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Icesave Tax Recipt
Does anyone know if and when the FSCS or Icesave will be sending out the receipt detailing the amount of tax that has been paid on interest earned? I have the annual receipts (I think a P60) from my other banks but not from Icesave. Thanks
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Bed and Breakfasting rule. Do you understand?
Ok. Im sorry to be a pain,.... again :rolleyes: I have now waded through a lot of documentation in search of the facts behind the bed and breakfast rule, which it seems I am going to be subject to. I would be greatful if someone could confirm wether my understanding of this is right for CGT purposes...... I am really…
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E*Trade feedback...any good?
Im thinking of using them for individual stock transactions (hoodless brennan too unreliable and H-L too expensive), how reliable is their site? Are they any good for day trading? Any other recommendations?
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Savings advice / novice investor
Hello, im just looking for some guidance to be pointed in the right direction Im a student (graduating this year) i have a job lined up for september but have no solid income before then. I have £13,000 savings earning about 2% and £2000 in my current account. I want to make this money work as much as i can so am wondering…
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Overpay Mortgage or not...
I have a buy to let mortgage with someone as an investment, we both have resonable incomes and other investments, my question is should we be overpaying the mortgage, we are on a fixed 5 year (4.5% maybe or more) and can overpay 10 % a year. Not sure on the mortgage details as I did not arrange them but could find out...…
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20.00 Quidco Cashback For New A+L e-saver accounts
Thought i would post here for benefit of those who dont look in Freebie section of shopping. http://www.quidco.com/alliance-leicester-esaver-account/ :beer:
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how to cash a $ cheque the MSE way ?
please will anybody with more knowledge in this than me give me some advice. I have some shares that have to be sold in the US and I will receive a cheque in $ so I need to know the cheapest way for me to cash this cheque to keep the charges down. The amount in $ will be no more than $3500.00. Many thanks for any help…
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child trust fund
i am just wondering if anyone can suggest what is the best deal around at the moment to invest my £250 voucher for my daughter.
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does it matter how you pay into barclays monthly saver?
sorry for starting a new thread... i'm currently paying a standing order into my barclays monthly saver from my A&L current account, but I'm losing £££ because it takes so long for the money to move. the standing order is set for the 1st of each month but it has sometimes taken til the 9th to credit the monthly saver :eek:…
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National Savings Index Linked Certificates - Seller Beware
FYI re: Encashing certificates mid-investment year I have discovered an anomoly in encashing NSCs in a period of deflation that can seriously reduce your expected return. It happens when you encash on a date other than an annual Anniversary date, or the Maturity date. An example: Let's say I bought a 5 yr certificate in…
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Capital used as no interest is this legal?
Hi My poor Mum has just discovered that 60k shes put in a Pearl insurance policy (capital protected) that was paying her the interest has been taking the £3000 paid to herself from the capital as there was no interest made to be paid out. My question is - is this legal - can they do that and not tell her? Shes not happy…
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Help Put Money In The Right Places
Hiya. Sorry if this gets boring but just trying to paint the picture. 10 years ago, I got a fair bit of money, invested £10,000 of it for a year in a bond but then closed it and blew the whole amount and ended up with nothing. Next week, my younger sister gets to close her child court fund and I'm hoping to point her in…
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First time adult saver help needed
Hia. My son turned 18 this week and has inherited £4,000. He is due to start University this September (so non-taxpayer) and also non earner (or at least low income part-timer) so won't be able to open a new current account needing monthly income which he would need for some savings accounts. He wants to save this money…
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Premium Bonds Duplication
I believe I have some premium bonds that are duplications, does anyone know if the bonds are considered as legal tender, in other words are they valid ??? and how can this happen
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childs baby bond investment
I took out a baby bond for both my children when they were born but the first one which is 8 years it still running at a loss. I save £10 per month and if I cash it in now I will lose £500 but I am not sure if I am throwing good money after bad. Will the situation get worse before they mature in 9 years.
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Share Index's
Hi all. I'm trying to find a way of viewing a full list of shares available and if possible how they have been performing of recent. Also I would like to know how to search and look at penny shares. There is a lot of information around about these but I've not found anyway of just viewing them so I can try and make some…
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Cash in or selling a with profits flexidowment
Hi My wife has a old with profits flexidowment with prudential (was standard life.) Basically £15 a month made up of 15 seperate units. Been paying in for approx 18 years which is about £3240. Has a life cover of 16000 (our old first mortgage). Surrender value of £5717 as of today. (nearly £7k last year :mad:) Dilema,,,,…
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Emigration Help
If you were going abroad to live, I mean emigrating to Australia, I am going and I have a problem. I have a large amount of cash which I want to exchange to Australian dollars when the exchange rate improves in my favour. Now when I exchange, I will do a forward contract, by this I mean I will tie into an exchange rate on…
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best ISA
Hi all, I am thinking about starting up an ISA so that I can start to save for when I get old. I am currently with Barclays Bank so that would be simplest option and then I could have everything with one bank. But I don't know if Barclays offer the best interest rates? Anyone know some of the best rates at the minute and…
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the difference betweeen...investment trusts, unit trusts and OEIC?
can someone be kind enough to explain the difference between investment trusts, unit trusts and OEIC their pricing and price movements.