Lloyds tsb ppi

dustybin71

Esoog wrote: »

If its any help I tried to log into a Halifax cc account earlier and it wouldn't work, they're part of Lloyds are they not? I wouldn't worry, probably just some angry PPI customer hacked them !

LOL Esoog, well if that is the case and some angry PPI customer has hacked them, credit my account with the £6+K that Lloyds OWE me please!!!!!!!!!!!!!

konpaw

Hi All,

I took a loan for £2800 in 2008. I have a copy of fixedsum loan agreement which says the total amount payabale is £6300 (£4700 for the cash loan and £1600 for the LPI).

When I was takin the loan I didn't realise the LPI was optional. It wasn't offered to me as something additional so I thought it was standard thing and I had to take it. Now, when I am going through the paperwork there is something called ''Your personal Summary & Our Recommendations'' which says I have told them I would have no way to meet my loan commitment if I became unemployed, suffered an accident or sickness, etc. The document also says I have confirmed I don't have any existing insurance so the LPI was recommended to me and I have received all the information on the cost, terms and conditions.

The document is signed by the adviser only.

Honestly I wasn't even asked about whether I need that insurance or not.

Also, I believe the adviser took advantage of the fact I'm foreigner and I wouldn't know what my rights are...

Do you think I could also claim my money back?

Many thanks in advance

tony006

Hi I had a TSB visa trustcard dating back to 2002 - 2007

Are ppi automatically added to these cards and if so how do I find out if mine was, I can only find the last for digits of the card/s how can I find the numbers from these cards now because in 2007 I changed to barclaycard, would this card also have ppi added?

Many thanks for any help/advice given regards Tony

amersall

The cc company may find you from the 4 digits,just give them all the info you can,dob,address etc
If you had ppi on a credit card,this will show each month as a separate amount on your statement.

Sometimes ppi is added when you take the card out,or when you phone to activate the card.
If you had ppi on these cards and you have reasons for mis sell
http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance#step2

Then put a claim in.

urban_chaos

My thanks to this site and all the helpful advice about claiming PPI back

Applied over the phone on 14/11/2011 for a loan in 2003 for around £7000 which I paid off early

Offer letter arrived from Lloyds TSB on 20/01/2012 for just over £1000

Paid into my current account on 25/01/2012