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Where is the best place for my savings?
Hi all Your help would be appreciated. I have about 400 pound to put into an instant access savings account. I will be topping it up in dribs and drabs, but I just need to know which of all the banks/building societies have the best rate of interest for this type of account. I don't really want to do it online because I…
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savings
the new house that i have bought may not be ready for 3-6 months, what would be the best way to invest my profit from my last house while i wait in rented accomodation? this is around £40,000. thanks jonny
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Whats the best saving for me
I have a 55k mortgage over 25 years intrest rate is 4.6%. I earn 2k a month what am i best doing paying cash in to my mortgage or paying into isa's and the money fountain idea. Some help please. ;D( I have just started the sainsburys credit card 12 months 0%)
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Savings Accounts
Martin, I have £3000 which I have put into a mini ISA, but I'am left with £5000 which I would like to put into a savings account where I may need to access the funds within 1 year. What savings account would gave me the best return on my money? Regards KD ???
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offshore bank accounts
can someone tell me briefly the Pros and Cons of offshore banking and is there such a thing as the best offshore bank to use.? ???
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Nat Savings Bond?
Nat Savings have some kind of guaranteed bond that is linked to the S. Xchange I dont quite understand the jargon, I just wondered if it would be a useful place to put about 10grand
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When is a regular Saver not A Regular Saver.
When you set up a standing order to save money regularly from the 28th of each month. Sometime you end up with no payement one month and two the next. Hard Cheese. Based on G Gilmore in The Times.
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Old or forgotten accounts
Hi, anyone know of a way of finding old accounts that may have been foirgotten about?
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Need advice on best way to save for school fees
Hi, I have realised that I would like to give my daughters the best options for their education. I realise that this might mean paying for school fees. What advice would you give for this problem. My daughters are 2yrs old and 11months.
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Advice needed on a savings account
I am currently a student and do not generate a steady income. I basically have a lump sum of about 5k, of which I will need money from every month. However, rather than letting this money sit in a current account for a long period of time, I would much rather it worked for me in some way or another. I will be needing not…
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Premium Bonds
Hi People...Great forum! Just wondered what your thoughts on Premium Bonds are?? I've had £10k's worth for a year and only won £50 :( Anyone on here had any decent prizes?? Many thanks Grebbo
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Income from Savings
I would like to invest around £40000 for 5 years in a building society that would pay the interest directly into my bank account. I've looked at Cahoot and Ing who pay interest monthly but you have to go to the account each month and set it up. Is there any high paying accounts where they pay the interest automatically…
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Abbey Monthly Saver Account - WARNING !
My wife setup a monthly saver in Sept 04 Well, she filled in the forms, including the standing order form which was duely processed in Oct 04 and on the account with the first payment to go out of her Halifax account on the 20th of Oct 04. All appeared to be well ! The payment went out on the 20th, but yesterday ! on…
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20k to save, but 2 signatures to withdraw
My brother and I are getting 20k from our mother to put into a savings account, but can only be withdrawn on both our signatures. Money will not be withdrawn very often(hopefully not at all). And the two of us are tax payers. I would love to know what options we have.... Thank you.
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Coventry BS 'NetSave Easy' Query
I checked the T&C's for the Coventry BS NetSave Easy account they state:- 'Therefore, up to and including 30th June 2005, only the amount of the opening deposit which exceeds the minimum balance and which remains in your account on 30th June 2005 will earn interest at 5.40% AER/gross per annum.' The minimum balance they…
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Ear we go again.
The Halifax and The Abbey each have a regular saver account. Each pays 7% per annum. However the Halifax pay 7% per annum for less than an annum. [Strange ] It is not clear to me why this means that they can say AER 7.07% but they do. The Abbey say that they could say 7% per annum and about 7.2% AER but they don't. Some…
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Can i do this?
When i opened my Halifax high interest reg saver they asked how i was going to fund the payments into the account. Now ideally, i would like to make payments from ING Direct through to the Halifax directly. Can i do this? I was reading the terms and conditions that came with the account and they said the money was to come…
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Is this OK?
Hi, this is my first post but have been lurking around for a week now! Anyway, I have about 4k in and IF savings account NOT this ISA, becuase they dont allow under 18s, and the rate is 4.75%. Is this good for a direct access account. I am 17 and therefore cant afford a regular savings account. Is there any better out…
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best online savings account
best online savings account anyone got any tips, im currently with lloyds, although i have seen halfiax with some good rates and even abbey with an introductry 6 month of 0.5 %
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The Sunday Times Gets It Wrong
Beware pitfalls of Monthly Accounts runs the Headline. By Claire Francis .... Sunday Times quoting from Anna Bowers .... Chase De Vere. They should know better. ANNA BOWERS "Regular accounts are great for people who do not have a lump sum. But if you have a big deposit you can get a better return from an account that…