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Real Life MMD: Should I ask for the cash back?
Should I ask for the cash back? I recently threw a party for my friend and a few of us decided put in £20 each and buy a joint present. I had to put the money in for one of my friends as I couldn't get it off her in time and she said she'd pay me at the party. However, she didn't turn up as she was ill, and never mentioned…
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'Have you ever fiddled your expenses?' poll discussion
This week's poll: Vote here or discuss below Have you ever fiddled your expenses? If you get expenses from work (or self employed people using expenses for tax returns), are you always scrupulously honest? Which of these is closest to your situation? Couldn't if I wanted to. I’ve never worked in a job with expenses Work in…
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Should doorstep sellers be banned?
Poll rn between 29 June and 6 July 2010: Should doorstep sellers be banned? Recently the six big energy companies agreed their doorstep salespeople would obey a no cold callers sign on the door (click link to get a free one). Doorstep Sellers Pros: Can alert you to local offers, helps fledgling businesses announce their…
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'What's the hottest discount voucher?' poll discussion
Poll started 19 April 2011, vote here then discuss below What's the hottest discount voucher? With the Discount Vouchers page nearing a huge 15 million views, we thought we’d ask which vouchers you currently rate most so we can focus our efforts on bringing you them... If you could only grab one 40% off voucher, which…
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'Do you enjoy shopping' poll discussion
This week's poll: Vote here, then discuss below. Do you enjoy shopping? Poll Started 12th April 2011: Are the shops a means to an end or a glorious pursuit in their own right? It's often assumed there's a gender gap in the way we look at shopping, is this real or just hype? Assuming you've got the cash, rate shopping as a…
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Is the TV Licence fee worth it? Poll results/discussion
Poll Started 01 April 2008: Is the TV licence fee worth it? It costs £135.50 a year for any home with a colour TV, and pays for the BBC - that's TV, radio, regional programmes and BBC online. We’ve run the same poll twice before, have views changed? Is it worth it? Which of these is nearest to your view? A. Yes. Due to its…
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'Should we change the general election voting system?' poll discussion
Poll between 22-28 February 2011: Should we change the general election voting system? On 5 May the UK will have a referendum on whether we should switch to the the Alternative Vote (AV) system or stick with the current First-Past-the-Post. If the election was today which would you vote for? A. Alternative Vote (Rate the…
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Can money be tainted by ‘evil’? poll discussion
Poll started 28 March 2011: Can money be tainted by ‘evil’? Can money itself be bad, or is the morality only about what you do with it? Take the following scenario… A nasty dictatorial regime with hideous human rights record offers an international charity £1 billion. The money would feed millions who are starving, save…
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'Fantasy Chancellor' poll discussion
Fantasy Chancellor Poll Started 22 March 2011: It's budget week, so we'd like to ask which taxes would bear the brunt of the raises if you were standing in George Osborne's shoes? You must pick at least one, and at most five (note this is far more to gauge attitudes to different taxes than practical revenue-raising…
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Real Life MMD: Should I pay my sister for fake Uggs?
Should I pay my sister for fake Uggs? My sister went to Australia and I asked her to buy me a pair of Ugg boots while she was over there, as they're cheaper. She accidentally bought a fake pair of Uggs, but was positive she was buying the genuine article. They cost £90 and I can't sell them on, because they're fake. Do I…
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'How much should petrol cost?' Poll discussion
Poll started 08 March 2010: How much should petrol cost? Petrol prices are about £1.30/litre (see cheap petrol), but roughly 80p of this is made of tax and duty, so only 50p-ish goes to manufacturers and retailers combined. Yet remember IF PETROL TAX WAS CUT OTHER TAXES WOULD RISE shifting the burden from motorists to…
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'How high should interest rates be?' poll discussion
How high should interest rates be? UK interest rates have been at 0.5% for two years, but calls to raise them are growing. If you were the Bank of England what rate would you set? Beginners' Interest Rates Briefing Increasing interest rates encourages saving and discourages borrowing – both mean people spend less, so money…
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Real life MMD: Should I refund the Post Office?
Should I refund the Post Office? I sent my son in law a parcel on 15 Dec for Christmas. By mid January it still hadn't been delivered, so I filled in a Royal Mail claim form. Within about a week I received a cheque for the goods' cost, though nothing for postage. A couple of days later the parcel arrived. Should I return…
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'What's a necessity in modern living?' poll discussion
Poll Started 31 August 2010: What's a necessity in modern living? Traditionally it was just food, shelter & clothing, yet official definitions of child poverty in the UK are now part-based on how close to ‘average income’ a family have, showing things have changed. Which of these household items are necessity for a family…
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Which is the best/worst customer service bank?' poll discussion
Poll between 15-22 February 2011: Which is the best/worst customer service bank? Every three months we ask for your customer services experiences with big banks; it's that time again, so how've they been recently? Please vote based on CUSTOMER SERVICE, not rate, on your MAIN CURRENT ACCOUNT over the LAST THREE MONTHS.…
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What’s a fair divorce settlement? Poll discussion
Poll between 12-18 Feb 2007: What’s a fair divorce settlement? With a number of high-profile cases flooding through the courts, here’s a sample scenario, designed to raise a number of issues… The Scenario: Janet and John have been married six years and had two children. Sadly they no longer get on and so agree to a divorce…
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Should Insurance Be Sexless - Martin's Blog & Site Vote
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What counts as child poverty in the UK? Poll discussion
Poll Started 23 November 2010: What counts as child poverty in the UK? We’re working with Save the Children on this, and it’s a tougher question than you think. The EU defines it as a household with under 60% of median average income – yet that means as society gets richer, what counts as poverty rises too, which could…
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Real Life MMD: Do I have a right to my niece's money back?
Do I have a right to my niece's money back? I opened an account for a niece when she was born and have been paying into it ever since intending her to have the money when she's 18. I gave her parents the account details so they could add to it. I've just checked and found the account's empty. I asked and they were having…
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Real life MMD: Should SIL help with fuel?
Please give this MoneySaver the benefit of your advice... Should SIL help with fuel? My sister-in-law will be joining my wife and I on a touring holiday in the US. She has paid her own airfare, hotel etc but we've hired the car and I wonder if she should contribute to the car hire and fuel costs. If yes, should it be 1/3…
