-
Cancelling Cards - How long
I recently cancelled one of my credit cards, how long does it take to reflect on my credit rating?
-
Help with credit report please!
Hi I hope someone can help. I have just received my experian credit report after being turned down for a A&L bank account based on my credit file. I had a egg credit card in 1999 and ran up a debt when I lost my job, before it went to a debt agency my brother loaned me the money to pay the amount off in full. This is now…
-
Bank Charges
Hi Im pretty new to this, but Ive seen that you can claim back charges for late payments etc, but can you claim back charges for going over an agreed overdraft limit or the limit on a credit card? And how? Ive was only over by a little bit for a few days. Thanks for any info anyone can give. x
-
Help
Bit longwinded this, but I am hoping someone might be able to help. A couple of years ago, I took out a Mint card. Had problems at first, in that they kept getting some of my personal details wrong, but I thought it was sorted out. This was until last year, when I got a phonecall at work (not happy about that) telling me I…
-
How to make Abbey Credit Card payments???
I have just got an Abbey credit card with which I have super balance transferred my girlfriends overdraft onto so we can start to eat into it without it growing with interest each month. When I log into the Abbey Credit Card services online I have the options to make a payment from a Visa Electron or a Visa Delta debit…
-
Quicky help required. Tesco CC / BA miles.
Don't shop at Tesco's 'cos we haven't got one so I have no idea how the credit card / pluspoints work. Have a credit card and pluspoints card (came with car insurance) and am about to put a £6000 holiday on it. How many pluspoints will I get for this? Can I convert them straight away to BA miles or do I have to wait? Says…
-
Credit Card For Purchases
hi I am new to this so sorry if this thread has already been asked I am planning to go on holiday in november I have not got a credit card but would like to apply for one and pay for my flights etc on it I would like to also use it for purchases when in thailand I will not be paying it off immediatley but within 6-10…
-
New credit card - your thoughts please.
I have been very concerned about my financial situation for a while now, but for the past month or so I have been making a huge effort to REALLY do something about it. I am not in debt as such. All I owe is around £1600 on my HSBC credit card, 9 months interest free, and I have the money to pay it off when that period…
-
Application for a new cr.c.
Hi there, I'm about to apply for a new cr. card and do BT, they asking for bank details. Do I have to fill that bit in in order to get through? taj
-
Company Barclaycard Trick (Warning)
We had our first statement from Company Barclaycard last month. When the account was set up we agreed that the minimum payment would be taken by DD and we could pay off the rest if we wanted to avoid interest (which we did). Statement came through for a total of £279 with a minimum payment of £14 so we paid another £265 to…
-
Natwest credit cards - Am I being ripped off
Hello peeps newbie here :) Bit of a problem with Natwest that I hope you can help me with. I payed £50 off my Natwest credit card on monday 10th at my local Natwest(who I also bank with) . On my statemant it said I only had to make my payment by wednesday 12th. I checked my online banking today and I have been charged for…
-
Mint Card - Changes to T&C's
Stoozers will be aware from the Stoozing website that Mint are to discontinue their credit card cheques. However, I thought that those managing debt might be interested in one of their other 'variations' - due to be incorporated in the Mint card T&C's from 1 September 2006... Source: Notice of Variation to your Card…
-
Egg Money - 1% Cashback on Loan Payment!
Doing some financial reorganisation of debts and have done som BT to my Egg Money card from Capital One (0% Sept 07) and Barclaycard (6.9% LOB) I then rang up Egg and asked them to transfer the positive balance to my Egg Loan to pay it off. On my next statement I had £77 cashback from the Loan balance transfer :T
-
Credit Card debt help
Hi My mother last year got in to 12k of credit card debt. The banks as usual just give her loads of cards as she’s is a house owner and being a widow she thinks they are being nice!!! I am going travailing soon and have just found out she has got another credit card and already got £1.000 of debt in a mouth on it!! I was…
-
Life of Balance Transfers - help please re credit limit
Hi, I would like to open a Life of Balance Transfer with a different card company, e.g. Sainsburys as advised by Martin. However, how can I be sure that they will allocate me the credit limit I require? It's not a huge one, just £4.500 - but I don't want to go thru all the application and credit checks for them to turn…
-
Beware of Egg!
Beware of Egg. I used their 0% BT offer and got automatic protection at about £24 a month (I do not remember any option on the application form that either mentioned this, or gave the option not to have it). I let it go over the 0% period (stupid, I know) and then BT'd it elsewhere. All the time my Egg card was at £0…
-
Warning - Sentinel Credit Card Protection
To all those with Sentinel card protection. My husband has recently had his debit card cloned and we have been told by Sentinel that their policy does not cover 'cloned' cards, only cards where the card itself has been physically stolen. This has really worried me as I thought that I was covered for all fraud to do with my…
-
credit card help!
hi! i have a really really appaling credit rating due to student debt etc, and therefore simply cannot get either a credit card, nor a bank account. this has never really been too much of a problem, but, im going on holiday soon, and really need both! any ideas?
-
Amex Address needed
Does anybody know the address to write to Amex to query information contained within credit report?
-
HSBC card - 5.9% BT for six months, deadline 30/09
Found under 'Options for you' in Online Banking. Guess they haven't announced it yet. Will have to do some sums now there is a new 2% BT fee. "Transfer balances from non-HSBC Group credit or store cards to one low rate of just 5.9% per annum (simple variable rate) for six months. After that, your rate will revert to your…