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NI contributions
Some time ago, I lived away for a while. Has anyone else been in this position, do you know how I can check on my NI contributions? That they're up to date. kind regards Alex
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Help:Re pension payments
Hi I wonder if any one can help me as I don't know how to work it out. I would like to know how much extra I would get in my pay packet if I wasn't contributing into a pension scheme. Basic (4 weekly) £1980 PAYE £319 NI £151 Pension £90 Tax code 458L Pink Fairy
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Will Mum be taxed
Mum is selling her house and downsizing, she wants to give her 2 sons £20,000 each. Will she have to pay tax on the amounts or will her sons have to pay?
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Annuities
Hello, could someone please give me advice regarding annuities? My O/H has a private pension that will come to an end when he retires next month. We have been adviced that we can only take a 1/4 in cash and the rest has to be put into annuities! This is where the problem starts. We know that IFA's are not all the same but…
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Just can't understand it - HELP!!
I'm feeling pretty dumb at the moment, but I just can't get my head around all this Pension info, have read so much it's all got clogged together in one very confusing mess. It's probably a very simple question if you know the answer. Righty ho. Starting at the beginning, I started out working life as a temp, but was in…
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Smokers pension
I just read in another thread that smokers get a better pension rate for their pension pot. Well, they are going to snuff it a lot earlier in general. So what's to stop me taking up smoking just before starting my pension? Then after rates have been set, I would give up smoking. I probably wouldn't inhale anyway, and while…
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What happens to pension if you emigrate?
OH has a works pension which both he and his employer contribute to every month. He also has a small Army pension. What happens to his pension(s) if we decide to emigrate to Canada for example? He would be doing the same job, but with a different employer. Any pointers would be useful. Thanks.
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Pension contribution limit
Hi there, First of all, I dont know much about the tax ssytem regarding the pension. so here goes my question. I just joined a new company this April. My company offers a Group Personal Pension scheme which run by Clerical Medical. My company will match twice the contribution by an employee up to 10% of his/her salary. And…
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Pension A Day - Residential Property
Hi I currently have a company pension with Scottish Widow, that is split over two funds (Newton & Shroeder). The current value of the pension fund is around £88K and about £275 goes in a month. By April 2006 I hope (with current return rates) to have around £100K. With the proposed changes to pension legislation I believe…
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How To Put More Than £3600 Stakeholder Maximum Year Into My Pension?
I've put £3600 (£2800 + tax relief) into my stakeholder for the last financial year. I will shortly do the same for the current tax year. As I don't have a lot of pension provision other than this, I'm wondering if there's any way I can put more money into a pension for the current year? £2808/3600 is the maximum I can pay…
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true value of pension fund ANY IDEAS ?
Wonder if anyone out there can give me an indication of what a pension fund is really worth . My father-in-law retires March 2006 and has recently received a letter from Sun Life stating that his fund is currently worth £85000 . Now in the local pub talk of pending pensions and past payouts have led f-i-l to believe that…
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Trivial Refund On Stakeholder Pension
If you are at least 50 have never had a Stakeholder or other Pers. Pension plan(s) you may deposit approximately a maximum of £1,940 which is grossed up to £2487 by the Goverment. You need to ensure the total value of your pension pot at encashment does not exceed £2500 ensuring it is also placed into a 'cash fund' so that…
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Police Pension vs Private
Hey guys, I'm currently going through the police application stage and hope to start training mid august if i get in. One question that is bugging me currently is whether to join the police pension scheme or opt-out? The government have recently announced a shake up and a new revised version shall exist from January…
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No pension - advice sought
Please post your replies to thread Worried about the future [started in Savings and investments] either here or there {thank you}
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nhs pension query
I start at the local hospital on Monday - initially as bank and should join fully when the budget allows. I will be joining the NHS pension scheme (daft not to) and have a query on how extra-years work. If I understood the web-site correctly,joining scheme at 51,retiring at 65 costs 1.48% of salary for each added year,with…
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Martin - Any chance of an update to the pension article?
Martin I've been reading the pension article on the site but its over 2 years old now. Any chance of an update to guide me through the pensions mess?? Cheers Ben
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List of Stakeholder Pensions and charges?
Hello! Does anyone know where there is a comprehensive list of Staakeholder Pension prviders and what they charge?
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Does anyone know about the new pension benefits from April 06?
Does anyone know about the new pension benefits from April 06? Does anyone understand how it all works. I read that the property market should still be buyant because of this new pension benefits. These include the prospect of buy to let investors effectively being albel to buy property at a 40% discount by investing…
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Do you need to be claiming your state pension to get the state winter allowance?
my dad is now 65 but still working . he is remarried with younger wife. is he or they as a couple entitled to winter fuel allowance as he is now 65?
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national insurance
I dont work and hence have not paid NI for the past 8 years. I realised that i can pay upto 10 previous years NI as a voluntary contribution. Do you think its worth me doing that? it works out at over 2000. any suggestions greatly appreciated
Got questions about boosting your state pension by checking your record with the Future Pension Centre and making voluntary National Insurance contributions?
358 discussions
3.7K comments
Most recent: If the Government raises the pension age, is it worth pay for NI missing years now? by eskbanker
14 September at 4:42PM