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Scottish Widows OEIC's & Isa
Hi, I'm new to the forum and although I have searched the site I'm sure this questions has already been asked. Sept 2006 I was persuaded by some friendly guy in Lloyds bank to invest £20,000 in this fund for five years with a promise of not only making up the setup fee in a few months but making a good profit. Alas, I…
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£100 per month to invest. Where?
I guess now might be a good time to start buying shares, which I've never done before, saying as they aren't worth much at present. I reckon I can spare £100 a month. Is this a good idea, and where should I start?
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Xmas savers for 2009!
Are there any decent christmas savers knocking around for next year? I have one this year with Skipton that matures next month, so i would like to open another next month if there are any? ;)
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Questions
Hi 1. Is there a quicker free way than BACS 3 - 5 days to transfer money from my Nationwide account to another UK bank account? Are Nationwide using that new speedy transfer system I keep hearing about? If so, is it free? 2. How much interest is earnt on $13,000 at 7.8% per year for each day? thanks
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Proceeds of Property Sale
Hi all I am kind of lost. I sold a house in Rep of Ireland recently & the proceeds are sitting in the account of my solicitor in Dublin. I live in London & am from Belfast. Originally it was fine for the funds to be there pending CGT returns etc but now I need to open an account to transfer to, the nett proceeds being…
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Post Office Accounts
We are considering opening Post Office Instant Saver, interest rate 5.75%, which includes introductory 1 year bonus. I thought that Post Office accounts would be covered by English government guarantee, but reading the website, it seems to be guaranteed by Irish government. Is this right? And, if so, why would this be? The…
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Holding NS&I Index Linked Certificates during Deflation (negative inflation)
Please explain! Will I lose money by holding NS&I index linked certificates if we enter a period of deflation or negative inflation?
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Guaranteed Equity Bond -good time to buy
Not a big fan of these products but Birmingham midshires are offering 8.75%aer for 3 years and 8.70%aer for 5 years if the average of the FTSE 100 in the next 3 months is lower compared to the average in the final 12 months of the bond. surely this must be the case??
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Yorkshire BS Ebond tranfer money in question
I have just opened a YBS Ebond at 6.50% Fixed. I am wanting to transfer some money into this account by using my Debit Card as this seems to be a quick method to use. I am wanting to transfer £20,000+ into the account and my question is can I transfer all that amount in one transaction or is their a limit as to how much I…
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Savings Product Update -wire
29TH OCTOBER - SAVINGS UPDATES Stroud & Swindon BS FIXED RATE BOND Issue 71 paying 6.45% withdrawn w.e.f. 29.10.08 Lloyds TSB selected TERM DEPOSITS reduced by 0.50% w.e.f. 30.10.08. TERM DEPOSIT: 2 Year - 4.50%, 3 Year - 4.50%. Monthly options also reduced Nottingham BS SLEEP EASY SAVER increased by 0.50% to 5.50%,…
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Internet details - how do you remember yours?
Like many people on this forum, my wife and I have spread our savings around various Internet based savings accounts for safety. This creates the problem of the many 'security' questions that need to be answered. Some are obvious like Mothers Maiden name while others want to know your favorite group, etc. Others have…
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How to invest/save £150,000? Plus Q on Tax.
HI everyone, I wonder if I could pick a few brains. My mother is due to get a large sum of money. Already the 'vultures' are circling and I wanted to give her some advice on how best to invest it. She is 58 and is still working part time so this covers daily bills. I have suggested she 'locks' some of it away so she cannot…
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Help to invest £5k
I have recently inherited £5,000 and am looking to stash it away for between 6 months to a year. I already have maxxed out my ISA allowance for the year and believe that with interest rates possibly heading down quick, think it would be better to lock the money away in a guaranteed, high-interest bond rather than a…
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Is it possible to transfer 2 ISAs in one tax year?
I've opened a new ISA today with Natwest. I deposited £3600 and filled out a transfer form to transfer funds from the Leeds Building Society. I also have an old TESSA only ISA which is now called an ISA from the Melton Mowbray. Is is allowed to also transfer from both the Leeds and the Melton into the Natwest during this…
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50.00 Cashback For Successful New HSBC Current Account Applications ( No Monthly Fee)
This is being posted primarily for those who havent been able to take advantage of either A+L or Co-operative Current account opening cashback offers due to not being able to meet their monthly funding requirements. The following cashback sites have recently ( perhaps temporarily doubled the normal cashback offered on HSBC…
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What should I do with my Peps in HBOS, Abbey, and Standard Life?
I have invested Peps since 1996 in HBOS, Abbey and Standard Life, with lump sums of £6000 in each. Peps in HBOS performed better last year, than Peps in Abbey and Standard Life. Following the current financial crisis all the money I have invested in these Peps have gone under the initial investement. Current balance for…
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Lloyds/HBOS share price Monitor
Any one please feel free to post the share value on a daily basis.
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Shares and Stirling up
Just been browsing through some Money sites, they say Sterling up 4.33 cents on the Dollar and shares up on FTSE 100 205.9.:j Is it too soon to start investing and celebrating???
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Please help us re gartmore ISA
Hi there, can anyone help, we have noticed that we have lost an obsene amount of money with our Gartmore mini ISA, in the last 12 months, which we have had for years. Can anyone give us advice of what to do now or if they have had a similar exerience. It appears that the money is invested in shares, should we hang in for…
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Oil up 10% today
Oil up 10% today