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where would you put £73,ooo today?
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Shares and capital gains tax
Very quick question. I have just taken a new role and I have purchased a small amount of "ordinary" shares in the company for 1p per share. Am I right in thinking that, should I still be employed at the time of sale, the only tax I will incur on the sale of these shares would be CGT at 18%? I realised questions like this…
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Coming soon - 8% net ?
I thought that may have grabbed your attention. Had to pop into town this morning to do a bit of housekeeping, passbook updates, closures etc. and in one institution I was sounded out concerning a soon to be issued new a/c. First the bad news, it is index linked and the index in question is the Footsie. I am aware of the…
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Safe Havens
Hi, I have an ISA with the Halifax that is in a variety of stockmarket funds such as UK Growth. Having benefited from the recent rally I am now concerned about the possibility of a downturn. I want access to the funds in about 5 years and am very cautious. My question is do I cancel it and convert to cash? Move the money…
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Do you think you've been missold an investment?
Do you think you've been missold an investment? Lately, we've heard a spate of stories from savers claiming they've been missold investments, particularly by banks. We're working on a guide to help victims get their money back but we want to hear from those affected. If you're happy for us to feature your story on MSE,…
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Chelsea, Principality at al
How long till they go, by the way should they go, so will some of my savings/funds, so i am not sitting thinking yesary? But it does not look good. I was always worried about these mutuals promoting rates above the norm in the past few years, now we know. The Nationwide, got no savings in there, but how safe are they?
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Tesco Internet Saver - 500 exta reward points and 2.5% Interest
The Tesco 'internet saver' account is a fairly competative instant access saving account, offering 2.5% interest (Inc 1% 12 months) bonus. The great news is if you open an account before 1st July 2009 you will get 500 Tesco reward points!!!! The account only has a small minimum investment of £1 to open and there are are no…
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LLoyds TSB Vantage loophole
Open as many as you like. There does not seem to be any information on this site about the LLoyds tsb vantage account. This account pays 4% interest if you keep between £5000 and £7000 in the account and transfer £1000 in each month. Sounds like a good idea as where else can you get tht sort of interest. After much…
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Interest rate direction
quote from the Observer today"IT is unclear why banks and building societies are suddenly launching better fixed-rate accounts, but it could be that they want extra funding in advance of a return to lending mortgages again. Hagger expects rates to continue to improve. "I think these accounts will become more competitive as…
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Legal & General Distribution (Growth) Fund
Hi:confused: Any advice would be welcome. My Mother-in-Law - 3 years ago invested most of her life savings in a 5 year Legal & General Distribution (Growth) Fund (against my advice as she def didnt know what she was investing in and the capital wasn't guaranteed!). Obviously for first 2 years the returns/interest was good…
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Is Cash still King?
Although the various investment companies such as Fidelity have been busily persuading us that now is a great time to invest, I notice that some of the best investment managers themselves take a very different view. Philip Gibbs is an example. He runs the hugely successful Jupiter Financial Opportunities fund which has…
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New Egg Account offer
http://new.egg.com/visitor/0,,3_11095--View_162,00.html It seems to be an ING-like offer: limited offer - fixed rate for 12 months 6.05% - can be operated just like their standard savings account (I think!) - open with £1, put more in as available - cant' use 'existing funds' (from another Egg account) I can't see an…
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Halifax Share Dealing
How long after you have sold your shares can you transfer the money to a bank account using Halifax Share Dealing. Thanks in advance
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NatWest e-savings after bonus period
I have had an e-saver for many yeras and last year opened a new one to get the 12 month bonus. The bonus period has now expired - can anyone tell me which e-saver would get the highest rate now or will they be the same?
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inheritance will put me over 50k safe limit, where to invest next??
Hi money savers, it's been a while but i'm back for more advice. last time i was looking to put my money in a high interest account with easy access and was advised sainsburys, at 6% the return on my first year was more than a months wages:T thanks :beer: sadly that dropped to 1.75% so i switched account type and it's back…
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What to choose?
Hi, my SS is 16yrs old and he now wants to start saving for driving lessons, car, insurance etc. So basically he's got a year to save up. However we are not sure what's the best way to save? Would he be better off opening a high savings account in and adults name or just a normal young savers account? Or even just a normal…
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Natwest - eSaver
I have an online account with natwest, so thought I'd open an eSaver online. Any other bank I've used, no problem, fill out the form click the "Submit" button all saorted account open and ready to use. Not natwest, it looks like I got to wait several days now while they send a request by horse to natwests head office to…
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Halifax Sharebuilder & Hoodless Brennan - US Market
Hi All I am looking at starting out in buying shares & want to take Martin's advise to use either of these two companies/products; however I wish to buy some shares on the American market & cannot confirm from their websites whether this is posssible or not. Can any one out there with experience confirm whether I could or…
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How to split a £1,000 a month investment between an ISA and a fund account
Hello. I'd like to invest £1,000 a month in a range of equity and bond funds. As this is in excess of the £600 a month I can put in an ISA, what's the recommended way of splitting this? Is it better to put £1,000 into an ISA for seven months, then put the next five months' contributions into a fund account? Or should I put…
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HSBC stocks and shares ISA
Hi All, Just signed up to save £300 a month in a HSBC stocks and shares ISA, I've got 18300 in a cash isa incl. the full allowance for this year, and I'm in the process of transfering this to the Natwest 3.6 rate. Plus I'm saving around 1K a month so stocks and shares ISA looks like the best way to go for a further 3.6k…