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Would you move into a flat a friend had to move out of because rent became too high?
A friend's landlord in London has adjusted her rent upwards and she can now no longer afford it. It is in a nice quiet area and in a cachement area for a good school. It is a very nice flat and recently redecorated (that was the clue the landlord had plans for the place...) She is a single parent and has lived there for…
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Real Life MMD: Can I keep the magazines?
Please give this MoneySaver the benefit of your advice... Can I keep the magazines? I moved into a new flat six weeks ago. The previous tenant didn't redirect his mail or leave a forwarding address and every week I receive his copy of The Economist, and every week I mark the envelope "NO LONGER AT THIS ADDRESS, PLEASE…
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'Have you started your Christmas shopping yet?' poll discussion
Poll Started 07 December 2010: Have you started your Christmas shopping yet? The advent calendar is ticking, but have far have you got? We've split the answers by gender to see if there’s a difference: Male: I don't celebrate Christmas I don't buy any gifts Not started Done a little, lots left Done most, a little left…
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Where will the euro be in 12 months time?
With the ongoing financial crisis in many euro zone countries, and spreading, one can only speculate where the value of that currency willl be in a year's time. Some people even question whether the euro will still be around in December 2011. What do you think?
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Would you re-nationalise the energy companies?' poll discussion
Poll Started 30 November 2010: Would you re-nationalise the energy companies? In 1986 British Gas was privatised and floated on the stock market. Millions of 'Sid' shareholders got windfall profits at the time, in a massive deregulation of the gas and electricity market. Now 24 years on, with price rises hitting again, has…
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'Should the clocks go back?' Poll discussion
Poll Started 17 August 2010: Should we stop the clocks going back? The PM’s said the govt will consideer keeping British Summer Time all year round. This’d mean darker winter mornings but more daylight in the evenings. As there's often talk about the impact on Scotland we’ve split it out. Which of these is closest to your…
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Time to stop Christmas presents? Poll Discussion
Poll started 16 November 2010 (closed 23 Nov): Time to stop Christmas presents? Christmas has become a retail festival, celebrated by spending and shopping. Is it time to stop the sending of presents to reduce the pressure and obligation on others who can’t afford to spend on you? (For a full discussion see Martin’s Time…
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Banking and Paypal Problems
Can someone help me please? My daughter and I make cakes for people, and it's successful enough to have decided to sell these online, via a website that is currently being built for us. Many people like using Paypal because it's so safe, and I want to use this on our website. However, I'm very keen that would-be customers…
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'Ever paid for cosmetic surgery/injections?' poll discussion
Poll started 09 November 2010: Ever paid for cosmetic surgery/injections? The lines between beauty treatments and cosmetic surgery are blurring – so we thought we’d see how common it is (tattoos & piercings excluded). Have you ever PAID for any of the following - vote for all that apply. If you’re a woman Botox / similar…
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What would you do with a dodgy note?
Poll Started 3 April 2007: What would you do with a dodgy note? You discover you've been passed what you think's a fake £20 in your wallet/purse and aren't sure where it came from; which of the following options is closest to what you'd do? A. Bin it. That's life! B. Take it to the bank C. Take it to the police D. Try to…
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'Which is the worst customer service bank' poll discussion
Poll started 02 November 2010: Which is the worst customer service bank? In August we asked you for your customer services experiences with big banks; some famous ones did terribly and on the back promised improvements. Now we're asking again and want feedback based on how they've been recently. Please vote based on…
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'What is a fair state pension?' poll discussion
What is a fair state pension? It's rumoured the govt's considering boosting the state pension to a flat £140 per week from the current £97.65, with means testing topping it up to £132.60 for some. What do you think is a fair level for the state pension is? Remember higher amounts usually necessitate higher taxes. I get a…
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Nerdy Note: Do debts die with you?
Do debts die with you? Sadly the old phrase when you die your debts die with you is misleading. What you owe when you die has to be paid before anything can go to your beneficiaries. If you owe more than your assets are worth, they’ll get nothing, but won’t be asked to pay the rest of the debt. But if they’re jointly…
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Money Moral Dilemma: Who should pay the bill?
Please give this MoneySaver the benefit of your advice... Who should pay the bill? My mother in law came to our house while we were out at work to collect something, and when typing in the alarm code she pushed the number in too hard and the button stuck. The alarm went off so she called an alarm maintenance guy to switch…
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Money Moral Dilemma: Should I return the overpayment?
Please give this MoneySaver the benefit of your advice... Should I return the overpayment? After returning from holiday, I went back to Tesco's to exchange left-over Euros and redeem the remainder of the money on our cash passport (prepaid card). Over a week later, I was contacted by the employee who served me, to say he…
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'If you were chancellor, what'd you cut?' poll discussion
Poll started 19 October 2010: If you were chancellor, what'd you cut? It's spending review time, where the Chancellor tells us what he wants to cut. Yet if you were chancellor which of these areas of government spending would you cut? Select as many as you like (2009 figures in brackets to help. Source: Guardian) Defence.…
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Money Moral Dilemma: Should we have to pay the vet bills?
Please give this MoneySaver the benefit of your advice... Should we have to pay the vet bills? After our second baby we were struggling, so my parents in law offered to look after our dog. Yet every time the dog so much as coughed she'd be taken to the vets and we would be presented with a £50 bill. This was happening once…
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'Which gadgets do you own?' poll discussion
Poll between 12-19 October 2010: Which gadgets do you own? Consumer tech’s no longer the preserve of the geeky, but how much do MoneySavers rely on it? Which of the following gadgets do you own? (select multiple options below) Blu-ray player - 2,424 votes (21 %) DVD player (not blu-ray) - 8,831 votes (77 %) DVD recorder -…
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Money Moral Dilemma: Should I ask partner for the money back?
Please give this MoneySaver the benefit of your advice... Should I ask partner for the money back? I've always been careful with money and had a tidy nest egg when I met my partner 11 years ago. He arrived with a bad credit rating and a fair few debts - I got him back on track and now he has no debts (barring half the…
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Money Moral Dilemma: Should I help out my ex?
Please give this MoneySaver the benefit of your advice... Should I help out my ex? Last year I was made redundant and my boyfriend (who lived with me) gave me money to pay the mortgage (it's my house) and bills. Earlier this year he left me and bought a house. I was/am devastated about the break up and am stuggling with…