V A N Q U I S

never-in-doubt

Innocent_Guy wrote: »

I take it the fraudulent account has defaulted?

Yes mate - was a bank account and credit card I think. It doesn't matter anyway, i'll just stop using them - problem solved!

Innocent_Guy

never-in-doubt wrote: »

Yes mate - was a bank account and credit card I think. It doesn't matter anyway, i'll just stop using them - problem solved!

This is true..... Its a shame though init!

It was funny today I got my new car insurance and flagged up on the insurance hunter for undisclosed claims LOL!

It apparntly uses your DOB as the main flag?

iblametheparents

Just got my card, and read that you don't pay interest as long as you've paid off the last two statements in full. What happens with the first statement, will interest be charged if I pay it off in full?

hax_2

No, you shouldn't be charged interest, because the previous statement didn't exist. But there's no interest free period for cash advances at all, even if you pay in full by the due date.

ARTooD2

I have a question. As already mentioned in another thread I have applied for Vanquis after waiting the 6 months. When I last applied I had awful credit history but have now managed to get a £700 limit with JD williams and a proper current account with abbey instead of an instant plus. I still have an unsatisfied default from 2005 but the other 2 defaults on my account are settled. In anyone elses experience do you think it will be a yay or a nay.

seeya23

you just have to wait and see but i got mine with 2 ccjs one from 2006 and 2007

ARTooD2

Well they've just done a credit check so I imagine i'll find out either way soon enough.

ARTooD2

And it is a rejection. I think it may be time to appeal. not that i'm holding out much luck for that either :P

Daveyj2009

Just had my 4th statement no increase in limit Current limit still £250 payed in full every month i just dont get it.

dawnie1972

I'm sick to death of Vanquis. Only had my card a couple of months and it got declined again yesterday making me look like a right idiot in the shop and i know full well there's plenty of credit there to cover my purchase! More transactions have had problems than not since i got the card.