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Halve Your Mortgage Payment Protection Costs Article Discussion Area
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Car insurance policy renewed without my knowledge
Hi all, Could someone help or put me in the right direction please? My story briefly; I had a very good classic car insurance policy for my Mini through Lancaster, which I took out in October 2007. I sold the car in August 2008, but seeing that there was only one more DD payment due, I left it to run to its end. We have…
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Car accident claim
Hi, I'm looking for some help on what to do next; here is my situation: I was recently involved in a car accident on a roundabout. I was approaching the roundabout and intending to travel straight on, so I was in the left hand lane. (On this particular roundabout there is a seperate slip road for turning left). When I was…
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Loss Adjuster holding onto Builders VAT....NU Insurance
Does anyone have the address for the Ombudsman? Cunningham Lyndsey dealt with my flood claim. Building work was complete and moved out of temp accomodation. Landlady tried to withhold over 1k from deposit for redecorating after me ony being there for 9 months. To cut a long story short Loss Adjuster withheld the deposit…
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Overdraft insurance confustion
I was made redundant in December and noticed on my bank ststement that I have been paying £4.40 per month for overdraft payment protection insurance( which I don't recall taking out). I queried this withthe bank and they stated I had been paying it since 2005. When I made my claim for unemployment however they stated that…
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what are sainsburys insurance like?
i have a policy wiht them and we are having problems with the bathroom floor think water has escaped from the bath sides etc and making all of the floor rot and unsteady. they started saying to me that i need to get a builder to assess but then the other half knows about building and from the policy i can see it says "what…
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dont get hurt by drain pipes
IS you home built between 1960-1980? You will probably have pitch fibre drain pipes these are now beyond their useful life and are collapsing and cost £000's to repair AND your home insurance company probably wont cover you MORETH>N certainly wont DO NOT INSURE YOUR HOME WITH MORETH>N I DID AND NOW FACE A HUGE BILL FOR…
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AA renewal reduced after phonecall
Renewal for AA inc. Relay and joint membership was due and they wanted £130! We took advamtage of an offer last year and didn't pay this, but do have a DB set up. Phoned up an said no way. So not to get into a sales pitch simply said I am now covered with my car insurance (which I am not). Lady reduced it to £77 and gave…
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How cover should I get on a Mortgage life insurance policy
Hi, I am a first time buyer and am look round for a mortgage life insurance policy and I have a question. We are borrowing £175k. with the current interest rates, the total repayble is £313k. Do I need to get myself covered for £175k or £313k? Thanks Ed
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Can you combine cash back offers?
Such as cashback via a cashback website eg quidco/topcashback, and also one via the insurer website 40.00 cash back cheque such as on the Swinton website?
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kids travel insurance
:confused: my daughter is going to usa with the school but cant find a insurance company for her travel insurance they all say that children have to be accompanied by an adult she is 15 years old does anyone know of any companies that i can get a quote and insurance from for her?
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Lost Ipod and Headphones
My daughter has managed to lose her ipod and headphones (bose). We do not know when it went missing, she had a new phone for xmas and has pretty much been using that to play music. It was only when we were clearing out her room that we noticed it wasn't in her speakers. We have turned the house upside down and also my…
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Escaping Liability By Reporting Car Stolen
I have 3rd party, fire and theft car insurance. The policy also covers recovery of uninsured losses. My car was damaged by another car that deliberately drove into me, causing me to crash into a bollard. After looking at the damage they had caused they laughed and drove off. I know the registration number of their car. My…
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Advice re life insurance please
My husband and I currently have two decreasing term life policies - one is just for me to cover my mortgage on the property I let out. There is about £54k on this mortgage, and the policy costs £12.44 per month (22 years remaining). The other policy is a joint one to cover the mortgage on our home. There is about £98k on…
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Are these mortgage and life insurance quotes silly?
Hi folks I am about to go ahead with a £99k mortgage from Barclays/Woolwich as a first time buyer and obviously they have given me some quotes for a few insurance schemes. Can the experts here tell me whether they are senselessly expensive or not? (I think they might be). I am single with no dependants. 1) Barclays…
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Insurance co. didn't change our address!!
To keep it simple, when we moved house 5 YEARS ago we kept our contents insurance with the same company (Britannic) and just informed them of our new address - they sent a letter at the time to confirm. All well and good and I didn't think any more of it; the correct monthly direct debits were going out. Then just this…
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mortgage and income protection
does anyone know can you take out more than 1 policy of mortgage protection? most policies have a limit of 2000 pounds per month and if you have a big mortgage 1 policy wont be enough? does anyone know? also can you take out your policy to provide you with income so say your mortgage is 2500 per month and you need 1000 to…
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iPhone insurance - is it worth it?
I am thinking I should get my iphone insured because it is not going to be cheap to replace and it is probably at risk more than other phones - but is it worth it and who is a decent iphone insurance provider? I googled it and found a few sites like iphone insurance cover.co.uk and a few others which look like they cover…
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Are there any disadvantages to getting a joint life insurance policy?
My husband & I need to get life insurance & I have been getting quotes for it. We were gonig to get policies for 20 years (to cover kids until 20 & 23 yrs old) for £400000 for hubby & £200000 for me. However for a couple of quid more each month we could get 25 years & £400000 each if we got a joint policy. But are there…
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Ebay/Parcel Insurance
Hi Guys I'm planning on selling a laptop on ebay (I expect it to go for about £3K +) and I'm not too certain about the options regarding shipping and insurance. For some reason, the ebay faq page covering this is down (already emailed them) so I'd hoped some people on here might know the answer. I want to be able to cover…