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gap Insurance - any advice on reputable providers?
No idea where and who would be a safe bet for Hal insurance for my business lease vehicle?
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About to buy a car from motorpoint - some advice
Hello all, I am looking to buy a car from motorpoint. This is the first car I am going to buy that is going to be for a substantial amount (£18k). I’ve been able to find a few threads on this site and other forums via Google about buyers being able to negotiate some discounts but they are old so not sure what the current…
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FordPass: location tracker
My new Ford provides an app called FordPass. One feature of this is that it shows the location of the car on a mobile phone. Does this fulfil the insurance question: You may have also heard of these referred to as Thatcham-Accredited tracking systems. Some insurers may also refer to these as VTS (Vehicle Tracking Systems).…
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Why is my car making this noise?
Recently had a new fan belt replaced on my car but it’s now making this clapping like noise when I start it up cold, this noise then disappears after a little while. Anyone know what it is? Link to a video of the noise https:// youtube.com/shorts/mWjSxiyTGrk?si=HL-LoiPN_BhxrgQ6 My car is a Ssangyong tivoli Any help is much…
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I want a nice car to "get it out of the system". What's the best way to acquire one?
Hi all My husband and I currently save around £1,000 a month. We also have about £1,000 each disposable income each month as well. Come September, child fees will go away and that's an extra £700 a month between us. Currently we drive a 12 year old Fiesta which is running well and we done have any intention of getting rid…
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RTA Offer Settlement - Should I be entitled to a breakdown?
Good Morning, I am wondering if anyone can offer insight. My wife gave birth in June 2022 and we were then both involved in a RTA, one Friday of Aug 2022 where a 4x4 ploughed into the back of us while stationary. We both suffered as a result of this and thank fully at the time, the little one was not present. We visited…
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Speeding Awareness Course
Hi guys, I was recently caught by a speeding camera doing 44mph in a 40mph zone, I got offered a course, which I paid £130. I was meant to take the course online, and phoned them to cancel it due to me having to run a family member over to hospital to see another family member. The women on the phone said it was fine and…
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SORN car while insurance settlement drags on?
I can’t find the answer to this question anywhere so I’ve turned to you lovely people for advice.My car was written off in an accident that wasn’t my fault. The insurers towed it to their place where it (presumably) remains.They’ve written it off and have made what I consider an really inadequate settlement offer. I’ve…
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What's the best option for payment?
Hi all, I'm in the process of looking to buy a second hand car from a dealers. I'm have enough money saved to pay for it along side my Part Exchange but just wondered what is the best payment that may give me future protection should there be a problem. My credit rating has no issues so is it best to get all or some on HP…
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Buying a month or two car tax to avoid paying Luxury top up
Hi all. Last year I bought a nearly new (3 years old) car as finances allowed. The car was first registered on 1st December 2019 and for years 2 thru 6 , will attract the higher rate of car tax. I bought the car in November so my car tax year is 1st November. Looking up the car details, I see that the Additional rate of…
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Collecting new car - proof of insurance
My dealer is insisting on seeing proof of insurance before I can collect my new car. I'm just intrigued why it matters to them that the car is insured. Is this some sort of legal requirement?
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Insurance Company Want Me To Pay £50 Cancellation Fee
Hi everyone, I pay for my insurance upfront (annually) and so when I scrapped my car I told my insurance company thinking that I would recieve a partial refund of the insurance that I have paid. The insurance company told me that due to a "fault claim" (someone has raised a claim which has now been deemed to be my fault)…
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MOT - tyre condition (holes)
MOT is booked for Tuesday, just doing some quick checks and spotted these small holes on the sidewall of front drivers side tyre. Initial googling suggests might be an advisory, what do you guys think? I will not drive apart from to the MOT itself to avoid making this worse. Earliest date to replace isn't till mid next…
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Something weird is going on with my car insurance renewals
One of our car insurance renewals went up by £20 since last year (Peugot 208). The other went up by over £200 (VW Touran). I've tested it with 3 comparison sites and it's pretty consistent. Same address on both cars, 24 days left on the £200, 25 days left on the £20. The only other difference is that my partner has had a…
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Reservation fee
I am in the market for a used car and, when a possibly suitable car is found, the dealership will offer the option to pay a reservation fee so that the car is taken off sale until you have seen it. The problems I have had getting the fees back! One dealer who took £250 and has promised to refund, still haven't paid me.…
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young driver car insurance not renewed
Hi all, My daughter is 20 years old and has been with her car insurance for 1 year, company is called My Policy. Its her 1st car issuance, has now been driving with a black box for 1 year- careful, good driver, no problems. We have received a letter saying they will not renew her insurance. No explanation given, except…
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Trade Centre.....Again
Hello Everyone, I purchased a used car from Trade Centre Wales and while traveling back home in the car a number of warning lights came up on the dashboard. I contacted Trade Center immediately and the next day a AA van arrived. They done a quick diagnostic and after him speaking to Trade Center they agreed to recover the…
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Auxilis devaluing my car
My car was involved in an accident that wasn't my fault. Admiral directed me to their non-fault services at Auxilis, where they provided me with a courtesy car and an approved repairer. Unfortunately, due to the deployed airbags, the car was declared a total loss. Now, I'm facing a payout. Acorn Assessors called me and…
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EV Owners - Renew your car tax before the end of March!
If you renew your EV car tax before the end of the month (its free and takes 2 minutes online) then your renewal will be March 2025, giving you another 1-year free tax before the charges come into play. If you leave it then from 1st of April 2025 you will have to pay!
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Car Finance with Lowell, Can I sell the car???
I purchased my car on finance in 2018. I missed a lot of payments and the finance was bought by a Debt Collection company. I stupidly ignored it and it has bounced around companies for years. It now sits with Lowell. My question is, Can I sell the car? Or do I have to settle with Lowell first?