Jubilant June's No-Spend Days Challenge!

cathybird
cathybird Posts: 15,309 Forumite
Part of the Furniture 10,000 Posts Name Dropper Photogenic
edited 2 June 2024 at 5:26PM in Debt-free wannabe challenges
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of frittering money away and start automatically holding off from spending instead. It also helps you delay purchases, which in turn means you lose interest in a lot of things you might otherwise impulse buy.

Another good thing with this challenge is we're all in it together, and people will help you on bad days and cheer you on on good days, and the support and accountability can really help make it easier to keep going with it. And if all else fails, there's always next month

To join, just post the number of no-spend days (NSDs) you're aiming for in June and you are on your way!

Tips for the challenge:
1. It's totally up to you but if you've never done the challenge before, it's probably simpler to start with a goal of 10 or (at most) 15.

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.

3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too

4. It also helps to bookmark the thread, it's much easier to find.

5. NSDs are trickier than they seem and easily derailed. It can work better if you notch up as many days as you can in the first half of the month, or think of the month in thirds so if you're aiming for 10 NSDs, try to do 4 days in the first 10, 3 in the second and 3 in the third. And if you feel that you're falling behind, there's no shame in changing your target! Sometimes life just gets in the way, and the challenge should be fun, not a grind.

June

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =


To see the updated results for June at any point, click here :)
«13456746

Comments

  • cathybird
    cathybird Posts: 15,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 June 2024 at 12:37PM
    June targets

    AuntieL 12
    bamboo socks
    beanielou 19
    blubella
    Caeraugirl 15
    cathybird 15
    Crazycatlady2
    Daywon
    Doris17
    Farmers-wife 2 10
    Flying By
    Geriatricmum
    HotDog2020 15
    ilovetea
    KajiKita 18
    keggie
    laconic 10
    laura lau
    laurenh 20
    leftatthetrafficlights 24
    LittleMissDetermined 18
    madlyn
    Makingabobor2 15
    Money Choices
    Mrs Cautious 20
    Rupacomp 15
    Saver-upper
    SecondStar 17
    short bird 18
    Tiangfeng2022
    Worlds Worst Superhero 20


    :):) Newcomers welcome! :):)

  • beanielou
    beanielou Posts: 94,507 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks @cathybird for our shiny new thread & all your hard work as always 🤩
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Can I aim for 18 again this month?
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £2725 | EF £1035/£1000 | Sabbatical £2541/£3000 | Travel savings £1900 | Sinking pots £3249
  • cathybird
    cathybird Posts: 15,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @beanielou thank you xx :):) and @LittleMissDetermined that's done! xx :)
  • Hello again!
    @cathybird please can you put me down for 20 NSD in June.
    I have a few birthday and celebrations, a Leavers' Prom and a weekend away this month. Even though I count travel expenses to visit friends and family as being a Necessary Expense, I know I'm going to have make a few purchases this month.
    As always I'll try to find alternatives to buying new- reusing, repurposing, repairing, borrowing or renting where possible.
  • Laconic
    Laconic Posts: 187 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I'd like to join! First timer.  I'd like 10 NSD in June.

    I am excluding necessary bills like petrol, and automated payments aren't counted. But I'm really bad at frittering away cash, so I'd like to spend more mindfully.
    LBM: June 2023. Amount owed: ~£10,000I've gone debt free before, I can do it again!
  • cathybird
    cathybird Posts: 15,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi laconic image and welcome image to our lovely thread! I've added you to the list, best of luck with the challenge! image
  • beanielou
    beanielou Posts: 94,507 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Kicking off with no 1. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    @cathybird is target reached a dancing blue bean? I am intrigued!! 😂
  • cathybird
    cathybird Posts: 15,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @cathybird is target reached a dancing blue bean? I am intrigued!! 😂
    @HotDog2020 yes I guess that's as good a description as any! There are lots of dancing emojis, mainly bananas, but some of them are beans!
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