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Buying a car money transfer card ?
I'm trying to work out the best and cheapest way to buy a Car which will be from a dealer. The car in question is £25k I have a an excellent credit rating and have been pre approved for a few loans with an intrest of 6.2%. But I'm wondering if I can use a credit card that transfers money into my bank account to buy the…
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MBNA - update to agreement
Advised by email from MBNA that cover letter and details in my online service digital inbox. So I have gone into my account to get the details. I see they have made some changes to the document delivery system. I can read the document on the screen ok, but cannot download it like I have done in the past. Wondered if just…
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Existing Balance and AMEX
Hi, I currently have 3 active credit cards, two with zero balance and one with +/-£2.5k on it. I have a friend who has an AMEX card who enjoys the points etc he gets with it. I asked him for a referral code, which he has sent me and I can get 6000 Avios points if I spend £2k in the first 3 months. Couple of questions from…
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Virgin Money Payment Allocation
Afternoon All, Looking for some help, I have a card with a range of payment allocations on it. So a small amount of general payments made, a larger balance transfer that ends in January next year and then an instalment plan that runs for 24 months, this one is new so not even one payment made yet. I have a lump sum that I…
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Which card is best for buying something in Euros online (in UK)
I want to buy something online and the website sells in Euros. Whats the best debit or credit card to use without getting stung with a currency conversion fee/ bad exchange rate? In the past I've used Chase, Nationwide Select and Halifax Clarity but I'm not sure if those ones are still the best picks around?
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Changing balance transfer target
I applied for a new card (Card A) to pay off a balance on Card B. I provided the Card B number as my transfer target. The new card will not arrive in time and so I have had to pay off B's balance with a transfer to card C. A message from Card A says that when it arrives and I verify it that will trigger the payment to Card…
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Credit card or longer loan. How do I calculate balance?
Hi I’m trying to work out what would cost me less in interest from the following options: I have £15k left to pay on a credit card 0% deal that is coming to an end. I have another card that I can balance transfer to with an offer of 5.9% over 2 years. i know I won’t be able to clear that amount in 2 years and could pay…
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Santander Edge Credit Card 2% Cashback
I've just received and started using my Edge credit card. Is there any way to see a running total of Cashback earned? I've looked in the app and online but can't see anything. I'd like to know when I reach the £15 maximum so I can use my Chase account for the rest of the month.
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Closing a credit card and extra charges
Just took out a new credit card with a decent 0% balance transfer rate. Moved most of the balance across, and intend to pay the little remaining at the end of the month when I get paid. Interest rate etc. on that card doesn't work for me, so I want to close it completely. How do I make sure that if say there's £100 left, I…
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Resolved
Resolved..
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HSBC Application
I applied for a credit card with HSBC on 3rd December. I had no acknowledgement from them and heard nothing further, although later in the month I noticed that they'd done credit file searches the same day. By the beginning of January, I was a bit concerned about this and so I called them. The person I spoke to said that…
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Credit cards for temporary employed people
Hi everyone! I was hoping for some guidance on applying for my first credit card while on a temporary contract with work. I’m currently on a one year fixed term contract with my work and want to build up my credit score. I had checked Tesco’s Foundation Credit Card to see if I was eligible, but they said because I’m in…
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Paid a strangers credit card unknown to me!!!
Hi I have been trying to put my finances in order as supposed to retire soon? and noted that 2 direct debit payments have been going out to Aqua card Newday but different card numbers since 2018 so I rang them to be told I only have one account and the other is someone else's!!! but the bank or Newday aren't taking any…
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Capital One minimum payment change
Let me say from the start that I adhere to Martin’s law and “Pay in Full” every month. I was wondering though, how people who don’t, feel about the minimum monthly payment going from 1% to 3% in June? There example to me went from £19 to £103 big jump. Email said it is for our benefit so we pay off quicker and pay less…
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Am I missing something ...
I have 2 credit cards - one with £2700 of debt and the other with £3750 (credit limit £4000, interest rate 18.5%). The £2700 is a long standing debt and has just become a no interest no fee account as long as I meet minimum repayments they have said this will not affect my credit score. My plan is to continue to pay the…
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Refund to CC with 0 balance?
I purchased a service with my Barclaycard a month ago. I needed to cancel the service yesterday and it was straightforward, being refunded within 5 working days. My problem MAY be that I currently have a 0 balance as I pay off ASAP when a debt is shown on statement. When I previously tried to pay off card it won't allow me…
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Which cards to get rid of and which to keep
Hi all I am sorting my finances out and I have some cards and good limits but want to declutter. So need some help working out which to get rid and keep So i have Halifax clarity 0 balance with 4k limit will keep as backup for holiday spends. Barclaycard with balance of 1250 with 5k limit. Balance will be paid off in the…
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Promotional offers on Llloyds Bank credit cards
Not sure if it is only me by Lloyds have the habit of adding promotional 0 percent purchase offers on my credit cards but only by chance do i notice they are there. One in particular has had one since January 2025 for 20 months but never received any communication from them it was available. Also the same with Halifax…
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Responsible lending by credit card to problem gambler? Your opinions please?
Hi all. Please can I have your opinions? I have had a certain credit card for about 6 years. Every payment has been made on time. It has a limit of over £10,000. I am also a problem gambler and had used the card to use at online casinos. Over the years I lost many £1000's to this. But I blocked myself from all UK…
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Does anyone know what this is for ?
I found this on my credit card statement - before I dispute it has anyone else had it? "NYX*BNAELocationsBased Richmond "
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Stoozing first time queries by kempiejon
7 December at 12:51PM
