V A N Q U I S

wizzywig27

I was reading over this thread today, and some others, and people mentione dthey had no increase, I thought to myself I bet I am one of the ones who dont get it, and as luck would have it, my statement arrived today, raised limit to £500 after 4 statements and only two payments (this payment will be my third)

almost_there

wizzywig27 wrote: »

I was reading over this thread today, and some others, and people mentione dthey had no increase, I thought to myself I bet I am one of the ones who dont get it, and as luck would have it, my statement arrived today, raised limit to £500 after 4 statements and only two payments (this payment will be my third)

The same happened to me in November, I'm hoping to get further increase, possibly next month. It was also after 3rd statement and 2nd payment.

never-in-doubt

Ive had mine a year and only 1 increase, after month 5 or 6. Still sitting at £500 - I wonder if they can see the fact I have 3 mainstream cards including a couple of gold cards? Maybe they know I am not their kind of customer?

Fuk em - never use the card anyway lol

wizzywig27

haha, its good to have, but I wont be using the £500, so far I have paid back the full amount in both months, van just afford that, I cant afford £500 and cant afford APR of 48.9% either lol

rev_henry

Does the APR go down as well after you've had it a bit? I'm not bothered about my £250 limit, but I'm in the top 60% apr band.

never-in-doubt

rev_henry wrote: »

Does the APR go down as well after you've had it a bit? I'm not bothered about my £250 limit, but I'm in the top 60% apr band.

They do it automatically - I got mine reduced to 32% when I closed it down a few months ago - they told me they would lower it if I kept the account. Bear in mind i've had it a year and spent maybe 3 chinese meals on it and paid off in full.....

In fact, am just going to use it now to buy a pizza delivery to work :rotfl: :rotfl:

wizzywig27

never-in-doubt wrote: »

They do it automatically - I got mine reduced to 32% when I closed it down a few months ago - they told me they would lower it if I kept the account. Bear in mind i've had it a year and spent maybe 3 chinese meals on it and paid off in full.....

In fact, am just going to use it now to buy a pizza delivery to work :rotfl: :rotfl:

mmmmmm, what type? :rotfl:

chickencurry

Hi
I applied for a Vanquis card last night about 9am and was told I would get a decision in 7 - 10 days. Got a phonecall from someone at 8am this morning asking me to confirm phone numbers, income, dob etc and was then told someone would let me know in 7 days. Good or bad do you think? Does this mean I'm likely to be accepted??!! x

wizzywig27

they did that to me, told me over the phone there and then I had been accepted, did they not advise you of this?

chickencurry

wizzywig27 wrote: »

they did that to me, told me over the phone there and then I had been accepted, did they not advise you of this?

Well I thought she said I had been accepted but then doubted it when she said they would let me know?? Confused.com or what!!