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Alcohol laws Scotland - Incorrect Pricing
Hello all, A handful of times over the last year I've been given what seems like a scripted response to asking stores to change the price of alcohol. To clarify, this is when there is an advertised price in store, but at checkout the price is more expensive than the ticket on the shelf. "Due to licensing laws we're unable…
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Landlord Building insurance
Hello i own a flat in a tenement building. I have been with the same insurer for 3 years and when I renewed in March I informed them of investigation works taking place in the main stair and all flats due to a crack in main pipe. My insurers took a note and said to call to make a claim when needed. in Oct following updated…
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Gifting tax free Annual Exemption.
I have two nieces and would like to gift them each £3000. As the tax free Annual Exemption is £3000 and I never used last year's Annual Exemption of £3000, can I gift them each £3000 without any tax implications this tax year 2024/25.
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Housing Factors Solicitor's Conflict of Interest
My housing factor (Scotland) have had a solicitor ‘re-interpret’ our developments title deeds. The ‘re-interpretation’ to the title deeds is claiming that water ingress from one flat into another flat is now deemed communal and should be split amongst all homeowners in three blocks instead of being split between the two…
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Council Tax Scotland
Hi, I pay council tax on a property I own in Clackmannanshire. I Iam currently renting a flat in Edinburgh. Do I need to pay full council tax on the Edinburgh flat I am renting?
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Interest only mortgage
Hi, I am looking for advice/help. My Grandfather has recently been taken to hospital and we are looking to get him a care home. He owns his own house he purchased this in 1999 for just under £17.000 he got his mortgage from Halifax as interest only, we are now getting told by my aunt who has power of attorney that he now…
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Mortgage
Hi, Nationwide here. We've received your mortgage application. If you're an existing customer switching to a new deal, your switch has been accepted. What this mean? I have been accepted?
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My ex wants to buy me out
My ex and I currently have a joint mortgage together for our house which isnt paid off yet, he says he will buy me out for £20,000 but is he not suppose to give me half of the value of the house to buy my share
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Maternity Pay
Hi all, hoping someone will know better than me. At my work, we are entitled to 6 weeks @ 90% pay, 20 weeks at half pay + SMP, 13 weeks at SMP and a final 13 weeks no pay. My question is, a friend advised she thinks I would be entitled to some Universal Credit for the period of time I am on just SMP and then again when I…
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MSE News: Council tax in Scotland to be frozen until April 2025
Council tax for all 2.5 million households in Scotland will be frozen at current levels until April 2025, the Scottish Government has confirmed. It means no household in Scotland will see an increase in council tax for at least the next 18 months. Read the full story: 'Council tax in Scotland to be frozen until April 2025…
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Lost receipt for package from UK to China.
Package returned 17th January for refund of £52+ to Amazon seller in China from UK Post Office. Have lost receipt. Tracking info only received from PO suggests parcel has arrived in China, however it is now being held at Customs. Now Post Office insisting that they cannot issue copy of receipt of posting, without which…
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Building insurance
I live in a block of 4 flat factored by hacking and Paterson and they have increased our insurance to £520 for the year. I have repeatedly asked for them to help and try reduce costs by finding alternative insurance but have been offered nothing. I have done my own research and checked my title deeds and nowhere states…
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Adult Disability Payment claim
Hello all, I've been advised to apply for ADP. My wife is currently on ADP can we both claim this at the same time? Many thanks B
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Garage built without planning permission
I’m hoping to get some advice if possible. were due to move into a new property on 12th January however have only just found out that the previous owners had built a detached garage without prior planning permission. They have said they had guidance from the council about this at the time however regulation has since…
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Debt recovery plus…pay or ignore? Please help?
Hello- I have received 3 letters from DRP asking for 3 payments of £170. Although I am the owner of the car I was not driving, a family member was and is insured to do so. Should I pay or ignore? Conflicting advice on Google! I would be grateful for any help. I live in Glasgow/ Scotland. Thanks!!
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Employment
Hi,Advice please,TIA,I work in a social Club,I have no contract,been there about 4 yrs,New Trustees have implemented new time sheets and have changed the cut off date for wages, 21sf of every month,paid on last Fri,this does not fit in with rotas and no discussion or meetings with staff to agree this,can they do this?…
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Council Tax rebates
Could someone explain how all these people get rebates on their Council Tax sometimes going back years, when councils do not accept appeals more than 6 months after you move in ?
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Tax code
Anyone know what tax code s1617l means? When I do a search for it online nothing comes up?
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Refunded income tax for last year only to now owe?
I finished working at my previous job last year and worked two months on SSP, I received a Tax Rebate. However I have now been told I didn't pay enough tax last year and so they are taking it this year (change of tax code) Can someone explain how this can happen and what I can do about it as it seems absurd!! Thanks in…
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Electricity Prices from Landlord
Hi I am hoping someone can help. We rent a commercial property for our dance studio. We have a shared meter but this is used for all their businesses. Including an inflatable air arcade. Our meter has now jumped up to £0.76 p k/w, which we can't afford! We have tried to ask them to supply just a meter for us as we are a…
