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Half of adults think banks should monitor data to spot financial problems - MSE News
Half of UK adults say their bank or building society should use their financial data to identify potential problems, according to a new report...Read the full story: 'Half of adults think banks should monitor data to spot financial problems' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Dealing with exploitative landlords
MrsCake1982: mrscake1982■ : 2 minutes ago So I started my own street food business almost a year ago and at the time I was over the moon to be able to find a commercial kitchen unit to hire. Unfortunately that joy soon turned to a nightmare. Without going into too much detail the two who lease the kitchens are preying on…
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Sole Trader question
Hi, sadly my father in law has been suffering with a terminal illness. He has a couple of months at the most. I am desperately trying to help my mum in law prepare as much as possible. My father in law was a sole trader he closed his business officially last October. The only thing that remains is a business bank account…
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Commercial rental and bankrupt landlord?
Hi, this hasn't happened, but I'm concerned it could, and want to understand the risk exposure. As a small business, we rent some office space. There was a "service retainer" charge (basically a deposit). As this isn't a private rental the normal restrictions about holding it in escrow don't seem to apply. So that money is…
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Use of Superyacht for Charity - Anyone heard of this?
Hi all, I am launching a charity event in a month's time, yesterday I was contacted by a Jay Patel of White Star Charter who offered a free 3 day use of one of his superyachts in Mallorca as a prize for our raffle that we are having. I suspected that there must be a catch.... I found, not a catch as such, but the winner…
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An Online Shop / Website
I've been selling Logo Design / Business Cards / CV Templates / Graphics for a year now. My first aim was to earn what I would have earnt if I had returned to work after maternity leave. I have exceeded expectations and I'm earning more each month. Most of my sales come from instant downloads on CreativeMarke. Although I…
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Contract ended - not getting paid
Hi, I was contracting through my limited company with a recruitment agency for over 2 years. The contract has now ended but they still owe my limited company 8 weeks wages totalling £8,000. The agency say they won't pay me until they receive the money from the company I was working for. I read the contract and it says they…
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Employed and occasionally private income - tax issud
Hi Need bit of help on tax.. If you are working employed earning around 24k per year and you do odd job occasionally earning around £200-£300 a year. How do you declare this income? Thank you for your help Ed1su
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Should I/Is it too late to setup ltd company?
My wife and I have been running a business since June 2018 and we were about to setup as a partnership (before the October 5th deadline for registering for self assessment). I'm wondering now if there's a different way to go about it as I've read that a limited company is much better than a partnership in terms of taxes.…
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How much to charge?
In May I did a charity fundraising coffee morning with games and a Chinese Auction. We raised £600 in 2 hours which I was really pleased with for a first effort. We had 11 prizes in the Chinese Auction with a value between £20-£30 and tickets were £2 each. We had 1 prize with a value of £110 (to buy - cost price of £50)…
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Invoice Template - need some pointers please
I am have been doing some self employed work and need to create a reasonably professional looking invoice. Can anyone point me in the right direction to find a suitable template that I can use please? I have got the link for what needs to be included, I'm just unsure of the best way to pull it together on one sheet. A…
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Charity fundraiser, sumup/izettle or something else?
Hi I'm helping my friend with a charity fundraiser event. They are are youth mentoring charity, helping youth from underprivileged backgrounds connect with mentors in the professional world so they can see the opportunities out there. The charity has been invited to a fair and have received the go ahead to fundraise at the…
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Good but cheap way to have an online shop
HI, I volunteer at my kids school, and they want to take their second hand uniform shop online; it's a special school so kids live far and wide away (up to 75 mins away) and can't necessarily get into school in person. Uniform is mandatory, expensive and extensive. I said I would try to find a way to sell online but am…
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Payments over the phone
We are a very very small business and our largest customer now requires to pay over the phone! This isn't something that we have any experience of. I need the cheapest and easiest way to do this and I do not know where to start. Can anyone recommend any products/companies to look at and also what the expected fees would…
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Which charities will accept tiny donations online by credit card?
Occasionally I do odd bits of market research and get "paid" expenses via Digital Wallet credit cards. These payments are for set small amounts of money and with strict expiry dates. As the expiry date approaches I'm often left with credit card credits for a few pounds or even just a few pence - too small to buy anything…
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quick question as a sole trader regarding accounts
Hi, Im not sure if this is the place to ask this? I'm looking for some advice regarding my accounts which I'm trying to do myself using quickbooks.... I am a sole trader with a small business- mainly i sell vintage furniture and clothing. My question is, I buy clothing through online auctions (for example) with a view to…
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New Business Advice
Hi, I have had an idea for a business and am currently in the stages of finding out how much interest there is. What I wanted to know is where is the best place to go to find out about working full time and running a business on the side? My idea involves getting children to create their own books etc and whilst I don’t…
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Working and starting a small martial arts club
Hi. I currently work full time and pay basic tax. I'm also looking to start up a small martial arts club as a hobby I'd expect to take about £50 a week (£2500 a year) the hall hire will be approximately £2000 Any surplus will be spent on the club. I have just applied for a business account Do i need to register/declare…
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phone contact on the go
Hi everyone, I work freelance, mostly from home, but I need to get more flexible on location. I currently have a work landline and a personal mobile phone (iphone6). I don't want to give out my personal mobile phone number, but all the "phone only" plus PAYG sim deals are still way out of my budget. Is there any way to…
