-
Barclays 5 yr investment note
A question for the many financially astute brains on here- Barclays offer a 5 year deal on ftse100- the Protected Supertracker Investment Note. It pays 4 times any rise in FTSE 100 on maturity, up to 50% of the original investment. 100% capital investment guaranteed. The note can be sold before maturity, is fully tradeable…
-
best savings option
Hi, I have 2 cash ISAs with about 5,000 gbp in each as well as 3,000 in a savings account. Would it be better to clump all this money together in a single ISA or savings account? WOuld I earn more money after tax? Any help much appreciated. Many thanks and have a great day. Mark
-
Where to put £50,000?
I have a 50K lump sum that I need to put somewhere, I dont need access to the money but I do want it to be safe. We are also offshore so dont pay tax. I have no clue what would be best to do with this money, any opinions or suggestions?
-
trustee savings accounts
I have four children ages 7,9,14 and 16. My mother passed away and left approx £5000 to each child. Her instructions are that the money be used to assist one off expenses such as musical instruments, and that what left is passed to their control on becoming 18. In the case of my eldest that will likely be most of it, and…
-
Money STILL hasn't arrived in my Kaupthing Edge Account
Hi all, I (somewhat foolishly) transferred £200 out of my firstdirect account INTO my Kaupthing savings account last over a week ago, hoping I could add a bit more money to my fixed rate bond to ensure I got a good interest rate on it. Around 9 days later, the money still hasn't shown up. I've sent a couple of emails to KE…
-
Faster Payments Experiences
Thought I would try and send a couple of faster payments this morning to see exactly what I would be allowed to do now the system has started to be rolled out. I was able to send up to £20 from HSBC into both Lloyds TSB and Halifax accounts. The Payments were there within seconds of hitting the send button. However trying…
-
HSBC Online Saver - Vs - Bonus Saver - Which is better?
Can some one please offer some advice , I have a HSBC online saver account , and I keep getting advised to move to the HSBC online Bonus saver account , Can some one comment on why HSBC would have Two similar products , and in your view which is over all the better account ? Thanks
-
How long the wait for Kaupthing Edge telephone request?
Yep I don't really want to wait all day on the phone to close off my account!. Could any person tell me how long to you get a reply on the phone?. Thanks!!!!. ;)
-
"Dont Bank on the Bailout" TV prog
See Dispatches this Monday 9pm to 10pm Channel 4. Presented by maverick fund manager Hugh Hendry.
-
Gilt yield and governme
I have a saving/economic question here. If the government need to borrow money presumably the most likely way they will do this is through raising Gilt issues. Does this mean it will be a lenders market and Gilt yields will have to be higher to ensure they are fully subscribed? How does this relate to the anticipated…
-
Which maxi ISA?
I've had a cash ISA for a number of years now but I'm thinking it might be a good time for me to get a stocks/shares ISA. I plan to invest the entire 7000 in stocks/shares. I've tried to look through this site and others for advice on who to set this up with but I'm not having much luck. Is there much difference between…
-
Is anyone putting money back into Kaupthing/ING ?
I was just wondering if anyone who drew money out is now putting money back in using the Kaupthing log in ? I drew all mine out but on the 10/10/08 I put a £1 back accross which has just been credited today. Anyone else doing the same ?
-
How much to save??
I am 35, have recently moved to a house I will be in with my wife and two kids for the foreseeable future and we have sorted out our debts/mortgage/life cover/pensions/Child Trust Fund etc. (Which incidentally we are very proud of!!) We have started saving a bit each month but not really for anything in particular (we have…
-
Cash ISA/interest rate cuts
Hi, We have several cash isas in variable rate form and after seeing the news and hearing that rates could go to 0% would it be best to transfer them to a fixed rate ISA?
-
NS&I Savings Certificates
With the fall in interest rates and increase in inflation, the index-linked savings certificates seem to good to be true, yet I can't find much discussion on here. Am I missing something?
-
Gold
Why is the Gold price so low? with all the volatility in the markets I thought it was nailed on for Gold to rocket through $1000. Anyone explain the dynamics?
-
Payouts to start for Icesave customers !!
http://www.telegraph.co.uk/finance/personalfinance/savings/3267296/Payouts-to-start-for-Icesave-customers.html You may have heard this already..but if notmhere it is :T
-
KE/ING DO you think?
Having looked on in total amazement at the way that the whole KE / ING thing is going. I have a few questions. 1 if they are unable to send people their own money! just how are they going to manage the working out of the interest payments for all the people to frightened to risk moving their money. 2 just how long will it…
-
quick question
I have fixed bonds with hbos/BM not maturing till next year, over the 50k limit , what can I do , should I do anything , are all sums protected now HM gment are on board...should I stop panicking????
-
NU International withprofit Bond (USD)
hi there i bought a with profit bond USD with Nowich Union in july 2004, invested amont is 100K value as of july 2008 is 141K as of to day I can get out with 80 percent + growth penality free or the full amont less than 2k considering the current state of the stock market Shall i stay or go? your advice will be appreciated