Cashback Credit Card Discussion Area

Kantankrus_Mare

Pretty new to all this cashback on credit card spending but thought the amex blue card looked like a good deal with 2% cashback for 3 months.

Applied through the greasy palm site a few weeks ago but have heard nothing as yet.

Is it normal for it to take this long?

hollie.weimeraner

David-en8 wrote:

I've been using the Tesco VISA card for some time it provides .7p in the pound cash back. You also earns Tesco Club card point on every purchase, this amounts to 1%.

If you exchange the points for certain items then you can receive four times their face value. For example we exchanged £250 of points and received £1000 in holiday vouchers.

If you take the cash back and club card points into consideration this in my view offers the best deal on the market.

Just had a look at Tesco CC on their website and can't find any mention of cashback deals - Is it still available?

KTF

What do you think of the new Abbey cashback card?

http://www.abbey.com/index/cash/credit_cards_index/credit_cards_cashback_card/credit_cards_cashback_card_facts.htm

Details:
Cashback is earned on card purchases only. Spend between £1 and £500 per month, and you'll earn cashback at a rate of 0.5% of spend. Once you've spent over £500 per month, all new spend will earn cashback at a rate of 1% of spend. Each month, the accumulated amount of cashback owed to you will be shown on your statement. The total amount of cashback accumulated in a single year will be credited in one amount on 1 December each year. Your annual cashback total will be credited to your Abbey Credit Card. The maximum annual amount of spend attracting cashback is £20,000.

Wouldnt this make it a better deal than the Amex if you spend over £500 a month on it because you can hit the 1% trigger quicker?

terriermama

I've just discovered that you lose your cashback earned with the Morgan Stanley credit card if you close the account before the annual cashback date. :mad: Is this standard practise? Why can't they just credit my account with the cashback, rather than holding me ransom? I've been with them nearly 5 years and always paid on time and all I have is a lousy £1500 limit.

Searcher2

hollie.weimeraner wrote:

Just had a look at Tesco CC on their website and can't find any mention of cashback deals - Is it still available?

I had a look today. Yes it is still available. It is not cashback - it gives you clubcard points 1 point for every £2 spent I think outside Tesco...a bit more if you use the card in Tesco.

hollie.weimeraner

Searcher2 wrote:

I had a look today. Yes it is still available. It is not cashback - it gives you clubcard points 1 point for every £2 spent I think outside Tesco...a bit more if you use the card in Tesco.

I was looking at the .7p cashback coupled with the clubcard points which doesn't seem to be available. It's not as attractive without hte cashback.

wallet_2

Morgan Stanley cashback lost


ive just had same response from a&l and amex blue. alternative is to hold the a/c open till aniversary and then close. i might ask to have credit limit reduced to nominal £100 to keep my avail credit limit as ow as poss to make way for further stooze cards

supermum1958

The log into your account site for the Citi one per cent cashback card seems to have crashed: although registered and a successful user for several weeks now, I have been unable to log in and see what I've spent online for over a week. Calls just go to a call centre in Bombay that barely seems to understand what the problem is - at 0870 rates. Is it me - or has anyone else found they can't log in any more?

Just have to wait for the statement through the post, I suppose.

Any help gratefully received.

masterblaster

Just applied for this one.
1% cashback up to £2000 spend then 0.5% t/a.
Going to use it alongside the Morgan Stanley one that offers the same deal.
Might look at Conran.
Anyone else tried https://www.ybs.co.uk ?

diverchris

I've just received an agreement change letter from MBNA:

Rebate is now only 0.5%