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How to create a small business lease?
Hi, I'm starting a new business very soon as a portrait photographer. I've spotted the perfect start up spot, on the high street among several schools, lots of footfall. So the property is a must and the rent reasonable. The landlord has agreed to a 6 month rent free period and a slightly reduced rate for the next 6…
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Do I need a LOLER certificate for our lift?
We have a lift in our holiday rental business on the Welsh coast. The lift suppliers are suggesting that we need a LOLER certificate, but my take on it is that it is only for 'workplace' lifts, which it isn't. Has anyone any experience of this??? :)
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Change and Banking for Charity Event
My husband is running a large event in aid of a charity in a couple of weeks (i.e. the event is not run by the charity but the money raised will be going to them). We bank with first direct and all the money for the event is going through our bank account (with extremely good accounting obviously!) What is the best way for…
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Woodlands trust - 1p direct debit?
Does any one know why they'd allow such a low amount? Surely it costs them more every month than 1p/month? I guess it might cost £3-£5 to set the initial DD up, but even then they're waiting a very long time to get their money back!
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Small payments system
Hi, The running club that I'm involved with charge £1.50 per training session. The club has got bigger and so administering lots of small payments is taking more time. Does anyone know of a system where for example members could be given a card (maybe including a barcode?) that they load up with funds (maybe £10 at a time…
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Claiming for a vehicle purchase and fuel
Hi, I am self employed and used an old van strictly for work up until 1st March 2019, I then purchased a new, second hand work van for £3,000. Can I claim on fuel/mileage for my old work van from 6th April 2018 - 1st March 2019 and then the £3,000 for my new van? I understand I can only claim the capital expense on my new…
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Are business signatories liable for debts?
Hi! My boyfriend is self employed (sole trader). I have recently started taking on more of an admin role (bookkeeping, chasing invoices etc) and we've thought it would be useful for me to have a business debit card so that I can pay in cheques/cash etc into the account. In order to do this I need to become a signatory on…
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Credit card transaction fees
Hi we are a PTA running as a charity and have an iZettle card machine so we can take card payments. We are charged a 1.75% transaction fee. We know rules changed and you can't charge a fee for people using credit cards to pay but this is an issue for us where we need to use the machine for our school uniform shop. This is…
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Selling a commercial debt question
Hi all, Just wondering if anyone can tell me, is it legal to sell an ex client's commercial debt on to an individual as apposed to a debt purchasing company? I've been quoted up to 50% of the invoice value from some specialist debt purchasing companies yet the individual is only asking for 20% which would save me the best…
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Franchisee rights / time off
So not sure if this is the right place to post. I e lurked around these forums but never needed to post myself until now. I have a franchise and deal with an area manager from the franchiser. I’ve had a few ongoing background issues with the company but we tend to get along okay and the area manager is friendly enough. Me…
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Rent a shelf shop
I run local craft and wedding fayres. One of my regular stall holders is opening a vintage tea room with a smaller lockable shop next to it and they have offered to sublet it to me for £35 per week all in as a rent a shelf shop. The shop is roughly 21ft by 21ft. It's too good an opportunity to miss so I've decided to give…
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Accountant won’t give professional clearance with outstanding finance
Hi all, first post here :) I run a small online business and have been using my previous accountant for 2-3 years. After my last set of accounts I was charge was in excess of 2k. For a small business this seemed alot so I l’ve looked elsewhere. I have now found a new accountant at a much cheaper price and she has requested…
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How to collect payment at a charity fundraiser
I'm organising a coffee morning with games, prizes and a silent auction for charity and want to encourage as many donations as possible. We will have a card reader. I'm looking for suggestions for other ways to collect payments rather than on every stall. I would rather stall holders have time to do their job properly…
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Removing defamatory/slanderous online reviews
Hi, I was just wondering if anyone here has had experience removing defamatory/slanderous online reviews, especially the ones on google? I run a small business, and lately one of my competitors has been trying to ruin my business by posting negative reviews on my google map listing. I know the reviews are from my…
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Recommended registered/service address providers for new company?
I work from home as a freelancer with sole trader status, and my accountant has just recommended that I change to a limited company. I can see there will be a worthwhile financial benefit according to the figures he's run for me and I'm happy to go ahead. Now, my business address will continue to be my home one but I will…
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Dividends over salary - Why are they better?
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'Partnerships' - why?
Could someone explain to me why anyone would choose to form a business 'partnership' - rather than a limited company? it seems partnership involves more risk than ltd company, so presumably there is some benefit as to why it exists? Thanks.
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Performers fees and VAT
I am part of a group putting on a series of concerts. We are not VAT registered. We have been told that the performers are registered and that we will have to pay VAT on top of their fee. This is a new one to me. Does anyone have any knowledge on the subject?
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One slice of pizza?
I was recently on a work trip to Poland. At night I noted quite a few small take-away businesses selling only pizza slices individually - nothing else. I've seen this in other European countries too. Usually about one Euro per slice. They always seem to do well, as far as I can see.they are busy But I've never seen this in…
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Separate Company vs Trading As
My wife and I are the joint directors of a printing company (and the only two shareholders). Our main business is general printing and also personalised gifts. My wife and I are working on a new clothing brand which will be items of apparel printed with our own designs. What we are trying to work out is whether to make the…