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historic shareprice for cgt
i purchased primar-e plc shares on 25/01/2000 but i dont know the purchase price, they went bust many years ago under name of glow communications plc but now i want to offset this loss against this years cgt gain , how do i find the purchase price please
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Help with inheritance investment strategy please
Hi, to cut a long story short, my mother recently died. I want to make sure I am dealing with the finances as 'correctly' as possible, to make the most out of what I have inherited. Her finances were spread across lots of different pots of money: half in a SIPP, half in other places (cash ISA, premium bonds, NHS pension…
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Court Rules that London Capital and Finance (LCF) was a Ponzi Scam
I've not seen any mention of this verdict on the forum. I know the previous post was deleted because the case was ongoing but as the judgement has now been made I assume it is ok to post. I think many of us will feel vindicated that what we thought 8 years ago and warned those asking questions here has now been proved…
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Temporary high balance - would lump sum settlement from insurers count?
Hi all, Hope this is the right place to post this rather than the insurance forum. I've accepted a lump sum settlement from my income protection insurers and trying to work out where to put the money temporarily. Am I right in thinking the FSCS would cover it as they list "benefits payable under an insurance policy" as an…
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UK 3 month & 6 Month Zero coupon Treasury bills - closes with HL 28 November
Received email from HL yesterday of two new Treasury T bills maturing March and June next year. Expecting when the discounted price is struck, the yield to maturity of the 3 month bond may be in the region of 4.4 to 4.5% so invested in that expectation. For those seeking safe short duration fixed returns for their…
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Taxation details for long term Sharia compliant fixed rate bonds
When would profit be potentially taxed for the 4.6% 3 year fixed Al Rayan bond? Is it every year or all at the end of the 3 years? The bond states that profit is credited annually but the profit pay-out is at maturity. Obviously it would be beneficial if it was the former.
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Money stuck in Binance, UK. Too scared to withdraw it.
Hi there, As the title says, I used to use Binance to mess around with cryptocurrency during lockdown as I was bored. Roll on a few years, and I could do with the money that is in my Binance but withdrawals are not supported from it to UK banks. So apparently I have to start a wallet somewhere else, then change the crypto…
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best bank account or money saving..premium bonds?
UK based . Interested to hear from those that know, a few quid from house sale, minus debts and relationships, renting on the cards. Not a jolly outlook, however, the pennies left would like to put monies into a bank account , would have to dip into it so nothing tied up. Just like to know thoughts, a decent bank account/…
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Capital gains tax
I hadn't given this much thought until now, in Jan 2024 i have a share save scheme maturing after 3 years, all was well i thought with CGT being £12300, current potential profit is around £11000. Roughly £11000 fund to buy shares @22p current value around 47p = £22000. All things staying same and now realising CGT drops to…
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Dual national tax/savings advisors?
Hi all, I'm in a situation where I have tax liability in the US and UK which is becoming more and more complicated and honestly, frustrating. Does anyone have any suggestions for a reputable financial advisor that's au fait with this particular minefield please? TIA -Pippers J
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Tax implications and apportionment
Hi all, Hello to all, I'm new to the forum and give my apologies if this has been asked many times. My wife and I have a 2 year fixed term savings account maturing soon. This means I will have to declare interest in my tax return coming up in January 2025. I assume this tax return will only need account for interest paid…
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PBS Double access issue 2.
Just a bit of other options, please. I currently have the account in the title of this post with just a tad over 1k in it. It's due to mature in early January. Do you think it worth adding another 1k before it ends? It's NLA I think too.
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Vanquis Easy Access Account Issue 3
Hi. I can't remember if the interest rate is going down on this account soon. It's 4.75% at the moment. Does anyone know if the rate is dropping? Thanks
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Furness Building Society - lag in credit of savings
Anyone else noticed the lag on their Double Access Saver 1? My initial credit was made from a Nationwide current account on the 6th (Wed) and credited on the 8th (Friday). I.e. a non weekend credit. A further credit left the same C/A on Friday 22nd and was credited today (Monday). I.e. over a weekend credit. Whilst it may…
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Trading 212
Hubby is (and sometimes I as well) a big user of Wise and we both have SS ISAs with AJBell. He does most of the investment footwork and he's now looked into T212. He thinks that they look a lot like Wise/AJBell combined in what they offer. Given that their fees seem much lower as well we're wondering what others make of…
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Zopa 7.5% Regular Saver
Just received an email from Zopa announcing a new beta bank account which qualifies you for a 7.5% regular saver allowing £300 per payment month. The current account also pays 2% interest and 2% cashback on direct debits . Both opened and funded in a few minutes. My next £300 payment is allowed from 25 Dec. Edit. I see now…
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Anyone have any experience of lulo?
Hi, Does anyone use anything like lulo.fi (its an app on solana that allows you to lend out stablecoins to overcollateralised lending pools for yield). Looking at where to keep cash in an easy access account, and the general bank rates seem so bad compared to what is available onchain. I know there is some risk of hacking…
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Astute Capital PLC
Unfortunately my mums investment in Astute has been lost now it has ceased trading however I was contacted by Regulus Capital Consulting claiming that they had been assigned to recover investments through Investec obviously for a "fee" has anyone else been contacted by these people as it all sounds like a scam to me.
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Savings under 1 roof? The Tesco change?
Ok so looking for an 'under 1 roof' best option with a stipulation. It has to be accessible via online, as in laptop/PC (and not app only). I appreciate this will rule out any Chase offerings. Currently the accounts are held with Tesco Bank as a year ago they were paying fairly decent and it ticked the 'under 1 roof'…
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Best apps for teenagers to control their own finances
I've got two children - 13 and 15 and they both want to be more in control of their own finances. A few years ago I originally got a Starling account with 2 children's sub accounts so they could have a contactless card, which has worked quite well and they do have Kite access which essentially is a fairly dumb app for them…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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Most recent: Question re moving maturing ISA funds and adding additional amount by friolento
3 August at 8:37AM
