V A N Q U I S

izools

£3,250!?

Cor, imagine the interest on that if you'd maxed it out! Perish the thought...

Don't know if I want to pay interest on it, I suppose one month of interest every now and again wouldn't be too bad if it results in regular increases

peachyprice

izools wrote: »

Morning troops!

Still no increase

Ah well only had the card since May I suppose I shouldn't be so impatient.

Those of you who've had the nice increases, how have you run your Vanquis card? I have mine set up with a DD for the full amount and use it for the grocery shopping every month, which is around £200 ~ £250 so I take the card pretty close to its limit each month and pay off in full (The highest balance has been £249.77!! Never over limit, but that month was scraping it close )

Selecta_c seems to have the highest Vanquis limit here of £2,500 - how'd you do it mate?

I use about half of my available every month, pay it all off by full amount DD and got my first increase after 3 months.

My OH uses about the same, once he went up to £198, he pays his whole balance manually and got his first increase after 4 months.

Be both have horrendous CRF's.

HTH

katie1

I got a call from Vanquis yesterday went through the sale talk and got a card ARR was something crazy though didnt quite catch the end bit but it was 50 something apr (i dont think i will be using this card in a hurry )

Not sure what limit they giving me ill wait and get paper work.

never-in-doubt

katie1 wrote: »

I got a call from Vanquis yesterday went through the sale talk and got a card ARR was something crazy though didnt quite catch the end bit but it was 50 something apr (i dont think i will be using this card in a hurry )

Not sure what limit they giving me ill wait and get paper work.

Did they offer you a £200 or £450 cash advance? If £200 then you have a £250 limit or if they offered £450 then your limit is £500 :D

frugal_berry

Just applied yesterday and got a call this morning to say I'd been accepted. Ty to all above for their help with making my decision. Aiming to use it once/twice a month (petrol or shopping) and DD it all in full each month

cifpower

Statement printed on 11 November and STILL no increase!

xgingerx

Hi, waiting for an increase, wouldnt hold your breath as Ive had my card since 2004 and only had an increase in 2005 and not a didly squat after, not that im complaining as on this card as the last thing u need with this card is a big balance lol

katie1

never-in-doubt wrote: »

Did they offer you a £200 or £450 cash advance? If £200 then you have a £250 limit or if they offered £450 then your limit is £500 :D

£200 advance

cifpower

katie1 wrote: »

£200 advance

£250 limit then. Same as I got way back in April 08

Nikkisun

Cheeky bu99ers at Vanquis! Got my statement today and there's £1.00 minimum finance charge on it. Phoned to ask what it was and was told 'oh that's the charge we make when your interest is less than £1'. All well and good but I pay the statement in full each month, 'sorry - that charge shouldn't be there - I'll get it taken off'.

How many accounts each month do they put this £1 charge on in error but it gets paid because nobody queries it?