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  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    yea but his words were something like 'he called me a pa**i in so many words, I don't have to put up with that shat. I told him so and he continued being racist demanding someone from the UK so I told him I was from Birmingham and he seemed to calm down. He did call me a suntanned grape which upset me'.

    I was cringeing.......

    Brilliant!

    I just noticed your posted count of 332 it shocked me cause you must have done 150 posts in 2 days :rotfl: :rotfl: :T :T :beer:

    I'm jealous - I want more posts
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    It is actually 8 years for linked addressed, but after 6 years you can request that the data is removed as it is now irrelevant. Ultimatly it is still the decsion of whoever entered it!


    nah mate, DPA stipulates 6 years and linked can stay on forever but it won't matter cos after 6yrs all derogatory info from the wrong linked address would have dropped off so it wouldn't affect anything.

    BUT 6yrs is the legal time to record data, however the CRA's abuse this by holding data for 6yrs and then the 3 years that you see live on the system stays for 6yrs so in essence it is 9yrs! That is why I mention in the SAR to sign a form confirming nothing exists after 6yrs, if it does and they send it to me i'll then legally have a right to demand it is immediately destroyed as the DPA tells them 6yrs is the maximum

    Its complex and not as clear cut as you may think mate :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Orange? Are you sure about this?

    Hmmm, that's interesting. And they say you've had a contract at an address which clearly isn't yours right?

    Be honest, was it you or genuinely wasn't?

    At an address I have never lived at or known anyone from and no definatly wasn't mine. This address link is from 08/2004 I wasn't even old enough to get credit HA HA
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Brilliant!

    I just noticed your posted count of 332 it shocked me cause you must have done 150 posts in 2 days :rotfl: :rotfl: :T :T :beer:

    I'm jealous - I want more posts


    Yea I tend to go mad when i have the time and reply to loads of stuff but to be honest i've been busy with these SAR's and the subsequent posts - at the end of the day hopefully helped you! Considering when we met I thort you was a nob (sorry mate - love you really).... hehe
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    nah mate, DPA stipulates 6 years and linked can stay on forever but it won't matter cos after 6yrs all derogatory info from the wrong linked address would have dropped off so it wouldn't affect anything.

    BUT 6yrs is the legal time to record data, however the CRA's abuse this by holding data for 6yrs and then the 3 years that you see live on the system stays for 6yrs so in essence it is 9yrs! That is why I mention in the SAR to sign a form confirming nothing exists after 6yrs, if it does and they send it to me i'll then legally have a right to demand it is immediately destroyed as the DPA tells them 6yrs is the maximum

    Its complex and not as clear cut as you may think mate :confused:


    such a pain in the !!!!! - wish it could be one phone call and over with..... That would be the life :D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Considering when we met I thort you was a nob (sorry mate - love you really).... hehe

    See I still thanked the post ha ha :mad:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yea I tend to go mad when i have the time and reply to loads of stuff but to be honest i've been busy with these SAR's and the subsequent posts - at the end of the day hopefully helped you! Considering when we met I thort you was a nob (sorry mate - love you really).... hehe

    A big help.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    A big help.

    I do agree, I didn't even know these SAR's were possible and I was stupidly unaware that these Spy Companies operated
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    At an address I have never lived at or known anyone from and no definatly wasn't mine. This address link is from 08/2004 I wasn't even old enough to get credit HA HA

    Please tell me you're not serious? And you say this is with Experian? If so then I think you ought to email my mate directly ([EMAIL="lee.hancock@uk.experian.com"]lee.hancock@uk.experian.com[/EMAIL]) and tell him the facts and he will get it wiped for you.

    If not then go to his boss; [EMAIL="andrew.mills@uk.experian.com"]andrew.mills@uk.experian.com[/EMAIL]

    If you weren't even 18 then tell them this and they will take it off!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I do agree, I didn't even know these SAR's were possible and I was stupidly unaware that these Spy Companies operated

    well it's a good thing then cos we've all learned something this weekend and to be honest, i hope we all get out shat sorted and then at the end of it the three of us will have to meet up and get wasted, on our shiny new gold card of course! LOL

    we'll be bragging over who has the biggest............... - LIMIT!!!!! :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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