Cashback Credit Card Discussion Area

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If you want to ask a question or discuss cashback cards please reply to this message. (this relates to the following article - click here)
Please note the article was updated on 20 June 04, so some of the earlier discussions below may no longer be relevant.
PS I am especially interested in feedback on the Bank of Ireland Card for those who sign up and try it - as this is a new recommendation from me.
Please note the article was updated on 20 June 04, so some of the earlier discussions below may no longer be relevant.
PS I am especially interested in feedback on the Bank of Ireland Card for those who sign up and try it - as this is a new recommendation from me.
Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
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The equations simple - if you have a big purchase to make - go for the 5% in month one deal. Though do note - there is a limit (from memory only) of £50 extra cashback with that deal (i should really check that before i write it here, but with the server being upgraded, can't quite do it this second - sorry)
martin
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
An annual rebate on the aggregate amount of all Transactions (other than the exclusions stated above) will be payable to you by us at the following rates:
0.5% for aggregate amounts up to £2,000; and
1% for aggregate amounts from £2,001 to £5,000; and
2% for aggregate amounts in excess of £5,000
http://home3.americanexpress.com/uk/Personal/Cards/benefits/PC_Ben_AmPlatinumCreditInfo.asp
;D
John
I knew about that card, but had been told it was only a direct mail offer - i didnt know they were now accepting invites on their website.
It's a cracking deal in the long run for anyone spending over £6000 a year on the card. Though for anyone around the limits better off sticking with standard Blue Amex
(bonus kudos points to you
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
John ???
Make sure you click on the moneysupermarket links to get to the providers website first to pay Martin's fees (it doesn't matter that you don't apply) and then go to GreasyPalm and apply through there and you will get the following
Amex Blue £12.50 cashback for instant acceptance
Accucard £6 cashback for application
EasyMoney £12.50 cashback for instant acceptance (reduces to £2.50 if further checks are required)
More Th>n £12.50 cash for instant acceptance (reduces to £3.50 if further checks are required)
Unfortunately I signed up to two of these cards before I knew about GreasyPalm, so missed out on £25
If you're not a member of GreasyPalm be aware that they will not send you a cheque until you have £25 worth of cashback.
Lady on the phone ask me to called between 9am and 5pm, speak to the application department to see if I qualify. So will call tomorrow to try to get the 2% as I always spent more than £5000 per year.
I am still waiting to hear
I didnt realise they offered 2% cash back, I easily spend too much, but dont quite understand the rules... If my understanding is correct, If I spend over 5k per year, Ill get 2% on the final balance in cash back? is this right... If so, Im putting a call in first thing.
Thanks for pointing this out!
Either way if you spend more than £6k - go for it!
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.