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Defer State Pension ?
I've been reading previous posts on here but they all seem a bit different to my case, so I need some advice please ! I can defer my state pension of £67 a week (not enough contributions) but is it best to do this ? I'm divorced and I'll be 60 later on this year, I'll receive a company pension of £5500 (also a lump sum of…
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Stakeholder as a 'present'
Firstly, hello all (newbie here) I have, this week, opened my daughter her first bank account. I have been considering a stakeholder pension for her birthday present next month (she'll be 8) Most I have seen need a minimum payment of £20, then I could annually on her birthday, put £20 in again, until at 18 she takes it…
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Pension Release?!?
can anybody shed some light on whether this is a long term nightmare as im presuming it will be. My parents went to a friends house who have recently recieved a lump sum out of there pension early and are living the supposed dream, holidays in canada new cars etc etc. Parents have totally bought into this and as they are…
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Deed of Assignment
I need to get a deed of assignment in order to transfer a pension I started with my own Company into my name. Is there anywhere I can download one for this use without going through the expense of paying a solicitor which I am very loth to do Any help greatfully accepted
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ethical stakeholder pension
I am 50 years old and want to start a stakeholder pension[contributing about £50-£100 a month]. I am tempted to go for an ethical stakeholder but am concerned that the returns could make me significantly worse off. Are these concerns reasonable? Can anyone recommend one?
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Company pension,Personal pension=No pension??!!
Hi I want to check something out, what if I have company pension,and a personal pension, would I still get anything from the goverment? ( not that thers much chance of that, as I've still got about 30yrs before Im due for retirement) as I was advised by a friend that because I have a Personal ,Pension and a company…
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limited company pension
Hi, I am the only employee of my ltd company, I'm 57. I have a stakeholder pension started when I was paye. I believe that to pay into the pension I must have a salary the same or more than the the amount I wish to pay in to the pension - is this correct? What is the most efficient way of paying into a pension fund in my…
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Pension Fund Question
Hi, I started a new job recently, and have been offered the company pension. On the application form, I am offered the choice of splitting the investment between 3 specified funds, or investing everything in the default fund. The funds I can split between are: * Threadneedle Balanced Pathway 4 * Threadneedle Adventurous…
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Taking early retirement to clear debts?
Hi My husband has worked for the same employer for 33 years and has just been off for 5 months with work related stress. He is due to return next week and has now been offered early retirement with a lump sump of £25000 and pension of £8000 per year. We are in a lot of debt (Mortgage and credit cards etc) and wondered if…
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Pension versus Savings question
Hi, sorry to ask a stupid question but according to Martins figures if I save £200 a month for 30 years in a pension my return would be £136,000 (full commission) I've done my own calculation and saving £200 for 30 years in my isa would give me a return of £166,551.55. So the question is why should I put my money in a…
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Proper Pensions Petition - please sign
Do you think the government could really make it that simple? Sign here if you agree on The Prime Minister's website: http://petitions.pm.gov.uk/ProperPensions/ Only those with valid email addresses will be counted.
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Pension credits etc
I took my state pension as a single person at the age of 60 and continued to work part time until now, 5 years later. However, my partner (opp sex) who hasn't worked for umpteen years, nor claimed any benefits but worked on the house, got lung cancer last year and is so depressed and scared that I think I must retire to be…
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Tax free Lump sum investment
:confused: I wonder if any one can solve the following problem please? I had a relatively modest private pension arrangement . Having retired, I have managed get the cash out of the scheme. I am entitled take 25 per cent of that as a tax-free lump sum and will reinvest the balance in a SIPP. I was informed by a financial…
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Lump sum pension.
Hi there, I have two small private pensions with different companies that added together are just over £16.000. My retirement date is August 2007. I wanted to take these 2 small pensions as full lump sum payments under the new 2006 rules. But as of April 2007 THE CUT OFF POINT IS £16,000 and AS OF APRIL 2008 THE CUT OFF…
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Local Government Pension Scheme
Is anyone else a member of this? There are a lot of changes being discussed at the moment including ending the '85 year rule' which throws all my plans into disarray! Not sure if I'm reading the bumph right but it seems that my circumstances mean that I will have to pay increased contributions, will have to work till I'm…
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how much does it cost to put a property/ies
into trust in a will? also are there any additional yearly costs involved? thanks in advance. also should a married couple write up a will too - as if one passes away the other if married gets the other half?
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low pay council workers
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Child trust fund - stakeholder
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Government £100 billion pension grab has destroyed Britain's pensions
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avoiding inheritance tax
Got questions about boosting your state pension by checking your record with the Future Pension Centre and making voluntary National Insurance contributions?
623 discussions
5.5K comments
Most recent: Buying National Insurance Years Back for your pension by Muttleythefrog
2 April at 8:55PM
