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MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

Childcare For Rich In New Tax Plan For High Earners
tablet for an 8 and a half year old..any tips!
i am looking for a 10 inch screen. i have seen a samsung for 230 odd pounds in tesco but not sure the difference with someonthing like this http://www.ebay.co.uk/itm/280943056347?item=280943056347 i really need to get it today to have in time for xmas. she likes moshi monsters, watching movies and music but am sure mummy…
How to afford full time childcare working full time?
Please could some of you help me to answer the question, what do we do wrong. We have a total income of £47,000 per household (South East), 2 adulds, 2 children, age 1 and 5. So far we we paying only 2 days per week for a childminder for my OS and OH worked evenings and weekends to be able to stay at home with OS for 3…
Who's responsible for replacing school equipment?
My son (year 9) has had his schoolbag stolen last week, along with 3 other fellas, who got theirs back. My son's has not been recovered + has been told by school caretaker" its probably in a bin!". The bag was left at a designated area, on the stage of the school dining hall, which apparently is supervised. So, while I…
another pay cut
Hi I've taken 3 pay cuts over the last 7 years. I've been very positive about how to manage this in the past but feel so tired of it and am now facing a 33% pay cut and have 8 weeks to work out how to manage. If you have any ideas about how to re-inspire a money saving attitude or any articles on this site or others to…
Huggies nappies being discontinued
Not money saving as such but I am gutted http://www.huggiesclub.co.uk/ They are the only ones we have used and I love them. Oh well, off to test other brands we go...
Kids Xmas, Tablet for Kids
Looking for some advice please...... DS had asked for an Ipad for Xmas and I feel hes just far too young and its far too expensive a gift for a 6 year old, so I have been having a look at the Leappad and Innotab... anyone already bought these and can give me some feedback on what to get and if its age appropriate? Thanks…
Help - just smashed my iron!
Have no idea if this is the right board to put this (suspect not) but thought Mum's may be the best to advise. I've just managed to smash my iron :( (stored at height & fell onto kitchen floor, which is tiled) - really :mad: at myself. Funds tight being this time of year and looking for recommendations of a decent but not…
iPhone/iPod Touch
Did post this on someone's else, but thought I'd start my own as I found I had more questions! I'm giving my daughters (4 and 2) my old iPhone for Xmas. Will they be able to still play all the apps on the phone as I'm getting a new iPhone? I'm gona have the same apple id, so just checking they'll all still work both on my…
Paying For Library Books-How Much Would You Afford?
Paying for library books seems a contradiction in terms but we obviously try to save as much money as we can whilst helping our kids education through reading by borrowing books. Turns out theres a secret plan to privatise or sell off libraries (Croydon Guardian) and sure enough when visiting a local city one it had all…
How much do you get for Maternity wage?
Hello, i am currently pregnant and just looking for a bit of information. I was just looking at what sort of maternity pay people have been given, is it normal to only receive the basic amount? I dont want to ask my work as i dont want them to know until around December. Im just trying to figure out what sort of money we…
Peacock's 20% Off Vouchers
Girl outside South Coast Peacock's today handing out paper vouchers. She was obvs a member of staff but all my hands were taken up with heavy food shopping so couldnt really get in there - does anyone know when the offer runs out?
help with teenage boy xmas presents.
my 14 yr old has told me he doesnt know what he wants , so he is getting surprises. just after a few ideas please for something other than dvd's cd's games . he already has a scooter, skateboard. bike is a no go. budget of around £100 but would rather get more than one thing for that. HELP!!!
Child Benefit and Child Tax Credits
Hello.:o I hope it's okay to put this here, The benefits board scares me a bit.:o I'm having my husband and I's first baby on Monday via elective C-Section due to pre-existing health problems. We are currently on Income Support due to my disabilities (I haven't been transferred to ESA yet) and my husband is my full-time…
Just found out I'm pregant and worried about money
Hi everyone, I've just found out that I am pregnant and am now seriously freaking out about money. I earn £1140 per month as does my b/f. We own our won house and have a car and our outgoings are about £1600 per month. Generally speaking we each put £850 into our joint account to cover this and whats left is our own. This…
Adult frame glasses for my 13yo son
My 13yo son is needing glasses, but the children frames will not fit him any more. We are looking at adult frames, which, I fear, may be a lot more expensive than the kids ones. We usually pay an extra £20 for a plastic frame, which really lasts the whole year. He used to have the wire frames, but the screws would come…
New name and new Boards
Updated midday Tues 20th November :) Hi everyone! After a bit of a rocky start we appear to be getting somewhere.. :) We've set up this new Mums & Dads sub-board to help more forum users get their questions answered and encourage new ones. While we're calling it MoneySaving Mums & Dads, it's essentially the place to ask…
Special needs daughter & periods
kids n xmas ideas
hi, my youngest son will be 8 in jan, he gets all i can afford, own telly and xbox, footy etc. he struggles with school, he's not slow or anything, reads ok and ok with maths, just the attention span. i don't want to waste my hard earned on loads of crap and more xbox games and thought of that new kindle? its in my price…
will my daughter get money for nephews and nieces
hi can anyone help my daughter is thinking of offering to look after her 2 nephews and niece they are all under 6 have just been placed in emergency homes but will be placed into long time care soon. i know she will cope with looking after them and we are all willing to help but i am worried how she will cope finacially…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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