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Stock Market Value v Election year
With 2005 being an election year I am keen to pull on some of the knowledge out there to ask whether traditionally, the FTSE has increased or decreased during election periods - is it worth looking at investments now or staying cautious? Any feedback would be welcomed. ;)
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Linking A Current Account To Another Account
Aplogies if someone has answered this recently - I'm a newbie and just registered! I've looked but cannot find a tip that Martin gave about linking accounts so that money can transeferred faster that the normal 4 wking days between account such as a current account and a high interest savings account. Does anyone know the…
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Derbyshire Regular Saver account
I've read a few posts about Derbyshire's great rate of interest on their regular saver account and went on to their website to apply for an account. I e-mailed them as I couldn't find a link to apply and they've come back to me to say the account can't be managed on-line :-/ I've got all of my accounts on-line (Isa,…
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First Bank Direct £25 Offer
Following the Jeremy Vine programme I have tried to enter the site of First Bank Direct to open an account all I get is a message saying Connection refused when attempting to contact nwserver.firstdirect.com Do you think this could be anything to do with the fact that Martin has made people aware of the chance to make £25…
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Abbey National With Profits Bond
My mum desperately needs some advice. She lives on her own in a co ownership flat for which she pays a monthly rental (she owns half of the property for which she has no mortgage). She is 56 years old, divorced from my dad and works as a checkout operator in a supermarket. On 20/04/01 she invested £10,000 in an Abbey…
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What is a unit trust?
In simple terms please, and how do i find out about them?
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Best returns
I am selling my house with intention of moving to Spain - any recommendations as to where to place the money for the period I am looking in Spain. I need access so cant have it locked away and there must be no risks attached. Can ING be beaten? Thank you
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International Power Rights Issue
Has anyone seen information on this issue. 1 for 3 @82p each.
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Closing First Direct account
hi all, created an account wit hfirst direct as reccommended from this site. joined just before they finished their £25 incentive offer. i received a txt from them (woke me up at 4am!) to say my account had been credited with the £25. so am happy. now how do i close it? should i just keep the account open with them for a…
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Halifax Regular saver or websaver
Ive got a small lump sum im a halifax websaver which at the moment is at 4.9% interest, and i just got £248 interest from last year, but was wondering whether its better to keep a lump sum in this websaver at 4.9% (its been going up slowly for a while now) or to start a year regular saver account with halifax also (where…
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Investment Trusts
Over the years I have accumulated small amounts of shares given to me by bigger companies. for example "THUS". These are worth so little that it would cost almost as much to sell them as I would receive from them. I know that , in the past, some Investment trusts have taken shares and converted them into their own shares…
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Keeping on top of interest rates?
I have accumulated three Current Accounts, one savings account, and 6 or 7 online savers, most with money in for different purposes - but now i am beginning to wonder how to keep on top of the interest rates of them all? Do you write them down somewhere? How often do you check the rates? Or do you wait for notification…
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Form pressure group-With Profits Bonds
I've been rooked with a With Profits Bond, quite deliberately. Have you?
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Savings growth calculator spreadsheet
I have designed on Microsoft Excel a very nifty savings growth calculator spreadsheet which I use to monitor my combined ISAs' performance. I have 4 different ISAs, two are Bond ISAs and two are Equity ISAs. I took them all out in different years for varying amounts and they all have income automatically re-invested into…
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Legal and General Capital Protection
I was reading This is Money and they mentioned the Capital Protection Plus 6 from L&G supposedly launched on Monday. Minimum return of 26% (after 6 years) or up to 50% of FTSE growth. Went onto the website and finally managed to find something not in the consumer section but in the media section. Does anyone know more? I'm…
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Who has been consistent with high interest rates?
Hi to all money saving experts As you can see this is my first post so please be nice! ;) I too may be emigrating next year (looks like a trend at the mo) and will have a spare £80k. I am a very cautious person by nature and have never dabbled in anything higher risk than savings accounts :-/ I would obviously like to keep…
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Savings tarting - is it OK?
My partner and I have split the non-standard bills/costs of the household into three general areas: nice things (e.g. holidays and days out), the car (a.k.a. money guzzling waste of metal) and general housey things (e.g. insurance, furniture etc) and vowed to put a specific amount away each month. I have a cahoot account…
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Best Account for 16 year old student!
I would really appreciate help on this one.I have two daughters in full time education.Ages 16 and 14.I have spent ages trying to work out the best accounts for them to move to.I have been working through all my finances-with this site and the book!Now I have got to the children I am having problems with the 16 year olds…
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Savings!
Hi ya i wonder if n e 1 could help, im a mother and would like to start putting aside a bit of money on a monthly basis where i can easily gt to it for my children if i need to, whats the best way and best interest....
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warning re cahoot and direct debit
Warning: If you have a Direct Debit to pay money from another account into your Cahoot savings, phone Cahoot URGENTLY and demand to know how much money they will deduct, and when. CAHOOT JUST TOOK £4000 FROM MY CURRENT ACCOUNT WITHOUT MY PERMISSION!!!!!! :o >:( Further details if you're interested: I haven't been able to…