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The recession
hello everybody, This is my first post. Im sorry if im posting this in the wrong place. Im really really worried about this recession. Im worrying to the extent that im not eating or sleeping. I know there is absolutely nothing I can do about it, but, it doesnt stop me worrying. I know im very lucky to have savings, but,…
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Building Society refused to open savings account and returned his cheque!
My close friend wanted to open a savings account with a well-known building society. He took in the cheque to open the account, two recent utility bills, drivers license and passport (expired, he doesn't travel any more). He filled in the application form for a 50+ savings account. Three days later, the BS send him a…
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ICICI Bank
How safe is it to consider savings here as it seems to have the UK FSCS guarantee?
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saga fixed 6/12 months over 50's
6.92% 6 or 12 months investment monthly income option (over 50's) http://www.saga.co.uk/money-shop/savings/fixed-rate/ Regards jcl
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Bring money from america, here
Hi. I have some money (approx $30k) in the US which I want to bring here and make pounds. I am having the bank in the US draw up a cheque (dollar denominated) and send it to me here. I have been told this is the only option, rather than bank transfers etc. Question: Which is the best bank to pay it into, so I don't get hit…
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Alternative asset forms
For various reasons (all of which are legal and honourable, I hasten to add) it would be in my favour (to the tune of about £9,000 a year) to translate my cash savings into tangible assets. In the past, property was the obvious answer, but clearly not at the moment. Postage stamps, fine wine, etc, all seem a little too…
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TD Waterhouse For Buying FTSE100 Exposure?
I quite like the idea of buying a low fee ishare ETF. I have seen this offered by TDWaterhouse and the fees seem quite compteitive - £12.50 a trade pretty much plus a tiny bid offer spread. Has anyone hot suggesttions for alternative brokers that are: 1) Safe 2) Low fees I ve read a couple of reviews on TD Waterhouse which…
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Barclays Launching 7.75% One Year Fixed Rate Monthly Saver On 2nd June
"Customers can pay in between £20 and £250 per month, up to a maximum of £3000 over the 12 month term. After a year the balance will automatically switch to a savings account with instant access paying a competitive rate of interest. Monthly Savings customers are not required to open or maintain any additional products…
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Best saving accounts for Limited Companies?
We run a small limited company and are selling a house this week so wondered if anyone knew the best home for the money? Most saving accounts won't touch limited companies so wondered if you knew who would? Thanks Gillian
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Post Office Growth Bond
These bonds are provided by Bank of Ireland. 6 weeks ago my deposit was paid into a holding account. 2 weeks later I was asked to produce proof of identity which I immediately did at my local Post Office. Since then nothing. I've tried ringing the help line numerous times but just told I was in a queue (obviously a never…
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Barclays 3 month ebond
Has anyone else had thier 3 month ebond cancelled by Barclays? I opened a 3 month ebond about 10 days ago, it was showing up under my portfolio of accounts on my barclays online page, just checked it today and all records have gone with money now showing up under my e-savings account. Just spent a good half an hour…
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Withdrawing cash from Lloyds TSB monthy Saver
I have one of the 2 year monthly savers with Lloyds at 8% that will finish in Feb. I am thinking of taking most of the money out and putting in a fixed rate bond as I am not expecting the rates to be very good come Feb. I just want to check, as I get a bit neurotic about the small print, that I can withdraw most of the…
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A&L and Santander shares
hi recieved a letter from a&l santander giving me 123 shares at a value of app. £8.00 a share are these instead of the original 370 shares i already hold in a&l or as well as? i think it,s a ..standard letter gone out to a&l shareholders from santander thanks anyone
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Annual v Monthly Interest
I know the annual v monthly discussions have been done to death here and obviously fully understand the compounding effect of the monthly option. However, unless I am missing something if you are saving for a very short period, say one or two months, you are better opting for annual interest as it would be at a higher rate…
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Quidco/A+L current account questions
Hi everybody. I was just about to open an A+L Premier Direct current account through Quidco (taking advantage of their £50 cashback) when I realised that the A+L Premier 21 current account was offering an even higher rate (10% AER, but only on balances up to £1000) The Premier Direct current account (that I was originally…
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All Star Manager Portfolio
ALL STAR MANAGER PORTFOLIO THIS IS MY FIRST POST SO HELLO TO ALL. INITIALLY when I posted I put the word "ADVICE" in the title. This is perhaps the reason why I received No response. I am not looking for "advice" just an opinion of the Funds selected and porfolio allocation and risk element. I was also looking for comments…
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Its just too easy..
To not save money , My mum and dad have £120.00 of my mum saved for when I want it, but the rest of the money i want to save i cant , i always say i will but dont , i even got one of those money boxs where u need a tin opener to open it , and i caved after 2 weeks.. :mad: How do you save your money properly! without caving…
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Do you agree with Anthony Bolton?
Have a read of the article, what do you think http://www.thisismoney.co.uk/investing-and-markets/article.html?in_article_id=452383&in_page_id=3
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savings account for child
Hi I would like to invest approx £20 - £25 a month into an account of some sort be it Child Trust Fund or a High Interest Savings Account. I am after what will get the best for my new baby son Ethan when he turns 18 (he is currently a week old). Thanks Kyle (new dad)
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New to investment
I know its a bad time in the financial market but I want some advice. I am new to "shares" so from what I know, if you invest some money into something, you have a chance of gaining more, or losing - but the gaining is the key here (lets think positive!) how does this work? how do I invest? when can I "get" that money out…