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Temporary car insurance over xmas
Hi there I am looking to get a nice cheap little runabout to use as a winter hack. I have a couple of years no claims from a previous 2nd vehicle - so thats not a problem. However I would like to add my stepdaughter to the policy for the next month whilst she is back from university. She is 18 and has 1 year no claims in…
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Income protection insurance.
A few years ago our bank advised me to take out Income Protection Insurance along with my Mortgage as I am self employed. Mid October my work started to dry up (I am in the constrution industry) So I contacted the bank to try to sort out my finances as I had only a small amount of savings, which would not last the month…
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Premiums shoot up after subsidence claim
We have had a couple of big claims for subsidence (south London clay). Our building insurance has gone up rapidly each year since and is now over a grand. No other companies will insure us because of the claim. We're stuck with our insurer who has a carte blanche to claw all the money back that they paid out and there's…
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Insurence Help
Hi anyone know a good website like uswitch for business im just starting up HELP :confused:
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Disgusted at how much grandparents were being charged!!
Does anyone know if there is any companies out there that help OAP's get their insurance policies for home and car etc. There really should be!!!!! I noticed how much my grandfather was paying for his car insurance the other day, and after doing on line search for him found out he was paying at least £150 to much a year. I…
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Company Car no claims
Not sure if anyone can advise me please...? I am currently going through the motions of opting out of my company car scheme - which means I will need to get my own insurance policy. As I have had a company car for over 5 years, I don't have any no claims bonus. I can get proof of my no claims from my current company (2yrs…
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Life with critical
I read an article on the fool that said rates insurance aren't any less if you declare your depression/anxiety. I saw a doctor five years ago for this, and although i am no longer taking medication, I have been quoted for life insurance with critical illness. But given my medical history they have excluded themselves from…
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Budget for Life Insurance
I'm getting life insurance to cover the mortgage, (with savings and other cover due from work for general expenses). Should I add anything for exit charges, or are they generally not payable in the case of an account holder dying?
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Car keys stolen from house by masked men
Hello, My car was stolen last week by 3 masked men who kicked down the front door demanding the car keys. The car and the house were both locked (it was only 7pm). The break-in was heard by neighbours and reported to the police by someone I happened to be on the phone to at the time of the incident and the police responded…
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Retaining no claims bonus without a car
I've just gone onto classic car insurance for my only car, which doesn't use the usual no claims discount system. I've got 4 years NCB, so that means I need to go back onto normal insurance within two years to retain my NCB. But I might not want to run a car in two years' time. I was wondering... is there any way to retain…
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Travel Insurance - Decent and Inexpensive?
I know it's probably a contradiction in terms, but does anyone know of a travel insurance provider that's both decent and cheap? I've read many of the threads on this board, and I'm still confused. The two companies that Martin recommends in the related article (Flexicover and Direct Travel) have lots of bad reviews. My…
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car insurance arghhhh!!!!
last year (10th december 2007) someone bumped into on a roundabout, the damage wasnt bad but because my car was in pristine condition i wanted it fixed, we both swapped details even though he wasnt accepting liability neither was i (it was a roundabout with traffic lights he came from the right (the next junction), there…
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Do I have to have separate insurance to cover the mortgage?
Hi, When we took out our mortgage, we took out insurance to pay off the mortgage if either of us died. Looking at the policy this was: Mortgage Protection Decreasing Term Assurance. Both of us also have life assurance via work of 4 times our salary. Four times either salary is much greater than our remaining mortgage. So…
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Life Insurance And Critical Illness
Hello I was looking for some advice on Life Insurance And Critical Illness. I have just bought a house with my partner and I was wonder what would be the best cover. I have a mortgage over 25years on a repayment basis. My self and my partner both work in education so we get 6 months full pay sickness then 6 months half pay…
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Away for more than 30 days
Hi all, I wonder if anybody can help. We are going away for a totla of 33 days, so I called the AA, our home insurance provider to let them know. They helpfully told me they cant insure me for the additional 3 days. Does anybody know of a home (contents only) insurance provider that will cover us. My policy is due to end…
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Please help Travel Insurance for people with Marfans
Hi, This is my first time using this site so forgive me if im doing it wrong. I have Marfan syndrome and need travel insurance. Can anyone recommend a broker who wont rip me off??????? The best i can find is flexicover single trip at £49.09 just for medical cover and that does not include tax or admin fee.
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£500 for a rear bumper!
Hi all, I bumped into somebody's else car earlier this year, and it destroyed their rear bumper. When my insurance company called me to inquire about it, I was told that at renewal time, I could pay for the repair so I would not lose my no claim bonus. It's now renewal time, and they're saying they paid £500!! So either I…
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Building insurance
Hi - I live in a house converted into 3 flats. We each share 1/3 of the freehold. Has anyone taken out building insurance in these circumstances before? I know some insurers will cover this and others won't. Anyone have experience of who's the best / cheapest? Thanks
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Halifax ASU Exclusion period
Hi, does anyone know about the initial exclusion period for Halifax's ASU policy where you have had a 'mortgage review'? It says in the Key facts that the initial period is waived if you have a mortgage review at the same time as taking the policy out.It seems unclear as to what they are referring to.
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Car insurance scam/accident involvement
I received a letter this morning allegedley from a big insurance company(dont wanna say just yet)asking for my insurance details,car reg,make and model etc etc as I was allegedly involved in an accident 5 months ago with someone who is insured through them.Now apart from the fact that I would have remembered being involved…