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Tesco Credit Card and PayPal Friends & Family
Does Tesco Bank charge a cash advance fee when using PayPal for Friends and Family payments?
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Virgin money
Ok so I applied for a virgin credit card and was asked to send over some documents via a link, about 6 hours after doing this I got a email saying my application was declined. But today I get email saying my card is in post and my credit limit ect. As for the Barclaycard I’m going to send that one back as I prefer virgin…
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AMEX Application Expired - Should I re-apply for another credit card?
Hi all, I hope somebody is able to help give me some advice Back in December 2024 I was approved for my first credit card - the AMEX Cashback Everyday Card. Unfortunately I was late providing my additional documentation as proof of address and the application expired in January (I had recently moved house and needed to…
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Vanquis 5% cashback use
i actually dont use my credit cards but i have had a vanquis one for a few years, not used in over a year. Apparently i'm being offered a 5% cashback deal (capped at £20 max cashback) Not going to use it just for the sake of it but my vehicletax is due next week, at £350. Is this transaction elligeible for this offer? i…
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Card blocked when travelling
Recently went to Vietnam via Dubai airport. In Dubai airport i bought something on my card, it went through fine. Subsequent transactions were blocked, and i received a text from Halifax asking them to confirm its me making the purchase. I did then all good. I did worry travelling Vietnam for 3 week i would have the same…
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Irresponsible Lending
I have been told by a colleague about the irresponsible lending claim for credit cards..... Is this still something we can claim on? How do you go about this?
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M&S 0% 24 Months, MSE says 90% Approval, M&S Says 0% Approval
Which one do I believe before applying? I am surprised by the 0% approval tbh
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Pay BIP card using Vanquish money transfer then pay that off same day with a Fluid balance transfer
Hi there, So I recently received a Fluid balance transfer card to pay off my BIP credit card. I didn't realise a balance transfer couldn't be carried out as the companies are owned by the same people. Could I pull the cash via money transfer from a Vanquish credit card to pay off the BIP card then transfer that balance…
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Barclay Card Reward Card - decline/acceptance
Last week I applied for the above card and was declined and not very happy about it as I have a good credit rating, but I believe it was due to the fact that I had over 50% owing on another CC - I'm only paying the monthly minimum due to it being interest free until May next year so. Yesterday, after getting Martin's email…
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Low fee or no fee?
I have posted recently about this and only received one response. I have 7k to balance transfer- the 0% finishes in September. I have various preapproved offers, though the no fee santander card is £3 a month with 15mths interest free. I've been preapproved for a tesco 32mth balance transfer 3.19%fee, on 7k the fee will be…
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New help understanding owed interest
Hi folks, my car died last month and I needed one. I wouldn’t be in a position to pay it off for a couple of weeks. So, I put £12,299 on my Virgin Credit Card Statement rendered on the 5th of April with a payment due by date of 24th of April. I paid £6,000 on 11th of April I paid £5,750 on the 16th of April I have £549…
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Clear balance or transfer balance
My credit card debt is less than my savings. If I transfer the balance to a new 0% interest card, and keep the savings, I’ll earn about £400 interest over the 0% term. There will be a £200 fee to transfer the balance. Should I just clear the balance with my savings? Or transfer it and make a net profit of about £200 over…
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Onmo card not transferring ballance
Hello, I have an onmo credit card, I wanted to transfer my balance but they said they only allow to certain cards, but won't tell me which ones. Has anyone encountered this issue before and been able to transfer to another card? I had a fluid card to transfer the balance to, but fluid told me the same thing as onmo, they…
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'Excellent' credit rating, 10 plus years with bank but credit card refused
I have been with the Co-op for 40+ years and have had a premium account (with £300 o\d) for at least ten. Apart from a tight patch 15 years ago during redundancy/ illness, I have had no problems in that time. I have two credit cards (Aqua & Sainsburys), each with around £7k limit which is way more than I need. I usually…
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Credit Market Consolidation
Is there less competition in the credit card market with Virgin, Tesco, Sainsbury being taken over. I must admit with charging 25% rates I thought these companies were making a killing but obviously not. What is the long term prognosis of this consolidation will we see less 0% deals etc
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Travelling abroad to make a big purchase - would like to put it on a new 0% Credit Card
As per the description I intend to fly to Tokyo in the next few months to make a large single purchase and want to put this on a credit card, mostly for the section 75 protection, but also as a form of convenience so I don't have to sell down investments to cover the initial outlay. To clarify I have enough assets to…
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Start date question
Hi I'm thinking of getting a 0% 24m cc to pay off over 12-24m for a larger purchase. Can I check when the 'offer' would start generally? Once you make the purchase and 24m from then or as soon as the application is successful? Thanks
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AMEX Cashback £3000 Spend Requirement
AMEX require you to spend +£3000 to be eligible for cash back earned, I assume this would not include refunded items? We’ve been using another card this last 12 months but have £35 cash back due paid next month, including a £25 referral bonus and would be a shame to lose it.
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Barclaycard
Hello I applied for a Barclaycard and a few hours later it said application successfull via email, told me my credit rating and says card and pin will arrive within 9 days… is that 100 percent guarantee that I been accepted as they have said they willl be sending me the card in 9 days.. anyone ever had this and then not…
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M&S Credit Card Application
Hi there, Curious to know if anyone else is waiting for their credit card to arrive? I signed the agreement on 7 April and still nothing through the post, that seems awfully longer than I would have expected. Not sure if it's just an isolated experience or if others are also waiting? Thanks
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Stoozing first time queries by kempiejon
7 December at 12:51PM
