V A N Q U I S

never-in-doubt

Dippychick wrote: »

:rotfl::rotfl::rotfl:

Well Northern Rocks standard variable rate is 4.49 or something... :mad:

Yea but i'm on a non standard mortgage, i.e. self cert meaning the risk is obviouslt astoundingly high so for my rate to be so low is like amazing - the recession benefitted me no end (I am over £700 p/m better off lol)

wizzywig27

I dont think Chickencurry knows how to thank, oh yes she does, she thanked NID, saying that she is flirting with him :rotfl::think:

never-in-doubt

wizzywig27 wrote: »

I dont think Chickencurry knows how to thank, oh yes she does, she thanked NID, saying that she is flirting with him :rotfl::think:

Mate the women can't resist a bit of Niddy :rotfl: :rotfl:

wizzywig27

never-in-doubt wrote: »

Mate the women can't resist a bit of Niddy :rotfl: :rotfl:

haha, it must be your charm, and forum etiquette?

never-in-doubt

wizzywig27 wrote: »

haha, it must be your charm, and forum etiquette?

Mate, its my big tongue - my big hands and my big :whistle::whistle::whistle:

seeya23

aron wrote: »

Mouth? Head? Ego? :rotfl:

and the rest :rotfl::rotfl::rotfl::rotfl:

callum9999

Hi, I've had a Vanquis card since June and haven't received any credit limit increases yet. I've used it every month and paid off in full every month (apart from when I randomly got a £1 minimum finance charge).

On the website it says they will increase the limit on the 4th statement - does anyone know why I haven't got the increase?

EDIT: I called them back on the 0800 number above (I gave up earlier as I had been waiting 20 minutes on the 0871 number) and they said its because I hadn't been keeping my account right up to its existing credit limit.

rev_henry

So is the advice, to get a raise, to spend e.g. the full £250 a month and pay it off in full to get a raise?

kilasuit

i was doing that each month and i got raised on my 6th statement to £750 from £250

wornoutmumoftwo

I got raised on my 4th statement to £550 (never paid it in full so paid a little interest on it). I have now been raised to £1250. Been with them less than a year. I pay it off in full now, was a tad skint when I first got it.