wary trying for mainstream cards. Are Sygma fully mainstream or semi?

I've also recently moved house and am not yet updated on my credit files as being on the electoral roll, despite getting a polling card for local elections. Apparantly there is a bit of a black hole if you go on the electoral roll between Sept & January when the roll is updated, the CRA's don't update until January, or so I've been told.

I'm pretty sure that will not look good for me and don't really want to waste the searches.

TastyTeeth

Watalie wrote: »

Must be my day... Capital One have upped my limit too!

No such luck for me yet... :mad:

Watalie

TastyTeeth wrote: »

No such luck for me yet... :mad:

It was totally unexpected too.

It will happen for you... just give it time.

lemma1968

When do Vanquis usually give you your first increase (if they are going to)?

Watalie

Quite early on for me, after 6 months was the first one - that was July this year & now this one.

Sulley285

Arrived home today to find a letter from Vanquis, asking me to call them. So I did, confirmed some details, and they said I should hear in 10-14 days!

Funny thing is I've not received a phone call from them (to my knowledge) and the letter said they had tried calling me!

Kyresa

Sulley285 wrote: »

Arrived home today to find a letter from Vanquis, asking me to call them. So I did, confirmed some details, and they said I should hear in 10-14 days!

Funny thing is I've not received a phone call from them (to my knowledge) and the letter said they had tried calling me!

Did you confirm a home telephone number with them?

On my last application I said I didn't have a home telephone number in use on my telephone conversation with them and I got the 10 - 14 days line too. (It was a decline)

This time I made sure I said I did have a home telephone number (even though it's only connected to the sky box!) and got approved on the phone.

Kyresa

Oh, and I did do my calculations based on that other post and my APR IS 34.9% according to those calculations

PNPSUKNET

did anyone get home to a special invitation letter saying pre-selected.

BugsyBrowne

Kyresa wrote: »

Oh, and I did do my calculations based on that other post and my APR IS 34.9% according to those calculations

I don't care about your calculations i am telling you now,if you have a vanquis credit card your apr is not 34.9%.