recommendations for card payment while out and about.

greenface

Hi thanks for reading . I am a tradesman fitting windows doors ect . always managed to sort payment using bank transfers / cheques and cash ect . I feel a credit/debit/ contactless payment machine I can use while on site would be useful . Linked to my phone Bluetooth direct to my business bank . good service and minimum fees a plus . thanks

pramsay13

I use iZettle but PayPal do a similar one.

You just have to buy the machine.

There are no monthly fees and there is a small charge per transaction.

It is attached by Bluetooth to your phone.

color85

I had an Izettle machine for my car spraying business which was great at first but when i started taking more that 1k a month it became a problem.

Fees are too high at 1.75% even with no monthly fees.

Since last month i have been using a pdq machine with a merchant account and my bill has halved.

Not always the cheapest option, just depends how much you expect to take on card?

Daz2009

I use Sum up

Gareth83

The wife used izettle back when fees were a lot higher but she now uses a merchant machine.

If we were to go back to a small device it would be sumup which I think is 1.69%

Percy1983

Sum Up is the cheapest/best. As with this and similar if your goiung to be taking £1k+ a month on cards there is better options.

greenface

Thanks all . I chose to try izettle . used it twice only but it is just as a back up . large payments can transfer or cheque (or cash is still king) Both transactions went smoothly on for £30 and the other over 60 . charges of around £2 I can live with . Thaanks for taking the time .

mikeassured

So if you are likely to take more than £1000 a month via card, what better options are there/

Many thanks

Sue

Percy1983

mikeassured wrote: »

So if you are likely to take more than £1000 a month via card, what better options are there/

Many thanks

Sue

In that case its the merchant card services, in short its around £1k where it makes more sense to pay a monthly fee with much lower transaction costs.

This only makes sense if consistently above as you are usually signed up to an 18-24 month contract with monthly costs no matter how much you take.

jamels2

So for those taking over 1k a month which companies offer the cheapest merchant service???

Percy1983

jamels2 wrote: »

So for those taking over 1k a month which companies offer the cheapest merchant service???

I don't think there is a single answer as many have different requirements. I quick goggle brings up many options and comparisons.