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Lump Sum Saving
Hi All, Im currently a student and have recently inherited (all tax already dealt with) £21K and am trying to work out what is going to be best for me to do with it. It's currently in a Cahoot savings account, for a reasonable rate & simplicity of money movement. I am in the process of opening up an Abbey & Halifax Regular…
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How could I make about £30000 work harder?
I'm about to risk talking to the bank's advisor soon and thought I would try asking for some pointers and tip from anyone who would like to comment.* I work, at the moment. I got myself into a task that has a very slight chance of costing my job. * I have currently a-massed a little over £25,000 in one saving's bank…
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Cashing in an offshore unit linked investment bond
This is a question about what tax is payable if an offshore unit linked investment bond is encashed. My relative is a UK resident standard income tax payer who made a lump sum investment with a well known insurance group in an offshore bond 10 years ago. She has been withdrawing 5% pa of the original investment from the…
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Cahoot
I have been using Cahoot on and off for about 6 years because they pay good interest but their latest stunt has made me angry and I felt duty bound to warn others. I paid cheques from my business account into a couple of Cahoot current accounts with a view to transferring the cleared funds to 3 connected Cahoot savings…
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BACS/standing order
Hi, how do I do one of these? Want to transfer some money into my egg account and they dont teak my debit card :( . Do I just ask lloyds to transfer from my current account to savings account quoting sort code and account number? Will I need any identification as it will be £5000?
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If I sell my house.....
and put the proceeds into a savings account (about 70k) and go to work in the states for a while is my money okay or will the tax man want some!!!!! >:(
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A&L Online Saver Account
Hi all I'm new to the site, and can't believe that I've spent so long not knowing about it! So many money saving tips it isn't true! My question is about the Alliance and Leicester Online Saver account. I signed up about three weeks ago, and despite about four requests, they still haven't managed to add it to my online…
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Family Assurance childrens bond
I have just received a ten year statement for a savings plan i took out for my nephew only to find that it is only worth about what i have paid in. I can cancel after 10 years but they have moved me onto a supposedly "better plan". Is it worth sticking with or do I move it? My nephew is 15 in january
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Best rates for business savings?
I am the treasurer of a scout group that is a registered charity. We have a couple of thousand pounds currently receiving 0.10% pa in our treasurer's account. I have opened a money manager account with our bank (HSBC) that pays 2.25% pa but wondered if anyone knew of an account that could give a better return on the money?…
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7.5%
I saw an ad today. I think it was the Co-operative bank's. 7.5% on half of your money for one year The other half will ear you 75% of the increase in the FTSE over the next five years. You will not get any dividends though as the money is not actually invested in the FSTSE . You will not lose any of your capital but you…
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did i make mistake with 60k
Got equity from sale of property. Have sold to rent for a bit as i believe get out now and wait for prices to drop as market is looking less stable. Put the money into a Bradford & bingley 9 months account but only going to get 3.8% net profit. Could i have found better. I only want to invest money for a year max. Saw…
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Nationwide B S Child Trust Fund
You can register for information here. Information Pack will be issued in January Proud to be different ....
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Egg Pays 5.5% On New Savings Account
Egg have introduced a new version of their savings account (from the 21st October), paying 5.5% gross for the first 6 months. Looks like one of the best easy access accounts around at the moment. Great for storing your credit card bagging monies. More details HERE. Note: get £5 cashback for opening an Egg savings account…
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Egg to Fidelity (Do I accept the switch??)
Egg investment users should have received a note saying that Egg Investments will be transferred to Fidelity. We have a choice to accept this, sell or move to another investment house. Has anyone received any info on whether Fidelity offers good value when compared to Egg. I have been unable to find any discussion forums…
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I want unlimited instant access & lots of inte
Basically I want an unlimited instant access savings account which pays me lots of interest. You see I have a car loan with about 3 years left to go but I now have all the money to pay it off. It is a fixed rate so if I pay it off early I still pay the same amount. So I thought I'd put the money into an instant access…
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MGM ASSURANCE - CELEBRATION BOND I
Hi everyone. Has anyone had any experience with this company? In april 2003 I invested £10,000 into this policy. In april 2004 i had a statement saying the total value was £10,265* *(exit charges may be applied on early surrender or to reflect market conditions) http://www.mgm-assurance.co.uk I have visited the website…
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Safeguardfx
has anyone come across this american company? My elderly father has been 'cold called' by someone from Safeguardfx offering him the opportunity to invest money which would involve him setting up an account in the states. They have a website (https://www.safeguardfx.com) which appears kosher but I would appreciate any info…
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Best instant access account for £4000
Can anyone help me find an easy to use instant access account for £4000 for my daughter. Hopefully she will be able to add to this but at the moment needs to have easy access in case of emergencies. She doesn't want to bank online. Butterfli
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Stoozing
Well, firstly Hello everyone, I am new on this website. Secondly, I hope I have picked the right board - there are so many to choose from. Lastly, my actual question :) My husband and I have decided to stooze (think this is right word) and have got 20K from egg and mint. We can afford the min payments a month just about,…
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4:you
I have recently reviewed the prospectus from the following company with great interest.Does anyone else have any thoughts on this investment? ??? http://www.4you.uk.com