June NSD challenge
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Jubilant June's No-Spend Days Challenge!
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Sorry been MIA and May was a bit of a write off.
Aiming for 15 in June as lots planned e.g weekends away but need to stop my money running away….
So far 1/15GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Declaring early today - 3/24 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Calling an early calling an early one today, as the car is in the garage so no chance of going anywhere!
That’s 3 so far for June‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4000 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =June targetsAuntieL 1/12bamboo socksbeanielou 3/19blubellaCaeraugirl 15cathybird 1/15Crazycatlady2 2/18DaywonDoris17Farmers-wife 2 1/10Flying ByGeriatricmumHotDog2020 1/15iloveteaKajiKita 1/18keggie 1/15laconic 10laura laulaurenh 2/20leftatthetrafficlights 3/24LittleMissDetermined 1/18madlynMakingabobor2 15Money ChoicesMrs Cautious 1/20Rupacomp 1/15Saver-upperSecondStar 3/17short bird 2/18Tiangfeng2022 10Worlds Worst Superhero 20🌞 🌞 Newcomers welcome! 🌞 🌞0
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NSD for me please. I actually ordered something from Vinted but it turned out to be a scam so I'm getting a refund 🤣2
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2025 Goals:Challenging :
- NatWest cc by 10/2024: £3,800/£3,800
- HSBC cc by 07/2025: £2,003.84/£3,626.80
- Virgin cc by 09/25: /£2,000
- Private loan by 02/2026: /£5,000
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First NSD of June for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
One for me today please xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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