V A N Q U I S

borders_dude

.1xp wrote: »

Statement 3 arrived yesterday, limit increase to £500

(Paid in full by direct debit each month)

The kind of customer they [STRIKE]like[/STRIKE] love.

plumber2009

izools wrote: »

Morning troops!

Still no increase

Ah well only had the card since May I suppose I shouldn't be so impatient.

Those of you who've had the nice increases, how have you run your Vanquis card? I have mine set up with a DD for the full amount and use it for the grocery shopping every month, which is around £200 ~ £250 so I take the card pretty close to its limit each month and pay off in full (The highest balance has been £249.77!! Never over limit, but that month was scraping it close )

Selecta_c seems to have the highest Vanquis limit here of £2,500 - how'd you do it mate?

You should get an increase on your 7th statment with an increase of £500 on top of your current limit.

A family member had there limit increased on the 7th statment from £250 to £750, Where as I got my increse on my 4th statment from £500 to £1000.

Vanquis increased both our limits by £500.00 and seem to be doing so for most people.

Just hold on a little longer, you will get an increase very soon.

peachyprice

BankReclaimRebel wrote: »

I have now used my card twice (damn cars!!) my question is:

My card has only been active for about a week, when does your first statement normally arrive?

That's a bit hit and miss with Vanquis, mine took 5 weeks, my OH's took 3. Give them a call and they should be able to tell you.

never-in-doubt

plumber2009 wrote: »

You should get an increase on your 7th statment with an increase of £500 on top of your current limit.

A family member had there limit increased on the 7th statment from £250 to £750, Where as I got my increse on my 4th statment from £500 to £1000.

Vanquis increased both our limits by £500.00 and seem to be doing so for most people.

Just hold on a little longer, you will get an increase very soon.

Started £250 - Jan 09
Increase to £500 - May 09

Still the same now in Nov 09 and i've not used the card for like 7 months! :rolleyes: :rolleyes: :rolleyes:

Innocent_Guy

never-in-doubt wrote: »

Started £250 - Jan 09
Increase to £500 - May 09

Still the same now in Nov 09 and i've not used the card for like 7 months! :rolleyes: :rolleyes: :rolleyes:

Maybe thats why you haven't had an increase? Dormant account?

never-in-doubt

Innocent_Guy wrote: »

Maybe thats why you haven't had an increase? Dormant account?

LOL - yea right! They want to tempt me with indulgencies really :rotfl:

So what do I do when I ring to find out statement date etc - i.e. how do you lot know if you got a limit increase from automated statement?

i.e. what options do I press...? :beer:

Innocent_Guy

never-in-doubt wrote: »

LOL - yea right! They want to tempt me with indulgencies really :rotfl:

So what do I do when I ring to find out statement date etc - i.e. how do you lot know if you got a limit increase from automated statement?

i.e. what options do I press...? :beer:

LOL, TBH I dont really know...... :-) Option 2? :beer:

never-in-doubt

Innocent_Guy wrote: »

LOL, TBH I dont really know...... :-) Option 2? :beer:

:rotfl: Me neither! Oh well, I won't get one anyway! I don't expect to either lol

HSBC are playing silly beggers so i've temporarily moved to the Coventry (literally lol) - they are really good mate

Innocent_Guy

never-in-doubt wrote: »

:rotfl: Me neither! Oh well, I won't get one anyway! I don't expect to either lol

HSBC are playing silly beggers so i've temporarily moved to the Coventry (literally lol) - they are really good mate

LOL!!!

Have they removed your o/d and CC again?

never-in-doubt

Innocent_Guy wrote: »

LOL!!!

Have they removed your o/d and CC again?

You got it

That said, my card is active (I spent £2500 on it to stop them closing it lol)..... but they have now charged me £25 for exceeding my o/d when I was £11 overdrawn - even though they reduced it and sent the letter 3 days after it was reduced - how was I to know that they'd reduced it and to credit the account? So i've threatened court over it and will follow it through unless they sort it out!

I also want my behaviour score restoring to its previous level as its now in the 40's due to their balls-up. I'll take this to the hilt if needs be, out of principle (if only they knew who they were dealing with!)...

My other thought is that they've cottoned on that i'm niddy boy

p.s. see my new thread? Unenforceability & Template Letters II