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Advice on returning a PCP car/rehiring another
Hi all, Apologies if this has been covered before, which it probably has. I have a vehicle that I have a 2 year lease on. For info, I put down £3k on it. It costs me approx £130 per month, and I have an allowance of 6k miles per year. I am half way through the lease and have only put 2k miles on it to date. Assuming that…
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RAC European Breakdown Service Problem
Just back from a disastrous French holiday. On the way to our French holiday destination in the Loire Valley, our gearbox started to have problems, so I finished the journey carefully, keeping in top gear as much as possible, so as to avoid the clutch slipping. I called Barclays and we were put through to RAC Europe, who…
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I Bought an EX-MOD car, paying so much road tax Why!
Hi All, I bought a car " Toyota Yaris Diesel 1.4 D-4D T3" 2004 (54 Reg) However, if you look at this type of car on Autotrader or any other site, you will see its Road tax of 30£ a year. trying to tax mine shows the tax due is £180 !! I believe this has to do with the " Date of first registration " of my car. a little bit…
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EV £195 Road Tax April 2025 - for Evs registered 2017-April 2025
https://www.gov.uk/guidance/vehicle-tax-for-electric-and-low-emissions-vehicles So this isn’t just for new EVs - all evs registered from 2017-April 2025 - that’s pretty much all of them! Also if your EV is RRP over 40k then there is an additional charge of £400 per annum on top the road tax for the 1st 5 years you pay road…
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Cheapest/cost effective motoring. Lease?
My current car is coming to the end of it's life and I've been quoted around £2000 to get it fixed. I owe this car but it needs to much work and having now purchased my own home, I'm looking at getting something I can rely on as I commute a lot between two jobs. I'm 34 now and past the posing in a car stage. I just want…
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EV Cars - Road Tax April 2025
How does the above effect Company EV Cars that are obviously registered to the leasing company and not the driver, still have to pay ??
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Car insurance - Email from solicitors
Hello all, Nearly 2 years ago an uber driver reversed out of a side street and into the side of my car, witting it off. My insurance at the time paid me the value of my written off car - but liability still hasn’t been settled. This means I’m out of my £550 excess currently and also paying increased premiums because I’ve…
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Windscreen chip
Evening all, I have a thought that has been playing on my mind for a while and wanted to see if I was being silly or not. Apologies if this is in the wrong section, as it isn't to do with motoring money saving (though I've saved a grand fixing my own car recently to get it through MOT by buying the parts and doing the work…
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Car damaged by roadworks sign jutting out into the road
Hi I was driving along a dual carriageway and hit the sign (see photo) causing damage to my vehicle as I could not see it in the dark. Are the council liable. Can i claim off them for cost of repair? Any help or advice would be much appreciate.
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Car finance final settlement - After death
My dad unexpectedly passed away in September 2024 and left a car on finance (he only took the finance deal out 7 months prior to death). I have expectantly been chased since by the finance company, who provided a final settlement figure of £20,500 initially. We were waiting on money from the estate etc and the lawyers…
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Car finance agreement
I Have looked into my car finance agreement as I'm due to hand back my PCP car. I will voluntary terminate at the half way point. The reason i checked my agreement is because i wanted to check how much i would have to pay per excess mile over what was agreed at the beginning. BUT there is no mention of any excess mileage…
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Learner driver at different address and can't add to my existing policy
Good morning I tried to add my 23 year old daughter to my insurance today so she can start to learn driving. My insurance policy won't let her join my policy so I tried to look for her own policy. When I'm trying to complete an application, the questions are geared around where the car is, which is at my house about 5…
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Scratch in car park - Claim on insurance of pay out of pocket
So my partner managed to scratch quite a large dent in our car a couple of weeks ago whilst trying to park in a car park, no other cars were involved and it was obviously our fault. I'm trying to decide if I should claim on the car insurance or pay out of my own pocket to fix the repairs. I'm getting quotes from bodyshops…
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Which car would you buy?
I've seen two exactly the same make and model and service history One is 2014 and done 94,000 miles and has a towbar (I need a towbar if I buy this model) The other is 2013 and has done 74,000 miles but no towbar fitted so that would be an extra expense The lower mileage one is £250 more than the higher mileage one but…
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Help re VW finance and (thought may be too late)diesel emmissions
hiya, I bought an audi A3 (low emissions model!) back in March 2008 but foolishly decided to purchase with a cherished numberplate. Every time I go to apply for either the emissions (historically through several firms) and lately re the high interest charged on finance I give the number plate and this was changed over onto…
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Faulty 2nd hand car from dealer within 30 days. Need to know the correct steps to take
Hi everyone, Brief overview of the events: So I bought a 2nd hand Citreon C3 VTR 2014 plate from a car dealer on the
11/01/2025. On the 29/01/2025, whilst I was driving on its second motorway journey the
engine management light came, with a warning that the engine needed repair.
That evening a family member came around to…
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Speed enforced before sign
M62 Westbound between j12 and j11 got nip for 72 in 50 limit . Limit before that gantry was national speed limit apply. From their foto evidence appear new 50 speed limit 200 meters after Speed camera . It simply too much. Can a speed limit be enforced BEFORE SIGNAGE???
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Red light offence or overload car??
I was whit 4 costumers in my taxi and driving on 30 mph When i try to stop for red light my brake fail and i manage to stop after white line . I got flashed twice. I drive slow back behind the line and next day i had car checked and they find brake pads issue. My passengers admited they had gym weights on my trunk around…
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EU / UK Insurance Dilemma
Hello there, I have recently got a ten month temporary job in Brussels. I have a UK car with UK insurance which is due to expire just before my big move. I'm lost as what to do about car insurance. Here is where I'm at - -I want to keep my UK car at first and take it over there - due to being unsure about if my contract…
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Tracker for Motorhome
I bought a motorhome 2 yrs ago which I thought we would have for next 10 years so when told by insurance company to get a tracker fitted I bought lifetime option - others being monthly, 1 year, 2,3,4 or 5 years. After 2 years we have had to change so I contacted Moving Intelligence to be told the tracker cannot be moved…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
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