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Parachute account - help and reassurance wanted
I have an odd mental block on opening a parachute account. I know it's a very prudent thing to do before starting proceedings, but I'm procrastinating about it. I haven't opened a bank account for 20 years. I have no idea what I would need to do, but the main issue is that I have this idea that they'll ask me why I'm…
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Natwest reduced my overdraft BANG from £700 to £100 because i won.
After claiming back £1602 from Natwest and getting it transfered to my account My account being -£24 (after transfer) with an agreed £700 limit, i just received a letter from the collections centre as follows I refer to the above account to which an agreed refund of £1602 has been credited. As you have not used your…
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An idea
With many ppl, the length and breadth of the country obtaining CCJ against banks, is it possible to register them with credit ref agencies (e.g. experian or insight) so as to damage the credit rating of banks?
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Reclaim charges on new account
My son opened an account with HSBC but before they had agreed his overdraft limit he wrote cheques that took him overdrawn, thinking the overdraft was automatic!!! They have put hundreds of pounds on bank charges for returned cheques and this worried him so much he did not pay any of his wages into the account for dear of…
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yorkshire bank! bank charges v bank loan
is it true that the bank can take any bank charge winnings you receive of you if you have an outstanding bank loan with the bank that you couldn't afford to pay back,cheers ste
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New to this
Hi, new to this and was wondering if this applys to, in my case a standard charge of £8 per day if I go over my overdraft limit.
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In total nearly 10k back in charges
Just a quick note to encourage anybody who may be doubting if they will be able to get their bank charges back. In the past I have reclaimed bank charges (over £5k) for an immediate family member and more recently been reclaiming them for my mum & dad from the Co-Op Today their bank account was credited with £4.5k. It took…
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demanding 1 bank charge back help
Today i had a charger from BOS for £39. it was for a missed standing order, i put the cash in to cover it on the same day but the branch have told me thats not good enough to cover it and the charge stands. any advice on how to pursue the one will be appreciated , as you can imagine im not best pleased. thanks in advance
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Lost letters - help!!
Hi guys. Big problem! All my copies of my bank letters were on my memory stick which has disappeared. I am currently in court with HSBC and am about to take Barclays to court. Am I screwed as I don’t have the letters? I have letters from the bank saying about they won’t refund the money etc. Arrrghhh!!!
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Advise Needed Please !!!!!
hi just got letter for parents natwest account saying they were gonna refund some charges due to them taking charges from benifit money they refunded some but then took £1350 to pay towards the loan :eek: .....putting parents overdrawn by £1350 + and incuring more charges !!!! parent have loan protection cover that pays…
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Is the claims process dependant on keeping your account open?
:money: Hi there all, I have recently requested details of my charges. Will it be more difficult to get a result if I have close the bank account? Thanks David EC1
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will it effect my morgage
am just about to issue court proceeding on Abbey for £2000 but they sent me an intimidating letter about how it could effect my products i have with them . all i can think of other than my account is my morgage!!!! Can they demand i pay my morgage or take it off me? please help time running out! Thanks J0 x
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Straw Poll on Arrogance
Hi - I hope I can get some responses and this thread doesn't get merged into some simmering pot where it can be lost ;) I received a £500 offer from my bank (on an original claim for 970 sans interest) - which I said I would accept if I received the payment via CHEQUE. I'm overdrawn at this bank and they were only willing…
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14 Months worth of information only From ABBEY
Dear Anyone I have just applied via Martains template to the Abbey enclosing my cheque for £10 which they duly cashed. I then recived a letter from Abbey stating that the only hold 14 months worth of information, information prior to that is held on MICROFICH. They advise that there is a fee of £10 for this information and…
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Bank charges
Informed bank by phone that i wanted 6 years of statements, they have not arrived but recieved an offer this morning for eight hundred and ten pounds as a goodwill gesture. Phoned bank again and it turns out my charges tally up to one thousand seven hundred and nine pounds. Can i refuse and start with the second letter..…
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40 day Data Protection Time Limit
Hi, I'm new on here and having read through some posts, I noticed a common question about the time a bank has to reply to a formal request for information under the Data Protection Act 1998, known as a Subject Access Request or SAR. As this is my area of expertise I thought I would risk a post. The answer is that they have…
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Watchdog BBC1 7pm tonight
Apologies if this is a duplicate but I'm on my way out and only did a quick serach Watchdog 7pm tonight will have an article on how banks will be 'fighting back' against customers who re-claim unlawful bank charges
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Banks mistake?
Hi! We sent the first letter to our bank asking for details of charges from the past 6 years on our current account. Today we recieved statements for my credit card (which i hadn't asked for i knew there were no charges!!) I rang them and they said as we didn't put the sort code only the account number, they sent us the…
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Help Please with charges
My son is taking the Halifax to court for the bank charges they owe him. £631-50 + £80 Court fee. He wrote to them asking for the last 6 years charges back on 23rd December 2006,they did not answer his letter. He wrote again this year 2007,this time they did reply with: We (The Halifax) owe you nothing,our charges are…
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Bank Charge Court Claim Help
Hi, I am currently about to register a couple of claims with the cours. I am reclaiming charges from a Natwest bank account, Natwest Mastercard, Halifax bank account and Amazon mastercard (run by HBOS). Whilst these claims were made jointly to the companies initially (ie I wrote to Natwest and claimed both the bank and…