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Non-renewal of insurance
I've just tried to not renew insurance policies for both car and contents insurance (separate companies) because I've found significantly cheaper quotes elsewhere, and couldn't believe quite how pushy they were to try and keep me! I know they've got to make an effort to keep my business, but when the new quotes I was…
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Please Help with rearranging life insurances
Hi, can anyone help advise us on life insurance? We have been told we have too much! We are struggling for money at the moment so any cut backs would help. We have mutiple polices from each time we re mortgaged. We really need an unbiased opinion on which policies we no longer need, which I know our bank will not give us.…
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Income Protection Insurance Premium +++
Hello People, A little advise just to make sure I'm headed in the right direction. I took out Income protection insurance in August. I just received an email yesterday stating that my premium is going to be increased by 50% due to bad market conditions by Hitachi Insurance. I read the T&C and it doesn't even mention…
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Health Insurance advice
Hi everyone I'm leaving my job so I'll be losing my BUPA health insurance, so I've been trying to get quote to see if I could afford to carry on privately. BUPA have quoted me a 'discounted' £49.04 per month which I don't think I can afford. I've had a look on Monesupermarket and the cheapest one seems to be with Freedom…
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Am I covered on travel insurance if I haven't received a card?
I left it too late to apply for travel insurance. I'm traveling to India on Tuesday (in 4 days). I still haven't decided whether to go for a single or an annual multi-trip cover. My main concern however is: If I don't receive the card before the trip and something happens, am I going to be able to claim? How can I prove…
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home insurance question!
hi all, I just went to my shed to retreive the christmas tree only to find my tree is mouldy, as is most stuff in the shed and lots of things soaking wet :eek: . i checked the roof to find the covering has come off! i am covered by my banks insurance for this....only problem is i took out the policy last month and feel…
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Please Help - am I insured?
I have been using a local property management company to manage a couple of buy-to-let properties that I own. Rather stupidly (& embarrasingly) I agreed to let the agent manage the house insurance. I have paid the agent for the last few years for the insurance but I have never seen any official insurance documentation or…
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Settling accident repairs without involving insurance company
I had my first accident in almost 20 years yesterday, when I was involved in a gentle bump with the car in front. On initial inspection there appeared to be no damage other than a small scuff on their bumper of his 03 car. The other driver has contacted me today to say that the bill to repair very slight cosmetic damage to…
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Insurance - wrong price given.
Not sure what titke to call this or if im in the right section. A few months ago my dd's trampoline enclosure was pinched. I phoned police then insurance who said it was covered. Anyhow just got it (finally) sorted today and she said she had found one in argos for £39.99 which she'll transfer into my account. However went…
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Critical Illness
Hi, we have a critical illness policy with Scottish Provident that has been running for about 6 years. My wife has recently been diagnosed with possible ovarian cancer, would anyone know if this type of cancer is covered under this type of policy? thanks in advance
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What kind of insurance do you need when you take out a mortgage
Hi guys. Im after some advice on the insurance required when taking out a mortgage. I have had various well meaning friends and colleagues confusing me over what you actually need. Im 36 and my partner is 40 - we are buying our first home and are aware thatwe need home contents and buildings insurance. I have been advised…
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Taking out/cancelling Dental Insurance..
I have just got back from the dentist to have a filling replaced and he has informed me that in the very near future i will require a crown to be fitted, he's NHS so the cost would be £198.00 i mentioned i was considering taking out dental insurance in that case and he said that would be fine as its not urgent at the…
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Q re PPP private medical Insurance
Trying to help someone. A couple is covered by a company PPP. They were overseas when the wife suffered an accident and ended up with nasty broken limbs. No travel insurance so had to pay for the teatment which was obviously not covered by PPP. Now back in UK after a couple of months away but the fracture hasn't healed.…
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Insurance for 6 bed house
can anyone suggest a good company to try for building & contents insurance for a 6 bedroom house. comparison search engines only work for up to 5 bedrooms. (victorian semi/good insurance history/all insurance boxes ticked - just number of bedrooms tripping me up) thanks
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Big car insurance problems
Here's my problem in a nutshell: My car was stolen and I claimed for the damage done. However, while it was at the repair centre, the claims 'engineer' noted non-standard wheels and the claim was put on hold, as I had not disclosed this upon insuring (I didn't know that I had to do this). I called my insurer to work this…
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Car on fire in drive . . .Am I covered ??
Morning all, My partner has a landover which he has been doing up in our drive since the MOT exprired in March, it is a historical vehicle and he's spent many hours tinkering with it, it is insured and has tax exempt certificate, we have been woken up with it in flames and it has been destroyed (+ the back of his other…
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Monthly car insurance
I am looking to insure my car on a monthly basis's as I am in the process of selling the car. Looking to do third party only, have one year NCB. Ecar quoted over £80+ per month and include legal expense. checked www.tempcover.com , cannot insurance with them as comprehensive is the only option due to the area i live in. I…
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Protected no claims bonus - views?
What are the pros and cons of this? Re : car insurace I was always of the opinion that it is a bit of a waste of money but I am not 100% of my facts. Am I right in assuming that you only keep the bonus if you stay with the same company that issues it? So after a claim you keep the bonus but of course the premium is going…
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Cancelling car insurance
Hi, I've sold my car so I rang my insurers to cancel. They told me that there's a £50 cancellation fee which wipes out much of the rebate I was expecting, having paid in full earlier in the year. I don't have much experience of this sort of thing so maybe it's normal, but it certainly feels excessive. I would've been quite…
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Esure and Quidco: Home insurance joint buildings & contents
I bought a home insurance policy with esure yesterday via Quidco. It has tracked, but at £30, the level for buildings or contents only. It was a joint buildings and contents policy that should have a full cashback of £70. I could understand that the tracking process may not be able to distinguish between exactly what level…