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'Should you be allowed to repay students loans more quickly?' poll discussion
Poll started 08 February 2011: Should you be allowed to repay students loans more quickly? Under the new student loans system, students' repayments are set at 9% of everything earned above £21,000 (e.g. earn £22,000 repay £90 a year) upon leaving university, and some will pay commercial rates of interest. The govt's…
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Real life MMD: Should I pay extra for Sky?
Please give this MoneySaver the benefit of your advice... Should I pay the extra for Sky? I live with 2 housemates and we all chip in paying for Sky TV in the lounge. They also pay an extra £10/mth each to get it in their bedrooms. Microsoft have now added Sky to the Xbox, which you can pay £10/mth for, but it's free if…
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Pizza Express - Discount or not?
Hello Recently in another thread this came to my mind. Pizza Express seems have discounts coming out of it's ears. As well as being in both taste card and gourmet society scheme. They also participate in Orange Wednesday and I regularly get a voucher or coupon through email. So the question I ask is has anyone ever pay a…
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Debts vs. Mental Health
Poll 01-08 Feb 2011: Debts vs. Mental Health We're researching the alignment between mental health issues and debt problems (excluding mortgages). It's argued either one can cause the other. Please answer the question below. I (or my partner) have never had mental health problems Never been in debt - 1210 votes (34%) Only…
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'Which is the worst customer service bank?' poll discussion
Poll between 3-10 August 2010: Which is the worst customer service bank? With the launch of Metro bank promising top customer service – how do you rate your bank. Find your bank – then rate it (you can only choose one) A. Barclays – Great - 3% (531 votes) B. Barclays – OK - 4% (709 votes) C. Barclays – Poor - 5% (851…
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'Are mortgages & credit too easily available or too hard to get?' poll discussion
Poll started 18 January 2011: Are mortgages & credit too easily available or too hard to get? We've had a credit crunch which means credit scoring's got tougher and mortgages, credit cards and loans are harder to get especially at cheap rates. Yet a chunk of the blame of the economic crisis that caused the crunch was…
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MONEY MORAL DILEMMA: Should Pete bid for Carl's amp on eBay?
Here's this week's hypothetical situation for you to cogitate on: Should Pete bid for Carl's amp on eBay? Based on a true story. Cash-strapped Pete has been longing for a new guitar amp, when his mate Carl puts an old one on eBay with a £50 start price. New to eBay, Carl adds no photos & has a zero feedback rating, so…
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'Do you think you get good value from paying tax?' poll discussion
Poll started 11 January 2010: Do you think you get good value from paying tax? We pay tax as a cost of living in the wider civil society, so that all the functions it requires, both for us and others are met. Yet if we were (probably wrongly) to think in purely selfish terms, do you feel you gain more than you lose? Total…
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Real life MMD: Too late to claim for wedding cheque?
Please give this MoneySaver the benefit of your advice... Too late to claim for wedding cheque? I got married 3 years ago, and a friend of mine gave me £200 for a wedding present. When we came back from honeymoon we had £200 missing from our wedding money which we couldn't find, so we wrote it off as 'lost'. Yesterday I…
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Do You Struggle To Be The Good Guy?
More and moe particularly at this time of the year I find myself wanting to be a better person and wanting to do the right thing, however due to laziness and bad judgement etc I find myself incapable of doing good. I've even noticed that at work I am becoming lazy and lacking in passion and drive, while my relationships…
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MONEY MORAL DILEMMA: Should Anne put the animals down?
Here's this week's hypothetical situation for you to cogitate on: Should Anne put the animals down? Anne's always been an animal lover and over the years has acquired many strays. She's got a pony, two goats, four dogs, three cats and a hamster - many getting on in years and with medical problems. A year ago she lost her…
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'Have you started your Christmas (2011) shopping
Poll started 04 Jan 2011: Have you started your Christmas (2011) shopping? Christmas has only just passed, yet there are bargains to be had in the sales – so how far ahead do you shop? Which of the following have you already bought for Christmas 2011? Tick as many as apply Christmas cards - 3,102 votes (39 %) Wrapping…
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real life MMD: Should I keep dating for freebies?
Please give this MoneySaver the benefit of your advice... Should I keep dating for freebies? I've been going on a few dates with this guy who's really sweet but I don't think it's going anywhere. He's however very keen and I don't want to be mean and end it for no reason. Plus he always takes me to posh restaurants that I…
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Can cameron's happy personality keep us going when the going gets tough?
Hi, Just seen David Cameron on tv and he does come across as a smilling cheerful postitive happy go lucky individual. Just wondering though will that be enough to keep us going and see the brighter things of life when the going gets tough, people start loosing their jobs and welfare benefits are stopped or maybe cut? Will…
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'Will your 2011 be a money marvel or misery?' poll discussion
Poll started 29 December 2010: Will your 2011 be a money marvel or misery? By this time next year are you expecting to be: Much better off Better off Slightly better off Roughly the same Slightly worse off Worse off Much worse off Please vote here, or click 'post reply' to discuss below. Thanks :)…
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MONEY MORAL DILEMMA: Should Theo tell the boss about Wayne and Jermaine?
Here's this week's hypothetical situation for you to cogitate on: Should Theo tell the boss about Wayne and Jermaine? Theo works at a call centre where all staff get overtime at time-and-a-third. Yet one night at the pub, his colleagues Wayne and Jermaine reveal a computer glitch means they get paid overtime at double…
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Real Life MMD: Should we keep the wine?
Please give this MoneySaver the benefit of your advice... Should we keep the wine? We received our weekly grocery delivery this evening from a leading supermarket. My husband accepted it whilst I was otherwise engaged and on checking the order I discovered we'd received 6 bottles of Merlot wine worth over £40 that we…
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'Count the cost of Christmas' poll discussion
Count the cost of Christmas How much has this year’s Christmas cost you? I'm single I don't celebrate - 160 votes (6%) Under £50 - 209 votes (8%) £51-£200 - 849 votes (32%) £201 - £400 - 779 votes (30%) £401 - £600 - 331 votes (13%) £601 - £800 - 136 votes (5%) £801 - £1,000 - 62 votes (2%) Over £1,000 - 99 votes (4%)…
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Real life MMD: Should I go to the Christmas lunch?
Please give this MoneySaver the benefit of your advice... Should I go to the Christmas lunch? My office is planning our Christmas lunch but the most affordable place was thought 'too predictable'. Every other restaurant near work will be min. £25 per head, which for me is a lot of money. I wanted have the chance to…
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Real life MMD: 'Should singles pay more than couples?'
Please give this MoneySaver the benefit of your advice... Should singles pay more than couples? I have a group of friends and all but one has a girlfriend. Everyone is turning 30 this year, so we're doing big joint presents. When the email goes around it says 'please pay £30 per couple'. So should the single person only…
