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When a partner dies
Over the past few years some of our friends have had a partner pass away, and they have relayed to us how difficult it has been to get things sorted out, especially on the banking and insurance side. And the number of death certificates that need to be purchased astonished us. Do you know if there is a lay-man’s guide as…
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Living in a house that is under probate still?
Slightly complicated situation. My daughter is autistic and in her 20s and still lives at home with me. I am her registered carer. It is likely she will live independently with outside support in the future but at present she does not want to live alone. She currently receives advanced daily living PIP and only works part…
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Confirmation Scotland- inventory
I am currently preparing form C1 for my Mum’s estate as Executor. She has investments with Quilter (stocks & shares and investment bond). Quilter have provided me with a probate valuation (13 pages long) which details each asset no of units, unit price and asset value. Will it be acceptable to attach a copy of this to the…
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Grandad Died, Will British Gas cut the supply?
Hello all, Grandad died and had his electricity and gas with BG. I am frightened to tell BG of my granddads death as the company may cut the utilities off. The house is currently empty and we have not done very much as yet. I called Thames Water, and they were brilliant, I know Grandad has Electricity, Gas and Homecare…
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property protection
my wife and I are going to moving to a lodge in a residential park and have just done our wills and power of attorney but was told because we would not own the land of the lodge we could not get property protection, does anyone know away around this thanks
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Help with IHT400 form please
Hello, Can I have some help please interpreting what HMRC are asking in this form! IHT 400 page 12 says "You can use the simple calculation boxes 111 to 119 to work out inheritance tax as long as the following apply (lots of sentences that are not applicable to me) then it says - you do not want to pay all of the tax now…
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Benefit of Gazette & local paper notice
With a simple estate what’s the benefit for joint executors, who are the two children of the deceased and also the sole beneficiaries, in placing a notice in The Gazette and the local newspaper? A notice might reduce their "executor" risk but given they are also the beneficiaries the risk remains with them anyway. I can…
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Sorting Out Banking Post Bereavement
Hi, my father past last week, leaving quite a number of bank accounts, many of which are joint accounts with my mum. He had online access for the main accounts as she wanted him to deal with things. Now he's gone she wants me to handle it for her. I have my dad's login and all of the bank cards and she has her own bank…
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DIY probate and life interest trust help
Hello, I am in the process of applying for probate online. My father left his 50% share of the house (his share being worth approximately 290k) and around 75k in savings to be held in a life interest trust with my stepmother as beneficiary and me as remainderman. He also gifted me various sums of money over the last 7…
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Lloyds Bank/Equiniti
Hi All, My Mum died back in 2021 in Scotland. Administration of the estate was done via a solicitor, and all wrapped up just over a year(!) later. However I've just received a letter from Lloyds Banking Group saying that a "payment" in has been made within the last 12 months. It's only for £4.63, but I'd rather get this…
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Jewellery valuation for probate – what’s actually required?
Hi all, Looking for some advice from anyone who’s been through probate. I’m helping administer an estate and need to value some jewellery. I’ve had two quotes: - Local jeweller: £75 for the first item, £59 per additional item - Auction house: £150 for the first hour, then £75/hour There are multiple items (mostly gold…
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Can the a person who has completed IVA be an Executor of a Will?
My sister, who has previously (with her husband, as both had to complete the IVA at the same time) gone through and completed an IVA process is also the Executor of my Mum's will. Recently there are some signs that she may be getting back into financial trouble, although this has not yet been confirmed. Can anything be…
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Probate: 99%/1% property
A property is split between a son and mother with a 99% / 1% split in the sons favour. The mother lives in the property and has rights to live there until she passes on. He is now deceased, with his will stipulating that his 99% is left to his daughter. Ideally it would be good to resolve this before the mother passes on,…
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Delaying inheritance for will beneficiaries
My will is currently split equally between my five nephews and nieces (I've no partner or dependents). While my nephews (who are in their 30s) are all pretty sensible with money my two nieces (and one in particular) are less so. If I suddenly died now (I’m 60 so hopefully not soon but obviously possible) they would each…
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Excessive time for Probate
My MIL made a firm of solicitors joint executors in her will to save us stress. Sadly this did not work out. These solicitors have been very poor and we are still in probate 4 years in. As they are charging a fixed fee we have continued with them albeit having to do quite a lot ourselves. A lot of money is coming out of…
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letters of administration - no response after 12 weeks
I have attempted to check progress online but all links seem to take me back to my original application! How can I get to any report on progress? I have now phoned the service and been told that my application has been passed to a specialist team. No indication on why or how long I will have to wait. It is now 13 weeks!…
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Gifting when under IHT
I've been reading to lots about the IHT and the gifting rules and listened to Martin's podcast and TV show about it. I understand the IHT thresholds including when one's IHT is passed to their spouse. I understand the rules about gifting money in relation to the £3k and £250 amounts and any larger sums of money you would…
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Understanding question from late Grandparent's pension provider
My Nan died at the end of last year aged 100. For over 29 years she was in receipt of a widow's pension from my Grandad's pension provider from his workplace. My Dad is the executor of Nan's will. She left cash only in a bank (no property). He has informed the pension provider of Nan's death and sent a death cert but had…
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Life interest trust
Hi, I’m asking for some advice, we recently lost our dad and my mum and dad set up a life interest trust will about 3 years ago for me and my sister. We had a letter from the solicitors saying we need to pay’s costs of around 3,000 which includes fees, grant of probates, land registry etc. But we don’t have the money for…
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Additional assets found after letters of administration granted...
I received Letters of Administration based on a sum of money. I have now come across another bank account which would increase the estate value by around 20% (to c £60k), do I need to do re-apply?
