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Is bankruptcy really an option?
A very good friend of mine is having a really bad time. To cut a long story short, he has had to leave his wife and children. He is currently staying with his sister. His family home is in his name and so is the mortgage. So is a lot of other debt which he has put in the hands of one of the charities? He can see no way out…
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please help!
could any 1 tell me what i am looking for?!!!!:confused: i went on a great thing on this sight a few weeks ago, where i put all of my bills, debts etc and it told me how much to pay off each month until they are paid off completely.:D as i was at work i couldn't save it or anything and i want to print it out, but i can't…
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Quick - Eurodebt - any experiences ???
They came to my house after I must have dialed the wrong number because I thought I had contacted CCCS but anyway, he talked me through the facts and figures and made alot of sense. But now I'm panicing have I done the right thing. My outgoings are 3 times my income on a monthly basis. Eurodebt will reduce my payments to…
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Advice needed please!
Hi, Can anyone give advice please? What can someone do to cancel with Eurodebt when they've already paid some of the upfront fee. Are we able to go back on it? What are the options to pursue? I am not sure whether to carry on with them or contact someone else. Regards
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Awful morning - 'Head' and 'Brick wall' situation
Argh! I've recently opened my new basic account with A&L as advised as I owe a lot to Halifax (Loan and 2 credit cards). So I got up early this morning, went to transfer my mortgage money accross to a different account and then take all my money from the Halifax account as I was paid yesterday. However, as I haven't paid…
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Paid extra from work - advice!
Hello, I got a payment of £113 from my old work and as I was to understad it I wasn't due anymore pay. Obviously it's lovely to have the money but do you think it's wise to not spend it in case they ask for it back?
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new to site
Hiya, Just want to say this is a great site, i think iv been reading it for about 3hrs! Yes i too want to get out of debt asap, iv just asked the cccs to contact me with hopes of helping me get out of this sticky situation. So here is a list of my debts. Car Finance £9879.50 £226.50 Barclays Loan £7289.31 £150.00 Provident…
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Chillin ...DFW style of course!
Ok folks I've noticed that people are struggling a bit with how to treat themselves without spending a bomb so thought I'd start a nice thread so we can all give each other ideas & hopefully cheer everyone up a bit as peole generally seem a bit glumb (?sp!) at the moment and going through some tough times...Ok so heres my…
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help me! debts been sold 2 another company
please can someone advise me? i have een married 4 nearly 2 years an I know my hubby had had debt prolems b we got 2gethr.yesteray 2 letters cameout othe blue saying that 2 old debts(5 yrs old)have ben sold to a debt colection agency nd they are asking 4 payment.I have no idea how he was found as there is nothing to…
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Can I reduce my card payments
HELP PLEASE: I will lay my cards on the table so to speak I need some good advice on which way to turn. 1. I do not live in the UK anymore I live half way round the world and will not be returning to the UK I do all my banking on line. 2. I am retired and my Pension is paid into a UK bank and I do all my banking online. 3…
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Saturday night dfw free house party!!!
evening all! since i'm off out tonight and got into trouble for deserting you all i decided to turn my house over to you lot for the evening. only rules are stay away from my shoes, they are precious things and not to be touched... and minnie spender is guest of honour so you must all be super nice to her sicne shes a…
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Taking the plunge and confessing!
Hi all. Just being selfish and asking for some motivational tips....I have been on this website for a year now but have never really taken the plunge to look at my finances and add up all my debts. I know that they are totally crazy, and not out of control to the extent that I can't manage the repayments, but that my…
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How to check if car brought has finance os
Hi guys, Some of you will know my oh car was stolen, I'm trying to find out if the car was on finance previously and perhaps they have repossed it. OH told me he did check but i would like to check again. It has been reported stolen, would the police know if it was subject to finance? Sorry to keep on its doing my head in…
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Problem at work - Won appeal - What now
Can anyone help? I have been having huge problems at work over the last year or so. Basically we have a new broom and she wants to sweep clean. I have worked at the same place for 22 years, but unfortunately she has found a reason to sack me for gross misconduct. I have been suspended on full pay for the last four months.…
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Advice Needed
I dont know if this is the right place to post this, but I cant really see a relevant board for this. The situation is as follows. Currently I live with my nan, and for the past 2 years (ive been out and stopped this at times) little vandals have smashed in the side fence, I mean literally ripped it all out. Got on the…
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Its Time I Spoke Up
i have been a member os this site for some months and i feel its time to speak up - i forced my wife to sign a trust deed in december 2004 (scotland only) and it was her lightbulb moment as she broke down in tears over debts totalling £10,000. i have managed to pay back a loan which i took over two years of £7000.00 over…
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Costco - tougher than getting a Current Account!!
I'm self employed and have just got off the phone to Costco - I dont have seperate bank accounts for business - what a luxury(!) and I never buy anything for the company so have no invoices .... surely there must be an easier way to save money!! My mum and I were going to bulk shop and then split the cost :confused:
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Blowing my own trumpet
I've just paid off my MBNA card.:) Only the Amex (2892) Abbey (2000) Egg loan (1850) and MBNA loan (2530) to go.:(
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How much have you/will you spend today?
I am planning on a no spender today to make them two in a row :beer: Raining and totally miserable down here so staying in with some DVDs and lots of hot chocolate and cookies I baked yesterday :D Have a great one everyone! :j
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What have you spent today- Sat 26/08
Couldn't see usual thread so thought I'd start it off.