V A N Q U I S

rev_henry

I've just got rid of my Vanquis card, and am about to be given a Lloyds Airmiles Duo card with a £1k limit, 23.3% APR, which I'm very happy with.

rev_henry

rolandpol wrote: »

How long did that take?
as in, how long did you have to stick with the Vanquis?

Well I got the Vanquis in about December last year. I've also got a voda sim only contract in my name which I took out in June. For me its not been a case of bad credit history so much as no credit history, I'm 18.

Wasn't actually intending to get another card really, I cancelled the Vanquis as I didn't really need it and it was more trouble than it was worth (see my previous posts). But I thought I may as well seeing as how Lloyds were offering me a normal persons credit card.

rangers_2

How long from when you had the phone call to say you had been accepted did it take to get the card. I had my phone call on the 3/11

Watalie

Crikey - Just had a text from Vanquis - they have upped my credit limit again! To £2250 - totally unexpected!

BugsyBrowne

Watalie wrote: »

Crikey - Just had a text from Vanquis - they have upped my credit limit again! To £2250 - totally unexpected!

At the rates they charge that don't surprise me...

Watalie

star-fire wrote: »

At the rates they charge that don't surprise me...

Indeed - but as a credit rating, rebuilding tool, I'm happy with it. Fingers crossed not too long before I'll be mainstream again.

BugsyBrowne

Watalie wrote: »

Indeed - but as a credit rating, rebuilding tool, I'm happy with it. Fingers crossed not too long before I'll be mainstream again.

Yep defiantly mate keep those green 0's flowing then won't be long atall...

Watalie

Must be my day... Capital One have upped my limit too!

BugsyBrowne

Watalie wrote: »

Must be my day... Capital One have upped my limit too!

Have you tried one of the sygma credit card range as yet?

TastyTeeth

Watalie wrote: »

Crikey - Just had a text from Vanquis - they have upped my credit limit again! To £2250 - totally unexpected!

Gold card territory...well done :beer:

Only just been upped to £500 - took 7 months for that as I went 12p over-limit on month 2 (I think)!

Hope to be upped again after Christmas helping to build a good history.