📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Cashback Credit Card Discussion Area

Options
1679111233

Comments

  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    MarkP you are quite right. I do mention the conran card in my old rewards article. I must admit i tend to consider it a reward card - yet i do see your point - cash is.... well cash.

    I will try and have a word with them and see if any changes to the system are planned. If not will include it in the article

    martin
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    When I applied to upgrade my Amex Blue for a Platinum, I was told I qualify for 2% straightaway as I had already spent £2000 on the Blue card. Moral if you are switching to Amex, get a Blue first, then when you've spent enough upgrade ::)
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Galstonian
    Galstonian Posts: 1,292 Forumite
    There was a post elsewhere which warned about the upgrade with Amex - you need to make sure things are synchronised properly to avoid paying interest.
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    I have an Abbey cashback credit card. This was paying 1% cashback if you spend more than £500 per month (which i do). This was 1% on total spend, so spend £800 get £8 cashback. However on the last 2 statements I have noticed that they are only giving 0.5% on the first £500 and 1% on amounts over £500. So now you only get £2.50 + £3 for £800 spend As far as I can see I have not been notified of this change.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • JasonElse
    JasonElse Posts: 16 Forumite
    I got a Citibank Platinum credit card approx two months ago.

    Since then, I have been receiving cashback on my monthly statement equivalent to 1% of my monthly spend.

    I telephoned them today and they confirmed that I am currently earning 1% cashback on all purchases. This was not talked about in any of their promotional material or on the web site but does exist.

    A good cashback card!

    -- and also at the moment I seem to be earning cashback on balance transfers, but when they notice I cant see them paying up!
    Jas
  • BigAde
    BigAde Posts: 439 Forumite
    Any update on the Conran card Martin?
    Is it definitely paying 1%?
    Ah! Good old trusty beer... I hope you never change.
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    Have now used up my limit for the year with Accucard and need another non-Amex card to get cash back for my business.

    Going to try Nationwide, any other good examples anyone can suggest
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Thanks for the advice on GreasyPalm Saver Smurf....as a "newbie" - not only have I just earnt cashback but have discovered that I can earn money on a wide range of products! :)
  • AP
    AP Posts: 412 Forumite
    100 Posts
    I've been in touch with Capital One re. my Circle Rebate card - Helen Shipway there tells me that there are no plans to change the 1% cashback ???

    I never received any letter from Capital One about this cashback reduction from 1% to 0.5%. Do you think this only applies to certain customers instead of everyone?

    My August statement is still showing a 1% cashback on any purchases the previous month but as a precaution, I only use the card a few times this month and stop using it for now and see what cashback is on the September statement.
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The reduction did not apply to everyone.
    If you didn't get a letter then you didn't get a reduction.

    We have tried to work out the basis for their selection and it looks like the newer customers get to keep the 1%.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.