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Credit Card debt help
Hi My mother last year got in to 12k of credit card debt. The banks as usual just give her loads of cards as she’s is a house owner and being a widow she thinks they are being nice!!! I am going travailing soon and have just found out she has got another credit card and already got £1.000 of debt in a mouth on it!! I was…
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Life of Balance Transfers - help please re credit limit
Hi, I would like to open a Life of Balance Transfer with a different card company, e.g. Sainsburys as advised by Martin. However, how can I be sure that they will allocate me the credit limit I require? It's not a huge one, just £4.500 - but I don't want to go thru all the application and credit checks for them to turn…
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Beware of Egg!
Beware of Egg. I used their 0% BT offer and got automatic protection at about £24 a month (I do not remember any option on the application form that either mentioned this, or gave the option not to have it). I let it go over the 0% period (stupid, I know) and then BT'd it elsewhere. All the time my Egg card was at £0…
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Warning - Sentinel Credit Card Protection
To all those with Sentinel card protection. My husband has recently had his debit card cloned and we have been told by Sentinel that their policy does not cover 'cloned' cards, only cards where the card itself has been physically stolen. This has really worried me as I thought that I was covered for all fraud to do with my…
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credit card help!
hi! i have a really really appaling credit rating due to student debt etc, and therefore simply cannot get either a credit card, nor a bank account. this has never really been too much of a problem, but, im going on holiday soon, and really need both! any ideas?
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Amex Address needed
Does anybody know the address to write to Amex to query information contained within credit report?
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HSBC card - 5.9% BT for six months, deadline 30/09
Found under 'Options for you' in Online Banking. Guess they haven't announced it yet. Will have to do some sums now there is a new 2% BT fee. "Transfer balances from non-HSBC Group credit or store cards to one low rate of just 5.9% per annum (simple variable rate) for six months. After that, your rate will revert to your…
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Free return flight BMI baby
bmibaby airlines are offering a free return flight on your first purchase with their new credit card. and 6 months 0%
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Amex payment deadline
I have an Amex Blue card which I pay off every month by debit card on the Amex online banking site. If they tell me my payment deadline is 23rd of the month, does that mean I can pay it up to and including the 23rd? Or does it have to be done on or before the 22nd? Or does it have to have been paid several working days in…
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Do the fees free charity cards still exist?
Title says it all.
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*Important* Changes to Barclaycard Conditions effective 1st August 2006 *Important*
The monthly interest rate will change on your cash balance to 2.075% per month (27.9% per annum). The new rates will affect any existing cash balance and all new cash transactions showing on your August statement. Any promotional rates you are currently benefitting from remain unchanged. The default charge will reduce as…
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Balance Transfer refused
I have £3,700 outstanding on a B & Q Homeplan card issued by GE Money which is about to come to the end of its interest-free period. I have acquired a GE Money credit card and balance transferred £2,400 (up to my limit on the new card) . I have now got a NSPCC card issued by Bank Of Scotland and have tried to BT the…
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credit card tarting........
Hi folks, I have (thanks to Martin's advice) had some success using 0% credit cards and moving/clearing them just before interest free period ends. Am now wondering whether the companies are on to us tarts, as a couple of months ago when I applied for a Nat west 0% credit card, they offered me a credit limit of £750!! My…
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Sentinel Insurance for Fraudulent Use of Card
My husband's Halifax debit card has just been 'cloned' and appears to have been used in the Netherlands. We have had over £1,000 removed in euros from our bank account as a result. Luckily, I check the joint account every day so I spotted it very quickly and reported it straight away to the Halifax. Both our debit cards…
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Abbey 0% deal nearly Up - where to go?
I had a £12k debt taken out in June 04 onto my Egg card which I have been paying of at £250 pm ever since via Egg/TSB/Abbey. Might have left it a tad late this time but my 0% deal expire in the first month of Aug.... I have about £6k to shift. How is the best/cheapest way to go about it? Looking at the site I assumed it is…
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c card travel insurance
If you buy an airline ticket with a credit card do you get automatic travel and or medical insurance while away - anybody any info ??:
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Never Had a Credit Card! Need Some Advice
Hi all, I’ve never had a Credit Card, but now need one. After buying a house and stuff, one would now come in useful! I’ve checked all the sites and read most of the information regarding comparisons. I have narrowed it down to 2, the Sainsbury’s and Halifax Credit Card (i think). This is due to the 0% interest on…
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Paying off Store card - BT or Purchase??
i have been reading around as i have an outstanding balance on a debenhams store card. i was thinking i could pay this off with a balance transfer and have it interest free. so was looking around for a card with decent balance transfer options, and with low purchase %age as i have some thing i need to buy and could use a…
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How do I ditch my current provider?
I recently took advantage of eggs 3.9% offer and balanced transferred £2000 to them. However Ive had a little dispute with them, to the extent the guy indirectly threatened to call in the full balance (although when challenged he insisted he was not threatening to do so, merely pointing out I own them money. Duh!) Never…
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Nationwide credit card
I understand you can claim an extra free warranty for electrical goods if you use your nw credit card. Has anybody done this before, and do electrical goods include computer and MP3 player. Thanks