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Am I being unreasonable

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Comments

  • Just spend my entire lunch hour reading this thread!... i couldn't stop my self! The strength and support here is amazing. Well done to evryone. I wish Crazy C the best of luck....

    Looking forward to hearing what advice your solicitor gives you.

    dog
  • eamon
    eamon Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Car ownership, probably already mentioned. The Vehicle Log Book will only show who or what is the registered keeper of the vehicle. This is not the same as having legal title (ownership of) to the vehicle.

    Legal title belongs to the person paying for the goods and is implied by the means and terms of the transaction.

    yours

    Eamon

    :xmassign:
  • Having thought about this over lunch you need to be as thourough as possible, it may look like your being as nasty as possible but you need to be in as strong a position as then when it comes to any negotiation's you can give a little and apear to be reasonable.
    Oh and dont believe a word out of his mouth. ANYTHING.
    My favorite phrase was "Get your solicitor to write to my solicitor" may cost money but its better than valium.
    Start : 10-Dec-2005 £190,484.49 / 30-Jan-2006 £121,813.52
  • Crazy_C
    Crazy_C Posts: 35 Forumite
    Thanks Mo,

    I dont need to sell the house, but I have a lot of debt, we have a 89k mortgage of which I pay 606 mortgage and 150 off the arrears each month and 40k secured loan which I pay 295 per month, if we get just under asking price there will be about 8k each with estate agents fees and solicitors fees taken out. Now that I have seen the light and the marriage has broken down, I want to move on 100% and what ever I buy next will eventually be mine.

    There are two many bad memories in the house Id like to start again and make some happy memories for me and my daughter somewhere new, and Im fortunate enough to be in a postion where once the house sells "fingers crossed and all that" that I can do that.

    It may sound silly but my home is just a house now and I would like to just make a clean break.!!, and also finding this site has been amazing because I will learn to be sensible with my money in future and everytime I bank or save money "ill think of HIM and SMILE". :snow_grin

    XX
    :wall:
    CrazyChrissy
  • Chrissy,

    Here's the link you will find invaluable over the next couple of months.

    http://www.terry.co.uk/hindex.html



    Rgs D.
    Start : 10-Dec-2005 £190,484.49 / 30-Jan-2006 £121,813.52
  • nickinoo
    nickinoo Posts: 617 Forumite
    Sorry, no words of wisdom here Chrissy but I just wanted to wish you good luck with all this-look after yourself & your daughter.
  • roversbabe
    roversbabe Posts: 1,008 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Crazy C,

    Good luck and let us know how you get on. I hope that it all works out for you.

    hugs

    rb x
    Official DFW Nerd Club - Member no. 027

    Debt free: 6th April 06 :T Proud to have dealt with my debts
  • Tempest42, thanks for the excellent link.
    Eamon - that means my dad owns my telly, garden shed and my new boots and handbag!
  • Almost 10 so hopefully it will all land okay
  • Crazy_C
    Crazy_C Posts: 35 Forumite
    Ok Guys and Girls here goes, Are you all sitting comfortabley " Then ill begin" :rudolf:

    Tempest you was right, I did need a pad and pen but didnt realise till it was to late!! :snow_laug

    First the questions I asked

    1 House,
    It makes no difference what contributions he has or hasnt made to the house, he is still entitled to half the equity, but he is also responsible for HALF THE DEBTS.

    Removal of him from the house, I can not get him removed from the house by the courts unless there is any threat of violence, I explained that the athomsphere in the house is unbearable but he has every right to stay in the house and she said that if he has taken advice from a solicitor then they would tell him to stay.

    I asked could I change the locks whilst he is away over christmas and she said " officially I would not recommend it but, I could lose my keys and have to get the locks changed and then when he comes back he would have to apply to the court for access the the marital home. and I thought "wow a dodgy solicitor"!!.

    I explained that he is not contributing anything to the house now only food £25 per week, she said if that is the way that it has always been then theres nothing I can do But I am entitled to HALF THE SAVINGS.


    He can put a charge on the house with the land registry even though the house is in my name that enables him to give permission for sale or not. Thats not good, because he could refuse to sell even if we get a good offer on the house.

    Maintence,
    Irrespective of what I earn he would HAVE TO PAY me 15% of his earnings for the keep of our youngest.

    He could claim some of my accident claim (from a car accident I had in May this year, but only if I suffered loss of earnings, (which I didnt). He can NOT claim any of bonus payment in March.

    Car Loan. This is the one you have all been waiting for.

    The loan is in my mums name, and even though we bought the car whilst married its not in our name and is a seperate issue BUT, when when I file for divorce, all the assets are taken into account and spilt accordingley, I.E equity, pensions, CARS, SAVINGS.
    Would I have to support him after the serpation is one of the questions I asked and she said NO, even though we have been together 15 years we have only been married 6 which is not a long marriage, "Was a life sentence for me" . Only in longer marriages i.e 30 yrs and the wife has been the homemaker and not worked are they then awarded spousal maintence.

    She did say that its better if we can come to agreement regarding the finances etc and seperate because of the costs involved, but I think Im going to tell him tonight that I have been to see a solicitor and see what kind of reaction I get, If he wants to keep being unreasonable then I will file for Divorce on Monday. :confused:
    :wall:
    CrazyChrissy
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